Best Jeep Patriot Car Insurance Quotes (2024)
Jeep Patriot insurance costs average at $105 per month, but you may find different rates for your Jeep Patriot insurance coverage with the companies listed below. Realize that 2008 Jeep Patriot insurance will be cheaper than a 2015 Jeep Patriot insurance cost. Start comparing Jeep Patriot insurance quotes online to find the best coverage.
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Laura D. Adams
Insurance & Finance Analyst
Laura Adams is one of the nation’s leading finance, insurance, and small business authorities. As an award-winning author, spokesperson, and host of the top-rated Money Girl podcast since 2008, millions of readers and listeners benefit from her practical advice. Her mission is to empower consumers to live healthy and rich lives by planning for the future and making smart money decisions. She rec...
Insurance & Finance Analyst
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
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Key takeaways:
- Full coverage costs around $1,258 a year or $105 each month
- A liability-only policy costs around $505 a year or $42 each month
- Highest rates are for teenage drivers at around $4,598 a year or $383 each month
- Good drivers can save as much as $519 a year by earning policy discounts
- Jeep Patriot insurance costs around $261 less per year than the average vehicle
Jeep Patriot insurance rates are about $261 less per year than the average vehicle with full coverage costing around $1,258 a year or $105 a month. Drivers who have older Jeep Patriots may choose to get liability-only coverage which averages $505 a year or $42 a month.
Good drivers are eligible for up to $519 a year in policy discounts for staying a safe driver. Let’s take a look at Jeep Patriot insurance rates, crash test ratings, and more.
You can start comparing quotes for Jeep Patriot car insurance rates from some of the best car insurance companies by using our free online tool now.
Jeep Patriot Insurance Cost
The average Jeep Patriot auto insurance rates are $1,258 a year or $105 a month.
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Are Jeep Patriots Expensive to Insure?
The chart below details how Jeep Patriot insurance rates compare to other SUVs like the Mercedes-Benz GLC 300, Ford Expedition, and Jeep Compass.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Mercedes-Benz GLC 300 | $412 | $810 | $390 | $1,770 |
| Ford Expedition | $336 | $532 | $316 | $1,320 |
| Jeep Compass | $294 | $500 | $372 | $1,324 |
| Toyota 4Runner | $332 | $512 | $332 | $1,312 |
| BMW X3 | $376 | $656 | $372 | $1,562 |
| Dodge Durango | $348 | $562 | $372 | $1,440 |
However, there are a few things you can do to find the cheapest Jeep insurance rates online.
What Impacts the Cost of Jeep Patriot Insurance?
The Jeep Patriot trim and model you choose can impact the total price you will pay for Jeep Patriot insurance coverage.
Age of the Vehicle
Older Jeep Patriot models generally cost less to insure. For example, auto insurance rates for a 2017 Jeep Patriot are $1,258, while 2010 Jeep Patriot rates are $1,074, a difference of $184.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2017 Jeep Patriot | $248 | $436 | $416 | $1,258 |
| 2016 Jeep Patriot | $240 | $418 | $430 | $1,246 |
| 2015 Jeep Patriot | $226 | $404 | $442 | $1,230 |
| 2014 Jeep Patriot | $218 | $374 | $452 | $1,202 |
| 2013 Jeep Patriot | $208 | $352 | $456 | $1,174 |
| 2012 Jeep Patriot | $200 | $316 | $460 | $1,134 |
| 2011 Jeep Patriot | $188 | $292 | $460 | $1,098 |
| 2010 Jeep Patriot | $180 | $272 | $464 | $1,074 |
Driver Age
Driver age can have a significant impact on the cost of Jeep Patriot auto insurance. For example, 20-year-old drivers pay as much as $1,594 more each year for their Jeep Patriot auto insurance than 40-year-old drivers.
Driver Location
Where you live can have a large impact on Jeep Patriot insurance rates. For example, drivers in Jacksonville may pay $755 a year more than drivers in Indianapolis.
Your Driving Record
Your driving record can have an impact on your Jeep Patriot auto insurance rates. Teens and drivers in their 20’s see the highest jump in their Jeep Patriot car insurance with violations on their driving record.
Jeep Patriot Safety Ratings
Your Jeep Patriot auto insurance rates are influenced by the Jeep Patriot’s safety ratings. See the breakdown below:
| Test Type | Rating |
| Small overlap front: driver-side | Poor |
|---|---|
| Small overlap front: passenger-side | Not Tested |
| Moderate overlap front | Good |
| Side | Good |
| Roof strength | Good |
| Head restraints and seats | Good |
| Source: Insurance Institute for Highway Safety | |
Jeep Patriot Crash Test Ratings
Good Jeep Patriot crash test ratings can lower your Jeep Patriot auto insurance rates. See Jeep Patriot crash test results below:
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2017 Jeep Patriot SUV FWD | 4 stars | 3 stars | 5 stars | 3 stars |
| 2017 Jeep Patriot SUV 4WD | 4 stars | 3 stars | 5 stars | 3 stars |
| 2016 Jeep Patriot SUV 4WD | 4 stars | 3 stars | 5 stars | 3 stars |
| 2016 Jeep Patriot SUV 2WD | 4 stars | 3 stars | 5 stars | 3 stars |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Jeep Patriot Safety Features
Jeep Patriot safety features can lower the cost of your insurance. The safety features for the 2020 Jeep Patriot include:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- 4-Wheel ABS
- Front Disc/Rear Drum Brakes
- Brake Assist
- Electronic Stability Control
- Child Safety Locks
- Traction Control
Jeep Patriot Insurance Loss Probability
The Jeep Patriot’s insurance loss probability varies between different coverage types. The lower percentage means lower Jeep Patriot auto insurance costs; higher percentages mean higher Jeep Patriot auto insurance costs.
