Best Acura TL Car Insurance Quotes (2024)
Average Acura TL insurance rates are $114/mo for full coverage while Acura TL insurance costs are $27.83/mo for comprehensive, $40.58/mo for collision, and $32.25/mo for liability. Use our quote comparison tool below to shop around for the best Acura TL insurance quotes.
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Jeffrey Manola
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Jeffrey Manola is an experienced life insurance agent who founded TopQuoteLifeInsurance.com and NoMedicalExamQuotes.com. His mission when creating these sites was to provide online consumers searching for life insurance with the most affordable term life insurance, permanent life insurance, no medical exam life insurance, and burial insurance. Not only does he strive to provide consumers with t...
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UPDATED: Feb 13, 2024
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Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
UPDATED: Feb 13, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
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Key takeaways:
- Full coverage costs around $1,370 a year or $114 each month
- A liability-only policy costs around $549 a year or $46 each month
- Highest rates are for teenage drivers at around $5,007 a year or $417 each month
- Good drivers can save as much as $565 a year by earning policy discounts
- Acura TL insurance costs around $149 less per year than the average vehicle
Acura TL insurance rates are about $149 less per year than the average vehicle with full coverage costing around $1,370 a year or $114 a month. Liability-only coverage is around $549 a year or $46 a month.
Good drivers can save up to $565 in policy discounts by remaining safe out on the roadways. We’re going to take a quick look at Acura TL insurance rates, safety ratings, and more.
You can start comparing quotes for Acura TL car insurance rates from some of the best car insurance companies by using our free online tool now.
Acura TL Insurance Cost
The average Acura TL auto insurance rates are $1,370 a year or $114 a month.
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Are Acura TLs Expensive to Insure?
The chart below details how Acura TL insurance rates compare to other luxury cars like the Audi A4, Lexus GS 300, and Audi A6.
Read more:
| Vehicle | Comprehensive | Collision | Liability | Total |
| Audi A4 | $332 | $656 | $398 | $1,544 |
| Lexus GS 300 | $344 | $656 | $338 | $1,474 |
| Audi A6 | $382 | $744 | $398 | $1,682 |
| Audi S7 | $532 | $1,250 | $398 | $2,338 |
| Volvo S90 | $356 | $714 | $398 | $1,626 |
| Jaguar XE | $382 | $774 | $398 | $1,712 |
However, there are a few things you can do to find the cheapest Acura insurance rates online.
What Impacts the Cost of Acura TL Insurance?
The Acura TL trim and model you choose can impact the total price you will pay for Acura TL insurance coverage.
Age of the Vehicle
Older Acura TL models generally cost less to insure. For example, car insurance for a 2014 Acura TL costs $1,370, while 2010 Acura TL insurance costs are $1,202, a difference of $168.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2014 Acura TL | $260 | $500 | $452 | $1,370 |
| 2013 Acura TL | $250 | $470 | $456 | $1,334 |
| 2012 Acura TL | $240 | $422 | $460 | $1,280 |
| 2011 Acura TL | $224 | $388 | $460 | $1,230 |
| 2010 Acura TL | $216 | $364 | $464 | $1,202 |
Driver Age
Driver age can have a significant effect on Acura TL car insurance rates. For example, 30-year-old drivers pay $60 more for Acura TL car insurance than 40-year-old drivers.
Driver Location
Where you live can have a large impact on Acura TL insurance rates. For example, drivers in New York may pay $357 a year more than drivers in Chicago.
Your Driving Record
Your driving record can have an impact on the cost of Acura TL auto insurance. Teens and drivers in their 20’s see the highest jump in their Acura TL auto insurance rates with violations on their driving record.
Acura TL Safety Ratings
The Acura TL’s safety ratings will affect your Acura TL car insurance rates. See the chart below:
| Test Type | Rating |
| Small overlap front: driver-side | Acceptable |
|---|---|
| Small overlap front: passenger-side | Not Tested |
| Moderate overlap front | Good |
| Side | Good |
| Roof strength | Good |
| Head restraints and seats | Good |
| Source: Insurance Institute for Highway Safety | |
Acura TL Crash Test Ratings
Not only do good Acura TL crash test ratings mean you are better protected in a crash, but good Acura TL crash ratings also mean cheaper insurance rates.
