How can I pay my National General car insurance premium? (2024)
There are many ways to pay your National General car insurance premium, such as using the mobile app, paying through your online account, and over the phone. Paying your premium annually or bi-annually can also earn you up to 3% off your National General auto insurance rates.
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Heidi Mertlich
Licensed Insurance Agent
Heidi works with top-rated life insurance carriers to bring her clients the highest quality protection at the most competitive prices. She founded NoPhysicalTermLife.com, specializing in life insurance that doesn’t require a medical exam. Heidi is a regular contributor to several insurance websites, including FinanceBuzz.com, Insurist.com, and Forbes. As a parent herself, she understands the ...
Licensed Insurance Agent
UPDATED: Mar 9, 2024
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Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
UPDATED: Mar 9, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- You can pay your National General bill online with a bank account or card
- Autopay is available to ensure your car insurance premiums get paid on time
- Policyholders get a discount by paying for car insurance in advance
Paying your National General car insurance premium is possible using bank cards (credit or debit), an EFT from your bank account, mailing a check, and by cash in person at the local office. You have the option to select paperless billing to be notified electronically when a car insurance payment is due.
If you set up autopay, the payment process is effortless as long as you have enough money in your bank account or available credit when a payment is due.
National General Insurance reviews state that the company offers paid-in-full discounts. As a reward for paying for your auto insurance six months or one year in advance, you receive this discount, which is worth an average of 3% off your annual rates.
National General Insurance Online Payment System
Using the Nat Gen mobile app, you can pay your car insurance premium using a credit card, debit card, or an EFT from your bank account on your smartphone. You can also register for an account to pay online. Having an online account is convenient for other reasons, such as making a claim or reviewing your payment status. You can figure out how much car insurance you need and make any necessary changes online.
Read More: Best Car Insurance Company That Sells Online
If all you want to do online is make a National General payment, you can use the company’s QuickPay service. Enter your name and policy number, and then you can make an online payment without having to register for an online account.
If you do register for an online account, you can set up automatic payments using a credit card, debit card, or an EFT from your bank account.
Signing Up for National General Autopay
You may occasionally forget to pay a bill on time. It is too risky to drive without meeting car insurance requirements, and you don’t want to your car insurance to lapse because you failed to pay the insurance premiums.
What happens if I let my car insurance policy lapse?
You could lose protection in case of an accident, and you face fines or jail time if you get pulled over without insurance.
Travis Thompson Licensed Insurance Agent
Consider the National General autopay system to avoid a car insurance coverage lapse and ensure payments get made on time. You can set up the reoccurring date you want to pay your monthly bill a few days after you normally get your paycheck.
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National General Car Insurance Discounts for Paying Premiums
For drivers seeking cheap car insurance, National General offers a paid-in-full discount of around 3% if you pay your car insurance six months or one year in advance, depending on your state laws.
You can also earn additional discounts for auto-pay and by signing up for paperless billing to pay your National General auto insurance premiums online. If you have multiple policies with National General, you can save money by bundling insurance policies with a multi-policy discount.
To get the best car insurance discount for your payment methods, set up automatic payments and pay your premium in full for a year in advance.
Read more: What types of car insurance coverage does National General offer?
All the Ways to Pay Your National General Car Insurance Premium
Paying your National General car insurance rates is easy. You have the option to select paperless billing, and you will be notified electronically when payment is due. From there, you can pay car insurance rates online or through the Nat Gen mobile app. If you prefer, you can make payments over the phone or with a National General customer service representative.
Pay your National General premiums on time and sign up for automatic payments to lower your car insurance rates.
Frequently Asked Questions
What payment types does National General accept?
National General accepts major debit and credit cards, EFT transfers from your bank account, checks and money orders (mailed in), and checks, money orders, or cash brought to your agent’s office.
Where can I get the Nat Gen mobile app?
For Android phones, the Nat Gen app is available in the Google Play Store. For iOS, the Nat Gen App is available in the Apple App Store.
What is the National General paid-in-full discount for car insurance?
If you pay your car insurance six months or one year in advance, you will receive an average of a 3% discount depending on the state where you live and the type of insurance you have from National General.
Does National General Insurance have a grace period?
Yes, National General has a 10-day grace period for making auto insurance premium payments.
Why is National General Insurance so expensive?
National General is designed for high-risk drivers who can’t get coverage elsewhere, so rates will be higher than average.
What is the phone number for National General?
You can contact National General customer service at 1-800-462-2123.
Does National General charge a late fee?
Yes, National General may charge a $10 to $15 late fee if a policyholder makes a payment beyond the 10-day grace period.
Is NatGen Premier the same as National General Insurance?
Yes, NatGen Premier is a subsidiary of National General.
Is National General Insurance legit?
National General is a legitimate auto insurance company with positive A.M. Best ratings.
How do I cancel my National General car insurance?
Contact a Nat Gen customer service agent or visit a local office to cancel your policy.
Are you looking for free insurance quotes?
Your one-stop online insurance guide. Get free quotes now!
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Heidi Mertlich
Licensed Insurance Agent
Heidi works with top-rated life insurance carriers to bring her clients the highest quality protection at the most competitive prices. She founded NoPhysicalTermLife.com, specializing in life insurance that doesn’t require a medical exam. Heidi is a regular contributor to several insurance websites, including FinanceBuzz.com, Insurist.com, and Forbes. As a parent herself, she understands the ...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.