Best Lincoln MKS Car Insurance Quotes (2024)
Average Lincoln MKS insurance rates costs are $123/mo for full coverage while Lincoln MKS insurance rates are $29.92/mo for comprehensive, $43.58/mo for collision, and $34.58/mo for liability. Compare Lincoln MKS insurance quotes using our quote tool below to find the best deal.
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Justin Wright
Licensed Insurance Agent
Justin Wright has been a licensed insurance broker for over 9 years. After graduating from Southeastern Seminary with a Masters in Philosophy, Justin started his career as a professor, teaching Philosophy and Ethics. Later, Justin obtained both his Property & Casualty license and his Life and Health license and began working for State Farm and Allstate. In 2020, Justin began working as an i...
Licensed Insurance Agent
UPDATED: Nov 27, 2023
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Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
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Key takeaways:
- Full coverage costs around $1,472 a year or $123 each month
- A liability-only policy costs around $590 a year or $49 each month
- Highest rates are for teenage drivers at around $5,380 a year or $448 each month
- Good drivers can save as much as $607 a year by earning policy discounts
- Lincoln MKS insurance costs around $47 less per year than the average vehicle
Lincoln MKS insurance rates are slightly less than the average vehicle with full coverage costing about $1,472 a year or $123 a month. Drivers of an older model Lincoln MKS may decide to get liability only coverage which costs around $590 a year or $49 a month. Let’s take a look at Lincoln MKS insurance rates, crash test ratings, and more.
You can start comparing quotes for Lincoln MKS car insurance rates from some of the best car insurance companies by using our free online tool now.
Lincoln MKS Insurance Cost
The average Lincoln MKS auto insurance costs are $1,472 a year or $123 a month.
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Are Lincoln MKSs Expensive to Insure?
The chart below details how Lincoln MKS insurance rates compare to other luxury cars like the Audi S8, Mercedes-Benz CLS 550, and Lexus GS 350.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Audi S8 | $658 | $1,368 | $398 | $2,582 |
| Mercedes-Benz CLS 550 | $432 | $952 | $398 | $1,940 |
| Lexus GS 350 | $370 | $714 | $338 | $1,558 |
| Lexus GS 300 | $344 | $656 | $338 | $1,474 |
| Infiniti Q70 | $370 | $774 | $338 | $1,618 |
| Lexus IS 300 | $356 | $686 | $398 | $1,598 |
However, there are a few things you can do to find the cheapest Lincoln insurance rates online.
What Impacts the Cost of Lincoln MKS Insurance?
The Lincoln MKS trim and model you choose can impact the total price you will pay for Lincoln MKS car insurance coverage.
Age of the Vehicle
Older Lincoln MKS models generally cost less to insure. For example, auto insurance rates for a 2016 Lincoln MKS are $1,472, while 2010 Lincoln MKS rates are $1,198, a difference of $274.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2016 Lincoln MKS | $332 | $640 | $364 | $1,472 |
| 2015 Lincoln MKS | $314 | $618 | $376 | $1,444 |
| 2014 Lincoln MKS | $302 | $574 | $384 | $1,396 |
| 2013 Lincoln MKS | $290 | $540 | $388 | $1,354 |
| 2012 Lincoln MKS | $278 | $484 | $390 | $1,288 |
| 2011 Lincoln MKS | $260 | $446 | $390 | $1,232 |
| 2010 Lincoln MKS | $250 | $418 | $394 | $1,198 |
Driver Age
Driver age can have a significant effect on Lincoln MKS car insurance rates. For example, 30-year-old drivers pay $65 more for Lincoln MKS car insurance than 40-year-old drivers.
Driver Location
Where you live can have a large impact on Lincoln MKS insurance rates. For example, drivers in Los Angeles may pay $1,266 a year more than drivers in Indianapolis.
Your Driving Record
Your driving record can have an impact on the cost of Lincoln MKS car insurance. Teens and drivers in their 20’s see the highest jump in their Lincoln MKS car insurance with violations on their driving record.
