Best Chevrolet Sonic Car Insurance Quotes (2024)
Chevrolet Sonic auto insurance rates are $1,362 a year, or around $114 a month on average. On average, Chevrolet Sonic comprehensive insurance coverage costs $332, collision coverage costs $484, and liability coverage costs $384.
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Daniel Walker
Licensed Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
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UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
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Key takeaways:
- Full coverage costs around $1,362 a year or $114 each month
- A liability-only policy costs around $546 a year or $46 each month
- Highest rates are for teenage drivers at around $4,978 a year or $415 each month
- Good drivers can save as much as $562 a year by earning policy discounts
- Chevrolet Sonic insurance costs around $157 less per year than the average vehicle
Chevrolet Sonic insurance rates are about $157 less than the average vehicle in the country with full coverage costing around $1,362 a year or $114 a month. Good drivers can save up to $562 a year in policy discounts for staying safe out on the road. Let’s take a quick look at Chevrolet Sonic insurance rates, crash test ratings, and more.
You can start comparing quotes for Chevrolet Sonic car insurance rates from some of the best car insurance companies by using our free online tool now.
Chevrolet Sonic Insurance Cost
The average Chevrolet Sonic car insurance rates are $1,362 a year or $114 a month.
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Are Chevrolet Sonics Expensive to Insure?
The chart below details how Chevrolet Sonic insurance rates compare to other sedans like the Kia Forte, Audi S4, and Kia Optima.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Chevrolet Sonic | $270 | $536 | $398 | $1,362 |
| Kia Forte | $322 | $500 | $372 | $1,352 |
| Audi S4 | $370 | $744 | $338 | $1,588 |
| Kia Optima | $322 | $532 | $420 | $1,454 |
| Lincoln MKZ | $320 | $686 | $450 | $1,636 |
| Cadillac ATS | $294 | $566 | $398 | $1,416 |
| Nissan Altima | $306 | $570 | $390 | $1,424 |
However, there are a few things you can do to find the cheapest Chevrolet insurance rates online.
Read more: Best KIA Car Insurance Quotes
What Impacts the Cost of Chevrolet Sonic Insurance?
The Chevrolet Sonic trim and model you choose will affect the total price you will pay for Chevrolet Sonic insurance coverage.
Age of the Vehicle
Older Chevrolet Sonic models generally cost less to insure. For example, car insurance rates for a 2018 Chevrolet Sonic are $1,362, while 2012 Chevrolet Sonic rates are $1,208, a difference of $154.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2018 Chevrolet Sonic | $270 | $536 | $398 | $1,362 |
| 2017 Chevrolet Sonic | $260 | $524 | $416 | $1,358 |
| 2016 Chevrolet Sonic | $250 | $502 | $430 | $1,340 |
| 2015 Chevrolet Sonic | $238 | $484 | $442 | $1,322 |
| 2014 Chevrolet Sonic | $228 | $450 | $452 | $1,288 |
| 2013 Chevrolet Sonic | $218 | $424 | $456 | $1,256 |
| 2012 Chevrolet Sonic | $210 | $380 | $460 | $1,208 |
Driver Age
Driver age can have a significant impact on the cost of Chevrolet Sonic auto insurance. For example, 20-year-old drivers pay as much as $1,726 more each year for their Chevrolet Sonic auto insurance than 40-year-old drivers.
Driver Location
Where you live can have a large impact on Chevrolet Sonic insurance rates. For example, drivers in Los Angeles may pay $749 a year more than drivers in Phoenix.
Your Driving Record
Your driving record can have an impact on the cost of Chevrolet Sonic car insurance. Teens and drivers in their 20’s see the highest jump in their Chevrolet Sonic car insurance with violations on their driving record.
Chevrolet Sonic Safety Ratings
The Chevrolet Sonic’s safety ratings will affect your Chevrolet Sonic car insurance rates. See the chart below:
| Test Type | Rating |
| Small overlap front: driver-side | Good |
|---|---|
| Small overlap front: passenger-side | Not Tested |
| Moderate overlap front | Good |
| Side | Good |
| Roof strength | Good |
| Head restraints and seats | Good |
| Source: Insurance Institute for Highway Safety | |
Chevrolet Sonic Crash Test Ratings
Not only do good Chevrolet Sonic crash test ratings mean you are better protected in a crash, but good Chevrolet Sonic crash ratings also mean cheaper insurance rates.
