Best Cadillac ATS Car Insurance Quotes (2024)
The average Cadillac ATS car insurance cost is $118/mo for full coverage and $47/mo for liability-only policies. Good drivers may qualify for up to $584 a year in policy discounts for remaining safe and courteous on the road. Compare Cadillac ATS car insurance rates by using our free tool now.
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Chris Abrams
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Chris is the founder of Abrams Insurance Solutions and Marcan Insurance, which provide personal financial analysis and planning services for families and small businesses across the U.S. His companies represent nearly 100 of the top-rated insurance companies. Chris has been a licensed life and health insurance agent since 2009 and has active insurance licenses in all 50 U.S. states and D.C. Chr...
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UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
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Key takeaways:
- Full coverage costs around $1,416 a year or $118 each month
- A liability-only policy costs around $568 a year or $47 each month
- Highest rates are for teenage drivers at around $5,175 a year or $431 each month
- Good drivers can save as much as $584 a year by earning policy discounts
- Cadillac ATS insurance costs around $103 less per year than the average vehicle
Cadillac ATS insurance rates are around $103 less yearly than the average vehicle with full coverage costing around $1,416 a year or $118 a month. Drivers of an older Cadillac ATS may choose to get liability coverage only which costs around $568 a year or $47 a month.
Good drivers may qualify for up to $584 a year in policy discounts for remaining safe and courteous on the road. We’re going to look at Cadillac ATS insurance rates, crash test ratings, and more.
You can start comparing quotes for Cadillac ATS car insurance rates from some of the best car insurance companies by using our free online tool now.
Cadillac ATS Insurance Cost
The average Cadillac ATS car insurance rates are $1,416 a year or $118 a month.
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Are Cadillac ATSs Expensive to Insure?
The chart below details how Cadillac ATS insurance rates compare to other sedans like the Cadillac CTS, Chevrolet Cruze, and Nissan Sentra.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Cadillac ATS | $294 | $566 | $398 | $1,416 |
| Cadillac CTS | $320 | $626 | $398 | $1,502 |
| Chevrolet Cruze | $308 | $594 | $372 | $1,432 |
| Nissan Sentra | $254 | $570 | $390 | $1,372 |
| Subaru Impreza | $320 | $542 | $390 | $1,410 |
| Nissan Versa | $268 | $542 | $390 | $1,358 |
| Volkswagen Passat | $332 | $600 | $390 | $1,480 |
However, there are a few things you can do to find the cheapest Cadillac insurance rates online.
What Impacts the Cost of Cadillac ATS Insurance?
The Cadillac ATS trim and model you choose can impact the total price you will pay for Cadillac ATS insurance coverage.
Age of the Vehicle
The average Cadillac ATS car insurance rates are higher for newer models. For example, car insurance for a 2018 Cadillac ATS costs $1,416, while 2013 Cadillac ATS insurance costs are $1,300, a difference of $116.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2018 Cadillac ATS | $294 | $566 | $398 | $1,416 |
| 2017 Cadillac ATS | $284 | $552 | $416 | $1,410 |
| 2016 Cadillac ATS | $274 | $530 | $430 | $1,392 |
| 2015 Cadillac ATS | $260 | $512 | $442 | $1,372 |
| 2014 Cadillac ATS | $250 | $474 | $452 | $1,334 |
| 2013 Cadillac ATS | $240 | $446 | $456 | $1,300 |
Driver Age
Driver age can have a significant impact on the cost of Cadillac ATS auto insurance. For example, 20-year-old drivers pay as much as $1,794 more each year for their Cadillac ATS auto insurance than 40-year-old drivers.
Driver Location
Where you live can have a large impact on Cadillac ATS insurance rates. For example, drivers in Jacksonville may pay $849 a year more than drivers in Indianapolis.
Your Driving Record
Your driving record can have an impact on your Cadillac ATS car insurance rates. Teens and drivers in their 20’s see the highest jump in their Cadillac ATS car insurance with violations on their driving record.
Cadillac ATS Crash Test Ratings
The crash test ratings of the Cadillac ATS can impact your Cadillac ATS car insurance rates.
