Best BMW X6 Car Insurance Quotes (2024)
BMW X6 car insurance rates cost $152 per month. Your driving record can save you money on car insurance, so compare BMW X6 car insurance quotes in this guide. We found that State Farm, GEICO, and Progressive are the most popular companies for BMW X6 car insurance coverage.
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Ty Stewart
Licensed Insurance Agent
Ty Stewart is the founder and CEO of SimpleLifeInsure.com. He started researching and studying about life insurance when he got his first policy for his own family. He has been featured as a life insurance expert speaker at agent conventions and in top publications. As an independent licensed life insurance agent, he has helped clients nationwide to secure affordable coverage while making the...
Licensed Insurance Agent
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
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Key takeaways:
- Full coverage costs around $1,822 a year or $152 each month
- A liability-only policy costs around $730 a year or $61 each month
- Highest rates are for teenage drivers at around $6,659 a year or $555 each month
- Good drivers can save as much as $751 a year by earning policy discounts
- BMW X6 insurance costs around $303 more per year than the average vehicle
BMW X6 insurance rates are about $303 more per year than the average vehicle with full coverage costing approximately $1,822 a year or $152 a month. The highest rates are for teens who will pay around $6,659 a year or $555 a month as high-risk drivers.
Good drivers can save up to $751 a year in policy discounts by staying safe and courteous while driving. We’re going to go over BMW X6 insurance rates, safety features, and more.
You can start comparing quotes for BMW X6 car insurance rates from some of the best car insurance companies by using our free online tool now.
BMW X6 Insurance Cost
The average BMW X6 car insurance costs are $1,822 a year or $152 a month.
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Are BMW X6s Expensive to Insure?
The chart below details how BMW X6 insurance rates compare to other crossovers like the Honda CR-V, Kia Niro, and Buick Envision.
| Vehicle | Comprehensive | Collision | Liability | Total |
| BMW X6 | $432 | $834 | $398 | $1,822 |
| Honda CR-V | $280 | $408 | $316 | $1,140 |
| Kia Niro | $282 | $478 | $398 | $1,316 |
| Buick Envision | $320 | $566 | $398 | $1,442 |
| Chevrolet Equinox | $308 | $532 | $372 | $1,370 |
| Ford EcoSport | $280 | $500 | $372 | $1,310 |
| Toyota C-HR | $254 | $452 | $258 | $1,074 |
However, there are a few things you can do to find the cheapest BMW insurance rates online.
What Impacts the Cost of BMW X6 Insurance?
Even though the average annual rate for the BMW X6 is $1,822, your policy can be higher or lower depending upon your profile. Those factors include your age, home address, driving history, and the model year of your BMW X6.
Age of the Vehicle
Older BMW X6 models generally cost less to insure. For example, car insurance for a 2018 BMW X6 costs $1,822, while 2010 BMW X6 insurance costs are $1,434, a difference of $388.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2018 BMW X6 | $432 | $834 | $398 | $1,822 |
| 2017 BMW X6 | $418 | $814 | $416 | $1,806 |
| 2016 BMW X6 | $402 | $780 | $430 | $1,770 |
| 2015 BMW X6 | $380 | $752 | $442 | $1,732 |
| 2014 BMW X6 | $366 | $698 | $452 | $1,674 |
| 2013 BMW X6 | $352 | $658 | $456 | $1,624 |
| 2012 BMW X6 | $336 | $590 | $460 | $1,544 |
| 2011 BMW X6 | $314 | $542 | $460 | $1,474 |
| 2010 BMW X6 | $304 | $508 | $464 | $1,434 |
Driver Age
Driver age can have a significant effect on BMW X6 car insurance rates. As an example, a 30-year-old driver pays around $80 more each year for their BMW X6 car insurance than a 40-year-old driver.
Driver Location
Where you live can have a large impact on BMW X6 insurance rates. For example, drivers in Los Angeles may pay $1,002 a year more than drivers in Phoenix.
Your Driving Record
Your driving record can have an impact on the cost of BMW X6 car insurance. Teens and drivers in their 20’s see the highest jump in their BMW X6 car insurance rates with violations on their driving record.