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2020 Chevrolet Sonic 5 HB FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2020 Chevrolet Sonic 4 DR FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2019 Chevrolet Sonic 5 HB FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2019 Chevrolet Sonic 4 DR FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2018 Chevrolet Sonic 5 DR FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2018 Chevrolet Sonic 4 DR FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2017 Chevrolet Sonic 5 DR FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2017 Chevrolet Sonic 4 DR FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2016 Chevrolet Sonic 5 DR FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2016 Chevrolet Sonic 4 DR FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Chevrolet Sonic Safety Features
The Chevrolet Sonic safety features play a vital role in keeping passengers safe in crashes, but they can also help lower your Chevrolet Sonic auto insurance rates. The Chevrolet Sonic’s safety features include:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Front Side Air Bag
- Rear Side Air Bag
- 4-Wheel ABS
- Front Disc/Rear Drum Brakes
- Brake Assist
- Electronic Stability Control
- Daytime Running Lights
- Child Safety Locks
- Traction Control
- Emergency Trunk Release
Chevrolet Sonic Insurance Loss Probability
Insurance loss probability on the Chevrolet Sonic fluctuates between each type of coverage. The lower percentage means lower Chevrolet Sonic car insurance rates; higher percentages mean higher Chevrolet Sonic auto insurance rates.
| Insurance Coverage Category | Loss Rate |
| Collision | 4% |
|---|---|
| Property Damage | 32% |
| Comprehensive | -9% |
| Personal Injury | 67% |
| Medical Payment | 89% |
| Bodily Injury | 59% |
| Source: Insurance Institute for Highway Safety | |
Chevrolet Sonic Finance and Insurance Cost
If you are financing a Chevrolet Sonic, most lenders will require your carry higher Chevrolet Sonic coverage options including comprehensive coverage, so be sure to shop around and compare Chevrolet Sonic auto insurance rates from the best companies using our FREE tool below.
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Ways to Save on Chevrolet Sonic Insurance
Drivers can end up saving more money on their Chevrolet Sonic car insurance rates by employing any one of the following strategies.
- Ask About Farm and Ranch Vehicle Discounts
- Avoid the Temptation to File a Claim for Minor Incidents
- Reduce Your Coverage on an Older Chevrolet Sonic
- Buy a Chevrolet Sonic with an Anti-Theft Device
- Ask About Welcome Discounts
Top Chevrolet Sonic Insurance Companies
The best auto insurance companies for Chevrolet Sonic car insurance rates will offer competitive rates, discounts, and account for the Chevrolet Sonic’s safety features. The following list of car insurance companies outlines which companies hold the highest market share.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | GEICO | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
Compare Free Chevrolet Sonic Insurance Quotes Online
You can start comparing quotes for Chevrolet Sonic auto insurance rates from some of the best auto insurance companies by using our free online tool now.
Are you looking for free insurance quotes?
Your one-stop online insurance guide. Get free quotes now!
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Frequently Asked Questions
What is the average cost of Chevrolet Sonic car insurance?
The average cost of Chevrolet Sonic car insurance is $1,362 a year, or around $114 a month.
How does Chevrolet Sonic insurance rates compare to other sedans?
Chevrolet Sonic insurance rates are lower than the average vehicle in the country, and cheaper than sedans like the Kia Forte, Audi S4, and Kia Optima.
What factors impact the cost of Chevrolet Sonic car insurance?
The cost of Chevrolet Sonic car insurance is impacted by factors such as the trim and model of the car, the age of the vehicle, driver age, driver location, and driving record.
What safety features does the Chevrolet Sonic have that can help lower insurance rates?
The Chevrolet Sonic has safety features like anti-lock brakes, traction control, electronic stability control, and front and side airbags that can help lower insurance rates.
How can I save money on my Chevrolet Sonic car insurance?
Drivers can save money on their Chevrolet Sonic car insurance by employing strategies like shopping around for the best rates, taking advantage of policy discounts, and keeping a clean driving record.
Which companies offer the best auto insurance rates for Chevrolet Sonic?
The best auto insurance companies for Chevrolet Sonic car insurance rates will offer competitive rates, discounts, and take into account the safety features of the car. Comparing quotes from multiple insurance companies is recommended to find the best rates.
Are you looking for free insurance quotes?
Your one-stop online insurance guide. Get free quotes now!
Secured with SHA-256 Encryption
Daniel Walker
Licensed Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.