How can I cancel my car insurance policy with Farmers Insurance?

Various reasons may lead you to consider canceling your car insurance policy with Farmers Insurance — from finding alternative cheap car insurance to no longer owning the vehicle. Regardless of your reasons, you’re in the right place.

In this article, you’ll learn how to cancel a car insurance policy with Farmers Insurance and why it’s important to consider factors like cancellation fees.

Understanding How to Cancel Farmers Car Insurance

As a policyholder, Farmers Insurance respects your right to discontinue your policy regardless of the reason. This is why they make the process straightforward and painless.

All you’ll need to do is express your desire to cancel your auto insurance policy and provide the necessary information, and the cover will be terminated.

Be sure to know how to get car insurance and ensure no gap in coverage between your old and new insurance coverage.

Cancelling Farmers Car Insurance Online or Over the Phone

You can use two primary methods to cancel your policy with Farmers Insurance, online or via phone. For the latter, visit the company website, log into your account, then navigate to the policy management section. Here you’ll find the cancellation option. Follow the prompts and provide the requested information.

If you prefer to call, use the Farmers Insurance customer service number on the back of your insurance card.

Once you inform the representative that you wish to cancel your policy, they’ll guide you. After confirming your identity, you must provide details about your policy and other relevant information to complete the process.

Written Notice Requirements

Canceling a policy is not a decision that can be taken lightly. Therefore, Farmers Insurance may require you to write a cancellation letter. If you need to do so, ensure you follow all the instructions and provide key details like your policy number, the effective date of cancellation, and your signature.

Refunds and Farmers Car Insurance Cancellation Fees

Canceling your policy before it matures means an unused portion of your premium will be unused. You may be eligible for a refund depending on the time left on your policy, state regulations, penalties, and fees.

Farmers Insurance typically calculates refunds on a pro-rata basis, meaning you will receive a portion of your premium back for the remaining unused coverage period.

It is important to note that Farmers Insurance may deduct cancellation fees from your refund. These fees are outlined in your policy documents and can vary depending on your circumstances. Review your policy or contact customer service to understand any applicable fees. (For more information, read our “How to Get a Refund on Your Car Insurance“).

Be sure to read through an expert guide on the best car insurance when searching for replacement coverage.

Canceling Your Car Insurance Policy with Farmers Insurance Doesn’t Have to be Stressful

Although it may seem complicated, canceling your car insurance policy with Farmers Insurance is relatively easy. Depending on what you prefer, you can do so over the phone or online.

The most important thing is to ensure you have all the necessary information when you initiate the process. So, compare car insurance rates, then go through your policy to understand all the requirements and potential penalties.

Read more: How to Cancel Your Car Insurance Policy