Lincoln MKS Safety Ratings
Your Lincoln MKS car insurance rates are tied to the safety ratings of the Lincoln MKS. See the breakdown below:
| Test Type | Rating |
| Small overlap front: driver-side | Poor |
|---|---|
| Small overlap front: passenger-side | Not Tested |
| Moderate overlap front | Good |
| Side | Good |
| Roof strength | Good |
| Head restraints and seats | Good |
| Source: Insurance Institute for Highway Safety | |
Lincoln MKS Crash Test Ratings
Lincoln MKS crash test ratings can impact the cost of your Lincoln MKS car insurance. See Lincoln MKS crash test results below:
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2016 Lincoln MKS 4 DR FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2016 Lincoln MKS 4 DR AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Lincoln MKS Safety Features
Having a variety of safety features on your Lincoln MKS can help lower your Lincoln MKS insurance costs. The Lincoln MKS’s safety features include:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- 4-Wheel ABS
- 4-Wheel Disc Brakes
- Brake Assist
- Electronic Stability Control
- Daytime Running Lights
- Child Safety Locks
- Adjustable Pedals
- Traction Control
- Blind Spot Monitor
- Lane Departure Warning
- Lane Keeping Assist
- Cross-Traffic Alert
Lincoln MKS Insurance Loss Probability
The lower percentage means lower Lincoln MKS auto insurance rates; higher percentages mean higher Lincoln MKS car insurance rates. The Lincoln MKS’s insurance loss probability varies for each form of coverage.
| Insurance Coverage Category | Loss Rate |
| Collision | 21% |
|---|---|
| Property Damage | -10% |
| Comprehensive | 40% |
| Personal Injury | -22% |
| Medical Payment | 3% |
| Bodily Injury | no data |
| Source: Insurance Institute for Highway Safety | |
Lincoln MKS Finance and Insurance Cost
If you are financing a Lincoln MKS, most lenders will require your carry higher Lincoln MKS coverages including comprehensive coverage, so be sure to compare Lincoln MKS car insurance rates from the best companies using our FREE tool below.
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Ways to Save on Lincoln MKS Insurance
You have more options at your disposal to save money on your Lincoln MKS auto insurance costs. For example, try taking advantage of the following five strategies to reduce your Lincoln MKS car insurance rates
- Consider Lincoln MKS Insurance Costs Before Buying a Lincoln MKS
- Watch Your Insurer Closely When Your Lincoln MKS Needs Repairs
- Provide Your Lincoln MKS VIN When Requesting Lincoln MKS Auto Insurance Quotes
- Check Reviews and State Complaints Before You Choose an Insurer
- Get Lincoln MKS Auto Insurance Through Costco
Top Lincoln MKS Insurance Companies
Who is the best auto insurance company for Lincoln MKS insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Lincoln MKS auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Lincoln MKS offers.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | GEICO | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
Compare Free Lincoln MKS Insurance Quotes Online
You can start comparing quotes for Lincoln MKS car insurance rates from some of the best car insurance companies by using our free online tool now.
Are you looking for free insurance quotes?
Your one-stop online insurance guide. Get free quotes now!
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Frequently Asked Questions
What type of coverage do I need for my Lincoln MKS?
The type of coverage you need for your Lincoln MKS depends on your individual needs and budget. However, it’s recommended to have liability insurance, which covers damages you may cause to other people or their property, and collision and comprehensive coverage, which cover damages to your car.
How can I save money on Lincoln MKS car insurance?
You can save money on Lincoln MKS car insurance by shopping around and comparing quotes from different insurance companies, raising your deductibles, maintaining a clean driving record, taking advantage of discounts, and driving a car with safety features.
What factors affect the cost of Lincoln MKS car insurance?
The cost of Lincoln MKS car insurance depends on various factors, including the driver’s age, driving history, location, coverage limits, deductibles, and the model and year of the car.
How do I file an insurance claim for my Lincoln MKS?
To file an insurance claim for your Lincoln MKS, you should contact your insurance company as soon as possible and provide them with the necessary information, such as the date and location of the accident, names and contact information of any involved parties, and a description of the damages and injuries.
What are some ways to get the best car insurance quotes for my Lincoln MKS?
To get the best car insurance quotes for your Lincoln MKS, it’s recommended to shop around and compare quotes from different insurance companies. You can also consider factors like the insurance company’s reputation, customer service, and discounts offered.
Are there any specific insurance requirements for owning a Lincoln MKS?
There are no specific insurance requirements for owning a Lincoln MKS, but you may be required to have liability insurance and meet the minimum coverage requirements in your state.
Can I add additional coverage to my Lincoln MKS insurance policy?
Yes, you can add additional coverage to your Lincoln MKS insurance policy, such as roadside assistance, rental car coverage, and uninsured/underinsured motorist coverage. However, keep in mind that adding more coverage will increase your premium.
Are you looking for free insurance quotes?
Your one-stop online insurance guide. Get free quotes now!
Secured with SHA-256 Encryption
Justin Wright
Licensed Insurance Agent
Justin Wright has been a licensed insurance broker for over 9 years. After graduating from Southeastern Seminary with a Masters in Philosophy, Justin started his career as a professor, teaching Philosophy and Ethics. Later, Justin obtained both his Property & Casualty license and his Life and Health license and began working for State Farm and Allstate. In 2020, Justin began working as an i...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.