BMW X6 Crash Test Ratings
BMW X6 crash test ratings can impact the cost of your BMW X6 car insurance. See BMW X6 crash test results below:
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2020 BMW X6 SUV RWD | N/R | N/R | N/R | N/R |
| 2020 BMW X6 SUV AWD | N/R | N/R | N/R | N/R |
| 2020 BMW X6 M SUV AWD | N/R | N/R | N/R | N/R |
| 2019 BMW X6 SUV RWD | N/R | N/R | N/R | N/R |
| 2019 BMW X6 SUV AWD | N/R | N/R | N/R | N/R |
| 2019 BMW X6 M SUV AWD | N/R | N/R | N/R | N/R |
| 2018 BMW X6 SUV RWD | N/R | N/R | N/R | N/R |
| 2018 BMW X6 SUV AWD | N/R | N/R | N/R | N/R |
| 2018 BMW X6 M SUV AWD | N/R | N/R | N/R | N/R |
| 2017 BMW X6 SUV FWD | N/R | N/R | N/R | N/R |
| 2017 BMW X6 SUV AWD | N/R | N/R | N/R | N/R |
| 2017 BMW X6 M SUV FWD | N/R | N/R | N/R | N/R |
| 2016 BMW X6 SUV RWD | N/R | N/R | N/R | N/R |
| 2016 BMW X6 SUV AWD | N/R | N/R | N/R | N/R |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
BMW X6 Safety Features
The safety features of the BMW X6 can impact your BMW X6 car insurance rates. The BMW X6 has the following safety features:
- Forward collision warning
- Pedestrian detection
- Automatic emergency braking
- Lane departure warning
- Blind-spot monitoring
- Rear cross-traffic alert
- Speed limit recognition
- Rain-sensing windshield wipers
- Adaptive headlights
- Automatic high-beam headlights
- Front and rear parking sensors
- Rearview camera
BMW X6 Finance and Insurance Cost
If you are financing a BMW X6, most lenders will require your carry higher BMW X6 coverage options including comprehensive coverage, so be sure to shop around and compare BMW X6 car insurance quotes from the best companies using our FREE tool below.
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Ways to Save on BMW X6 Insurance
There are many ways that you can save on BMW X6 car insurance. Below are five actions you can take to find cheap BMW X6 auto insurance rates.
- Ask About Discounts for People with Disabilities
- Tell Your Insurer How You Use Your BMW X6
- Understand that Insurance Companies Can’t Change Your BMW X6 Auto Insurance Rate Mid-Term Based on Changes to Your Credit Score
- Talk to Your Credit Card Company to Save on Rental Car Costs
- Consider Ride Sharing Services to Lower Your BMW X6 Mileage
Top BMW X6 Insurance Companies
Several top car insurance companies offer competitive rates for the BMW X6 rates based on factors like discounts for safety features. Take a look at this list of top car insurance companies that are popular with BMW X6 drivers organized by market share.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | GEICO | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
Compare Free BMW X6 Insurance Quotes Online
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Frequently Asked Questions
What factors affect the cost of insurance for a BMW X6?
There are several factors that can affect the cost of insurance for a BMW X6, including:
- The model year of the car
- The vehicle’s value
- The driver’s age and driving history
- The location where the car is primarily driven and parked
- The level of coverage and deductible chosen by the policyholder
What type of coverage do I need for my BMW X6?
The coverage needed for a BMW X6 will vary depending on the individual’s needs and preferences. However, some common types of coverage for a luxury vehicle like the BMW X6 include:
- Collision coverage: This coverage pays for damages to your car in the event of an accident, regardless of who is at fault.
- Comprehensive coverage: This coverage pays for damages to your car that are not caused by an accident, such as theft, vandalism, or natural disasters.
- Liability coverage: This coverage pays for damages and injuries that you may cause to others while driving your BMW X6.
How can I find the best insurance quotes for my BMW X6?
Here are some tips for finding the best insurance quotes for your BMW X6:
- Shop around and compare quotes from multiple insurance providers.
- Ask about discounts that may be available, such as a safe driver discount or a multi-car discount.
- Consider raising your deductible to lower your monthly premium.
- Bundle your auto insurance with other policies, such as home or life insurance, for additional savings.
What is the average cost of insurance for a BMW X6?
The cost of insurance for a BMW X6 can vary widely depending on several factors. However, on average, drivers can expect to pay around $2,500 to $3,000 per year for insurance coverage.
Are there any special considerations for insuring a luxury vehicle like the BMW X6?
Yes, there are some special considerations for insuring a luxury vehicle like the BMW X6. These may include:
- The need for higher levels of coverage due to the vehicle’s high value.
- The need for additional coverage options, such as roadside assistance or rental car reimbursement.
- The potential for higher repair costs due to the car’s advanced technology and features.
Can I get discounts on my BMW X6 insurance?
Yes, there are several discounts that may be available to BMW X6 owners, including:
- Safe driver discounts
- Multi-car discounts
- Bundling discounts
- Good student discounts
- Military discounts
Should I choose a high or low deductible for my BMW X6 insurance?
The choice between a high or low deductible will depend on your individual needs and preferences. However, in general, choosing a higher deductible can lower your monthly premium but will require you to pay more out of pocket in the event of a claim.
What should I do if I get into an accident in my BMW X6?
If you get into an accident in your BMW X6, here are some steps to take:
- Check for injuries and call for emergency medical assistance if needed.
- Exchange insurance and contact information with the other driver(s) involved.
- Take photos of the accident scene and any damages to your BMW X6.
- Contact your insurance provider to report the accident and file a claim.
Can I add additional drivers to my BMW X6 insurance policy?
Yes, you can typically add additional drivers to your BMW X6 insurance policy. However, keep in mind that adding more drivers may increase your premium.
Are you looking for free insurance quotes?
Your one-stop online insurance guide. Get free quotes now!
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Ty Stewart
Licensed Insurance Agent
Ty Stewart is the founder and CEO of SimpleLifeInsure.com. He started researching and studying about life insurance when he got his first policy for his own family. He has been featured as a life insurance expert speaker at agent conventions and in top publications. As an independent licensed life insurance agent, he has helped clients nationwide to secure affordable coverage while making the...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.