Best Kia Sorento Car Insurance Quotes (2024)
Kia Sorento insurance costs average at $118 per month, but the age of your vehicle will influence your online Kia Sorento insurance quotes. We compare Kia Sorento insurance coverage against Jeep and Buick in this guide so you can find the best insurance policy for your Kia.
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Travis Thompson
Licensed Insurance Agent
Travis Thompson has been a licensed insurance agent for nearly five years. After obtaining his life and health insurance licenses, he began working for Symmetry Financial Group as a State Licensed Field Underwriter. In this position, he learned the coverage options and limits surrounding mortgage protection. He advised clients on the coverage needed to protect them in the event of a death, critica...
Licensed Insurance Agent
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
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Key takeaways:
- Full coverage costs around $1,414 a year or $118 each month
- A liability-only policy costs around $567 a year or $47 each month
- Highest rates are for teenage drivers at around $5,168 a year or $431 each month
- Good drivers can save as much as $583 a year by earning policy discounts
- Kia Sorento insurance costs around $105 less per year than the average vehicle
Kia Sorento insurance rates are about $105 less annually than the average vehicle with full coverage costing around $1,414 a year or $118 a month. Owners of an older Kia Sorento may choose to get liability coverage only at around $567 a year or $47 a month.
Good drivers can save up to $583 a year in policy discounts by remaining claim-free. Let’s take a quick look at Kia Sorento insurance rates, crash test ratings, and more.
You can start comparing quotes for Kia Sorento car insurance rates from some of the best car insurance companies by using our free online tool now.
Kia Sorento Insurance Cost
The average car insurance costs for a Kia Sorento are $1,414 a year or $118 a month.
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Are Kia Sorentos Expensive to Insure?
The chart below details how Kia Sorento insurance rates compare to other SUVs like the Dodge Durango, Jeep Wrangler, and Buick Encore.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Kia Sorento | $322 | $562 | $372 | $1,414 |
| Dodge Durango | $348 | $562 | $372 | $1,440 |
| Jeep Wrangler | $280 | $376 | $420 | $1,256 |
| Buick Encore | $322 | $562 | $372 | $1,414 |
| Mercedes-Benz GLS 450 | $458 | $894 | $398 | $1,908 |
| BMW X3 | $376 | $656 | $372 | $1,562 |
| Cadillac Escalade ESV | $464 | $720 | $390 | $1,732 |
However, there are a few things you can do to find the cheapest Kia insurance rates online.
What Impacts the Cost of Kia Sorento Insurance?
Even though the average annual rate for the Kia Sorento is $1,414, your policy can be higher or lower depending upon your profile. Those factors include your age, home address, driving history, and the model year of your Kia Sorento.
Age of the Vehicle
The average Kia Sorento car insurance rates are higher for newer models. For example, car insurance rates for a 2020 Kia Sorento are $1,414, while 2011 Kia Sorento rates are $1,182, a difference of $232.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2020 Kia Sorento | $322 | $562 | $372 | $1,414 |
| 2019 Kia Sorento | $306 | $542 | $390 | $1,396 |
| 2018 Kia Sorento | $294 | $536 | $398 | $1,386 |
| 2017 Kia Sorento | $284 | $524 | $416 | $1,382 |
| 2016 Kia Sorento | $274 | $502 | $430 | $1,364 |
| 2015 Kia Sorento | $260 | $484 | $442 | $1,344 |
| 2014 Kia Sorento | $250 | $450 | $452 | $1,310 |
| 2013 Kia Sorento | $240 | $424 | $456 | $1,278 |
| 2012 Kia Sorento | $230 | $380 | $460 | $1,228 |
| 2011 Kia Sorento | $214 | $350 | $460 | $1,182 |
Driver Age
Driver age can have a significant impact on the cost of Kia Sorento auto insurance. For example, 20-year-old drivers pay as much as $1,792 more each year for their Kia Sorento auto insurance than 40-year-old drivers.
Driver Location
Where you live can have a large impact on Kia Sorento insurance rates. For example, drivers in Houston may pay $1,042 a year more than drivers in Columbus.
Your Driving Record
Your driving record can have an impact on the cost of Kia Sorento car insurance. Teens and drivers in their 20’s see the highest jump in their Kia Sorento car insurance rates with violations on their driving record.
Kia Sorento Safety Ratings
Your Kia Sorento car insurance rates are tied to the safety ratings of the Kia Sorento. See the breakdown below:
| Test Type | Rating |
| Small overlap front: driver-side | Good |
|---|---|
| Small overlap front: passenger-side | Good |
| Moderate overlap front | Good |
| Side | Good |
| Roof strength | Good |
| Head restraints and seats | Good |
| Source: Insurance Institute for Highway Safety | |
Kia Sorento Crash Test Ratings
The crash test ratings of the Kia Sorento can impact your Kia Sorento car insurance rates.