| Insurance Coverage Category | Loss Rate |
| Collision | -20% |
|---|---|
| Property Damage | 39% |
| Comprehensive | -35% |
| Personal Injury | 23% |
| Medical Payment | 21% |
| Bodily Injury | 40% |
| Source: Insurance Institute for Highway Safety | |
Jeep Patriot Finance and Insurance Cost
If you are financing a Jeep Patriot, most lenders will require your carry higher Jeep Patriot coverage options including comprehensive coverage, so be sure to shop around and compare Jeep Patriot car insurance quotes from the best companies using our FREE tool below.
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Ways to Save on Jeep Patriot Insurance
There are many ways that you can save on Jeep Patriot car insurance to get the best value possible. Below are five scenarios you can explore to help keep your Jeep Patriot car insurance rates low.
- Choose Automatic Payments or EFT for Your Jeep Patriot Insurance Policy
- Be Picky About Who Drives Your Jeep Patriot
- Check Reviews and State Complaints Before You Choose an Insurer
- Consider Ride Sharing Services to Lower Your Jeep Patriot Mileage
- Ask About Usage-Based Insurance for Your Jeep Patriot
Top Jeep Patriot Insurance Companies
Who is the best company for Jeep Patriot insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Jeep Patriot insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Jeep Patriot offers.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | GEICO | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
Compare Free Jeep Patriot Insurance Quotes Online
You can start comparing quotes for Jeep Patriot car insurance rates from some of the best car insurance companies by using our free online tool now.
Are you looking for free insurance quotes?
Your one-stop online insurance guide. Get free quotes now!
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Frequently Asked Questions
What factors affect the cost of car insurance for a Jeep Patriot?
Several factors can impact the cost of car insurance for a Jeep Patriot, including:
- your age
- driving record
- location
- coverage limits
- deductibles
The Jeep Patriot’s safety ratings and its likelihood of theft or damage can also affect the cost.
What are the minimum coverage requirements for Jeep Patriot car insurance?
The minimum coverage requirements for Jeep Patriot car insurance may vary depending on your state, but typically you will need liability coverage, which includes bodily injury liability and property damage liability. Some states may also require personal injury protection (PIP) or uninsured/underinsured motorist coverage.
What is the average cost of Jeep Patriot car insurance?
The average cost of Jeep Patriot car insurance can vary depending on several factors, such as:
- your location
- driving history
- and the coverage options you choose
On average, Jeep Patriot car insurance costs around $1,500 to $1,800 per year.
What are the best car insurance companies for Jeep Patriot drivers?
The best car insurance companies for Jeep Patriot drivers may vary depending on your specific needs and preferences. However, some of the top insurance providers that offer affordable rates for Jeep Patriot drivers include:
- State Farm
- Geico
- Progressive
- and Allstate.
What type of coverage should I consider for my Jeep Patriot?
The type of coverage you should consider for your Jeep Patriot may depend on your individual needs. However, some essential coverage options to consider include:
- liability coverage
- collision coverage
- comprehensive coverage,
- and uninsured/underinsured motorist coverage.
Can I get discounts on Jeep Patriot car insurance?
Yes, several car insurance companies offer discounts for Jeep Patriot drivers, such as:
- multi-policy discounts
- good driver discounts
- safety feature discounts
Be sure to check with your insurance provider to see what discounts are available to you.
Should I opt for a high deductible or a low deductible for my Jeep Patriot car insurance?
The deductible you choose for your Jeep Patriot car insurance may depend on your individual circumstances and budget. A high deductible can lower your monthly premium, but you will pay more out of pocket if you get into an accident. On the other hand, a low deductible can increase your monthly premium but provide more financial protection in case of an accident.
Are you looking for free insurance quotes?
Your one-stop online insurance guide. Get free quotes now!
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Laura D. Adams
Insurance & Finance Analyst
Laura Adams is one of the nation’s leading finance, insurance, and small business authorities. As an award-winning author, spokesperson, and host of the top-rated Money Girl podcast since 2008, millions of readers and listeners benefit from her practical advice. Her mission is to empower consumers to live healthy and rich lives by planning for the future and making smart money decisions. She rec...
Insurance & Finance Analyst
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.