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2020 Acura TLX 4 DR FWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 2020 Acura TLX 4 DR AWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 2019 Acura TLX 4 DR FWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 2019 Acura TLX 4 DR AWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 2018 Acura TLX 4 DR FWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 2018 Acura TLX 4 DR AWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 2017 Acura TLX 4 DR FWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 2017 Acura TLX 4 DR AWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 2016 Acura TLX 4 DR FWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 2016 Acura TLX 4 DR AWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Acura TL Safety Features
The more safety features you have on your Acura TL, the more likely it is that you can earn a discount. The Acura TL’s safety features include:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- 4-Wheel ABS
- 4-Wheel Disc Brakes
- Brake Assist
- Electronic Stability Control
- Daytime Running Lights
- Child Safety Locks
- Integrated Turn Signal Mirrors
- Traction Control
Acura TL Insurance Loss Probability
The Acura TL’s insurance loss ratio varies between different coverage types. While some types of insurance loss ratios are higher for the Acura TL, others are more favorable and lead to lower insurance rates.
| Insurance Coverage Category | Loss Rate |
| Collision | -10% |
|---|---|
| Property Damage | -25% |
| Comprehensive | -3% |
| Personal Injury | -7% |
| Medical Payment | -26% |
| Bodily Injury | -23% |
| Source: Insurance Institute for Highway Safety | |
Acura TL Finance and Insurance Cost
If you are financing a Acura TL, most lenders will require your carry higher Acura TL coverage options including comprehensive coverage, so be sure to shop around and compare Acura TL car insurance quotes from the best companies using our FREE tool below.
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Ways to Save on Acura TL Insurance
Drivers can end up saving more money on their Acura TL car insurance rates by employing any one of the following strategies.
- Tell Your Insurer How You Use Your Acura TL
- Pay Your Bills On Time — Especially Acura TL Payments and Insurance
- Buy a Dashcam for Your Acura TL
- If You’re a Young Driver Living at Home, Add Yourself to Your Parents’ Plan
- Talk to Your Credit Card Company to Save on Rental Car Costs
Top Acura TL Insurance Companies
Who is the top auto insurance company for Acura TL insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Acura TL auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Acura TL offers.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | GEICO | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
Compare Free Acura TL Insurance Quotes Online
You can start comparing quotes for Acura TL car insurance rates from some of the best car insurance companies by using our free online tool now.
Are you looking for free insurance quotes?
Your one-stop online insurance guide. Get free quotes now!
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Frequently Asked Questions
What is Acura TL?
Acura TL is a mid-size luxury car produced by Honda’s luxury division, Acura. It was first introduced in 1995 and continued production until 2014.
What are the factors that affect Acura TL car insurance quotes?
The factors that can affect Acura TL car insurance quotes include the driver’s age, driving record, location, the age and condition of the car, coverage options, and the insurance company’s underwriting practices.
Which insurance companies offer the best car insurance rates for Acura TL?
The best car insurance rates for Acura TL can vary depending on the driver’s location and driving record. Some of the insurance companies that have been known to offer competitive rates for Acura TL include Geico, State Farm, Progressive, Allstate, and Nationwide.
What are some ways to lower the cost of Acura TL car insurance?
Some ways to lower the cost of Acura TL car insurance include choosing a higher deductible, maintaining a good driving record, bundling policies with the same insurance company, taking advantage of discounts such as safe driver, good student, and multi-car discounts, and shopping around for the best rates.
What factors affect the cost of car insurance for an Acura TL?
The cost of car insurance for an Acura TL can be affected by a variety of factors, including the driver’s age, driving history, location, credit score, and the level of coverage chosen. Additionally, the year, make, and model of the Acura TL can also affect the cost of insurance.
What are some of the best car insurance companies for Acura TL drivers?
Some of the best car insurance companies for Acura TL drivers may include large, well-known providers such as State Farm, Geico, Progressive, and Allstate. However, it’s important to compare quotes from multiple insurers to find the best rates and coverage options.
Are you looking for free insurance quotes?
Your one-stop online insurance guide. Get free quotes now!
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Jeffrey Manola
Licensed Insurance Agent
Jeffrey Manola is an experienced life insurance agent who founded TopQuoteLifeInsurance.com and NoMedicalExamQuotes.com. His mission when creating these sites was to provide online consumers searching for life insurance with the most affordable term life insurance, permanent life insurance, no medical exam life insurance, and burial insurance. Not only does he strive to provide consumers with t...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.