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2020 Kia Sorento SUV FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2020 Kia Sorento SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2019 Kia Sorento SUV FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2019 Kia Sorento SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2018 Kia Sorento SUV FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2018 Kia Sorento SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2017 Kia Sorento SUV FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2017 Kia Sorento SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2016 Kia Sorento SUV FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2016 Kia Sorento SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Kia Sorento Safety Features
The Kia Sorento safety features play a vital role in keeping passengers safe in crashes, but they can also help lower your Kia Sorento auto insurance rates. The Kia Sorento’s safety features include:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- 4-Wheel ABS
- 4-Wheel Disc Brakes
- Brake Assist
- Electronic Stability Control
- Child Safety Locks
- Integrated Turn Signal Mirrors
- Traction Control
Kia Sorento Insurance Loss Probability
Another contributing factor that plays a direct role in Kia Sorento insurance rates is the loss probability for each type of coverage.
| Insurance Coverage Category | Loss Rate |
| Collision | -20% |
|---|---|
| Property Damage | -14% |
| Comprehensive | -18% |
| Personal Injury | 10% |
| Medical Payment | 11% |
| Bodily Injury | -6% |
| Source: Insurance Institute for Highway Safety | |
Kia Sorento Finance and Insurance Cost
If you are financing a Kia Sorento, most lenders will require your carry higher Kia Sorento coverage options including comprehensive coverage, so be sure to shop around and compare Kia Sorento car insurance rates from the best companies using our FREE tool below.
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Ways to Save on Kia Sorento Insurance
Although it may seem like your Kia Sorento car insurance rates are set, there are a few measures that you can take to secure the best Kia Sorento car insurance rates possible. Take a look at the following five ways to save on Kia Sorento auto insurance.
- Ask About a Student Away from Home Discount
- Save Money on Young Driver Kia Sorento Insurance By Mentioning Grades or GPA
- Compare Insurance Companies After Moving
- Renew Your Kia Sorento Insurance Coverage to Avoid Lapses
- Use an Accurate Job Title When Requesting Kia Sorento Auto Insurance
Top Kia Sorento Insurance Companies
The best auto insurance companies for Kia Sorento car insurance rates will offer competitive rates, discounts, and account for the Kia Sorento’s safety features. The following list of car insurance companies outlines which companies hold the highest market share.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | GEICO | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
Compare Free Kia Sorento Insurance Quotes Online
To start comparing Kia Sorento car insurance quotes for free, use our online car insurance comparison tool.
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Frequently Asked Questions
Why is it important to have car insurance for my Kia Sorento?
Car insurance is important for any vehicle, including your Kia Sorento, as it provides financial protection against any damage or loss that may occur due to:
- an accident
- theft
- or other unforeseen events.
What types of car insurance coverage should I consider for my Kia Sorento?
The types of car insurance coverage you should consider for your Kia Sorento include:
- liability insurance
- collision insurance
- comprehensive insurance
- uninsured/underinsured motorist insurance
- and personal injury protection insurance.
How can I find the best Kia Sorento car insurance policy?
To find the best Kia Sorento car insurance policy, you should shop around and compare quotes from different insurance providers. You should also consider the level of coverage offered, the deductible amount, and any discounts or benefits that may be available.
What factors can affect my Kia Sorento car insurance rates?
Several factors can affect your Kia Sorento car insurance rates, including:
- age
- driving history
- location
- credit score
- vehicle model and age
- and the amount of coverage you choose.
Are there any discounts available for Kia Sorento car insurance?
Yes, many insurance providers offer discounts for Kia Sorento car insurance, including;
- safe driver discounts
- multi-policy discounts
- and good student discounts
You should ask your insurance provider about any available discounts.
How can I lower my Kia Sorento car insurance rates?
To lower your Kia Sorento car insurance rates, you can consider:
- increasing your deductible
- improving your credit score
- taking a defensive driving course
- and taking advantage of any available discounts.
Are you looking for free insurance quotes?
Your one-stop online insurance guide. Get free quotes now!
Secured with SHA-256 Encryption
Travis Thompson
Licensed Insurance Agent
Travis Thompson has been a licensed insurance agent for nearly five years. After obtaining his life and health insurance licenses, he began working for Symmetry Financial Group as a State Licensed Field Underwriter. In this position, he learned the coverage options and limits surrounding mortgage protection. He advised clients on the coverage needed to protect them in the event of a death, critica...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.