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2019 Cadillac ATS-V 4 DR RWD | N/R | N/R | N/R | N/R |
| 2019 Cadillac ATS-V 2DR RWD | N/R | N/R | N/R | N/R |
| 2019 Cadillac ATS 2DR RWD | N/R | N/R | N/R | N/R |
| 2019 Cadillac ATS 2DR AWD | N/R | N/R | N/R | N/R |
| 2018 Cadillac ATS-V 4 DR RWD | 4 stars | 4 stars | 5 stars | 5 stars |
| 2018 Cadillac ATS-V 2DR RWD | N/R | N/R | N/R | N/R |
| 2018 Cadillac ATS 4 DR RWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 2018 Cadillac ATS 4 DR AWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 2018 Cadillac ATS 2DR RWD | N/R | N/R | N/R | N/R |
| 2018 Cadillac ATS 2DR AWD | N/R | N/R | N/R | N/R |
| 2017 Cadillac ATS-V 4 DR RWD | 4 stars | 4 stars | 5 stars | 5 stars |
| 2017 Cadillac ATS-V 2DR RWD | N/R | N/R | N/R | N/R |
| 2017 Cadillac ATS 4 DR RWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 2017 Cadillac ATS 4 DR AWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 2017 Cadillac ATS 2DR RWD | N/R | N/R | N/R | N/R |
| 2017 Cadillac ATS 2DR AWD | N/R | N/R | N/R | N/R |
| 2016 Cadillac ATS-V 4 DR RWD | N/R | N/R | 5 stars | 5 stars |
| 2016 Cadillac ATS V-Series 2DR RWD | N/R | N/R | N/R | N/R |
| 2016 Cadillac ATS 4 DR RWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 2016 Cadillac ATS 4 DR AWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 2016 Cadillac ATS 2DR RWD | N/R | N/R | N/R | N/R |
| 2016 Cadillac ATS 2DR AWD | N/R | N/R | N/R | N/R |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Cadillac ATS Safety Features
Cadillac ATS safety features can lower the cost of your insurance. The safety features for the 2020 Cadillac ATS include:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- 4-Wheel ABS
- 4-Wheel Disc Brakes
- Electronic Stability Control
- Daytime Running Lights
- Integrated Turn Signal Mirrors
- Front Tow Hooks
- Traction Control
- Emergency Trunk Release
Cadillac ATS Insurance Loss Probability
Another contributing factor that affects Cadillac ATS car insurance rates is the loss probability for each type of coverage.
| Insurance Coverage Category | Loss Rate |
| Collision | 21% |
|---|---|
| Property Damage | -3% |
| Comprehensive | 3% |
| Personal Injury | 7% |
| Medical Payment | -4% |
| Bodily Injury | -10% |
| Source: Insurance Institute for Highway Safety | |
Cadillac ATS Finance and Insurance Cost
When financing a Cadillac ATS, most lenders will require your carry higher Cadillac ATS coverage options including comprehensive coverage, so be sure to shop around and compare Cadillac ATS car insurance rates from the best companies using our FREE tool below.
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Ways to Save on Cadillac ATS Insurance
Although it may seem like your Cadillac ATS car insurance rates are set, there are a few measures that you can take to secure the best Cadillac ATS car insurance rates possible. Take a look at the following five ways to save on Cadillac ATS auto insurance.
- Provide Your Cadillac ATS VIN When Requesting Cadillac ATS Auto Insurance Quotes
- Drive Your Cadillac ATS Safely
- Get Cadillac ATS Auto Insurance Through Costco
- Apply for Your Full, Unrestricted License as Soon as You’re Eligible
- Install an Aftermarket Anti-Theft Device for Your Cadillac ATS
Top Cadillac ATS Insurance Companies
Who is the top auto insurance company for Cadillac ATS insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Cadillac ATS auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Cadillac ATS offers.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | GEICO | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
Compare Free Cadillac ATS Insurance Quotes Online
You can start comparing quotes for Cadillac ATS auto insurance rates from some of the best auto insurance companies by using our free online tool now.
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Your one-stop online insurance guide. Get free quotes now!
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Frequently Asked Questions
What is the Cadillac ATS?
The Cadillac ATS is a luxury sports sedan produced by the American automaker General Motors under the Cadillac brand. It was introduced in 2013 and has been praised for its performance, handling, and sleek design.
Why should I get insurance for my Cadillac ATS?
Insurance for your Cadillac ATS can protect you financially in case of an accident, theft, or damage to your vehicle. It is also required by law in most states.
What factors can affect my Cadillac ATS car insurance quotes?
The cost of your insurance premiums can be affected by several factors, including your driving history, age, location, credit score, and the level of coverage you choose.
What types of coverage are available for Cadillac ATS car insurance?
There are several types of coverage available for Cadillac ATS car insurance, including liability coverage, collision coverage, comprehensive coverage, uninsured motorist coverage, and personal injury protection.
How can I find the best Cadillac ATS car insurance quotes?
To find the best Cadillac ATS car insurance quotes, it is recommended that you shop around and compare rates from multiple insurance providers. You can also consider factors such as customer reviews and ratings, discounts, and the level of coverage offered.
What are some tips for lowering my Cadillac ATS car insurance premiums?
There are several ways to lower your Cadillac ATS car insurance premiums, including maintaining a clean driving record, raising your deductible, bundling your insurance policies, and taking advantage of available discounts.
What discounts are available for Cadillac ATS car insurance?
Discounts that may be available for Cadillac ATS car insurance include safe driver discounts, multi-policy discounts, good student discounts, and anti-theft device discounts.
What should I do if I get into an accident with my Cadillac ATS?
If you get into an accident with your Cadillac ATS, you should exchange insurance information with the other driver, document the scene of the accident, and contact your insurance provider to file a claim. It is also recommended that you seek medical attention if necessary and cooperate with law enforcement.
Are you looking for free insurance quotes?
Your one-stop online insurance guide. Get free quotes now!
Secured with SHA-256 Encryption
Chris Abrams
Licensed Insurance Agent
Chris is the founder of Abrams Insurance Solutions and Marcan Insurance, which provide personal financial analysis and planning services for families and small businesses across the U.S. His companies represent nearly 100 of the top-rated insurance companies. Chris has been a licensed life and health insurance agent since 2009 and has active insurance licenses in all 50 U.S. states and D.C. Chr...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.