Best Lexus LS 460 Car Insurance Quotes (2024)
Lexus LS 460 insurance costs around $143 a month depending on the level of coverage you need. Lexus LS 460 insurance rates are around $191 more per year than the average vehicle, you can find cheap Lexus LS 460 insurance quotes by comparing Lexus LS 460 insurance online with our tool below.
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Michael Vereecke
Commercial Lines Coverage Specialist
Michael Vereecke is the president of Customers First Insurance Group. He has been a licensed insurance agent for over 13 years. He also carries a Commercial Lines Coverage Specialist (CLCS) Designation, providing him the expertise to spot holes in businesses’ coverage. Since 2009, he has worked with many different insurance providers, which gives him unique insight into the insurance market...
Commercial Lines Coverage Specialist
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
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Key takeaways:
- Full coverage costs around $1,710 a year or $143 each month
- A liability-only policy costs around $685 a year or $57 each month
- Highest rates are for teenage drivers at around $6,250 a year or $521 each month
- Good drivers can save as much as $705 a year by earning policy discounts
- Lexus LS 460 insurance costs around $191 more per year than the average vehicle
Lexus LS 460 insurance rates are around $191 pricier than the average vehicle, but good drivers are eligible for up to $705 a year in discounts for remaining safe and courteous on the road.
Full coverage insurance for the Lexus LS 460 averages $1,710 a year or $143 a month, but older vehicles may need only liability, which averages $685 a year or $57 a month. Let’s look at Lexus LS 460 insurance rates, insurance loss rates, and more.
You can start comparing quotes for Lexus LS 460 car insurance rates from some of the best car insurance companies by using our free online tool now.
Lexus LS 460 Insurance Cost
The average Lexus LS 460 auto insurance costs are $1,710 a year or $143 a month.
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Are Lexus LS 460s Expensive to Insure?
The chart below details how Lexus LS 460 insurance rates compare to other luxury cars like the Jaguar XE, Audi S6, and Audi A6.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Jaguar XE | $382 | $774 | $398 | $1,712 |
| Audi S6 | $444 | $894 | $398 | $1,894 |
| Audi A6 | $382 | $744 | $398 | $1,682 |
| Cadillac CTS-V | $406 | $804 | $338 | $1,684 |
| Acura TLX | $332 | $686 | $398 | $1,574 |
| Lexus IS 350 | $344 | $686 | $398 | $1,586 |
However, there are a few things you can do to find the cheapest Lexus insurance rates online.
Read more: Best Car Insurance Company For Acuras
What Impacts the Cost of Lexus LS 460 Insurance?
The Lexus LS 460 trim and model you choose can impact the total price you will pay for Lexus LS 460 insurance coverage.
Age of the Vehicle
The average Lexus LS 460 car insurance rates are higher for newer models. For example, car insurance for a 2017 Lexus LS 460 costs $1,710, while 2010 Lexus LS 460 insurance costs are $1,334, a difference of $376.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2017 Lexus LS 460 | $406 | $814 | $354 | $1,710 |
| 2016 Lexus LS 460 | $392 | $780 | $364 | $1,672 |
| 2015 Lexus LS 460 | $370 | $752 | $376 | $1,634 |
| 2014 Lexus LS 460 | $356 | $698 | $384 | $1,574 |
| 2013 Lexus LS 460 | $342 | $658 | $388 | $1,524 |
| 2012 Lexus LS 460 | $328 | $590 | $390 | $1,444 |
| 2011 Lexus LS 460 | $306 | $542 | $390 | $1,374 |
| 2010 Lexus LS 460 | $296 | $508 | $394 | $1,334 |
Driver Age
Driver age can have a significant effect on the cost of Lexus LS 460 car insurance. For example, 30-year-old drivers pay approximately $75 more for their Lexus LS 460 car insurance than 40-year-old drivers.
Driver Location
Where you live can have a large impact on Lexus LS 460 insurance rates. For example, drivers in New York may pay $1,043 a year more than drivers in Seattle.
Your Driving Record
Your driving record can have an impact on your Lexus LS 460 auto insurance rates. Teens and drivers in their 20’s see the highest jump in their Lexus LS 460 car insurance with violations on their driving record.
Lexus LS 460 Crash Test Ratings
The crash test ratings of the Lexus LS 460 can impact your Lexus LS 460 car insurance rates.
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| Lexus LS 460 | N/R | N/R | N/R | N/R |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Lexus LS 460 Safety Features
The Lexus LS 460 safety features can help lower insurance costs. According to AutoBlog, the 2020 Lexus LS 460 has the following safety features:
- Anti-lock brakes
- Stability control
- Front-impact airbags
- Side impact airbags
- Overhead airbags
- Knee airbags
- Pretensioners
- Security system
Lexus LS 460 Insurance Loss Probability
The Lexus LS 460’s insurance loss probability varies for each form of coverage. The lower percentage means lower Lexus LS 460 auto insurance rates; higher percentages mean higher Lexus LS 460 car insurance rates.
| Insurance Coverage Category | Loss Rate |
| Collision | 55% |
|---|---|
| Property Damage | -24% |
| Comprehensive | 103% |
| Personal Injury | -48% |
| Medical Payment | no data |
| Bodily Injury | no data |
| Source: Insurance Institute for Highway Safety | |
Lexus LS 460 Finance and Insurance Cost
If you are financing a Lexus LS 460, most lenders will require your carry higher Lexus LS 460 coverage options including comprehensive coverage, so be sure to shop around and compare Lexus LS 460 auto insurance rates from the best companies using our FREE tool below.
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Ways to Save on Lexus LS 460 Insurance
There are many ways that you can save on Lexus LS 460 car insurance. Below are five actions you can take to find cheap Lexus LS 460 auto insurance rates.
- Reduce Your Coverage on an Older Lexus LS 460
- Improve Your Credit Score
- Pay Your Lexus LS 460 Insurance Upfront
- Remove Young Drivers from Your Lexus LS 460 Insurance When They Move Out or Go to School
- Audit Your Lexus LS 460 Driving When You Move to a New Location or Start a New Job
Top Lexus LS 460 Insurance Companies
The best auto insurance companies for Lexus LS 460 car insurance rates will offer competitive rates, discounts, and account for the Lexus LS 460’s safety features. The following list of car insurance companies outlines which companies hold the highest market share.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | GEICO | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
Compare Free Lexus LS 460 Insurance Quotes Online
You can start comparing quotes for Lexus LS 460 auto insurance rates from some of the best auto insurance companies by using our free online tool now.
Are you looking for free insurance quotes?
Your one-stop online insurance guide. Get free quotes now!
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Frequently Asked Questions
What factors affect the cost of insurance for a Lexus LS 460?
There are several factors that can affect the cost of insurance for a Lexus LS 460, including your driving record, age, location, credit score, and the level of coverage you choose.
What types of coverage are available for a Lexus LS 460?
There are several types of coverage available for a Lexus LS 460, including liability coverage, collision coverage, comprehensive coverage, personal injury protection, and uninsured/underinsured motorist coverage.
Is it more expensive to insure a Lexus LS 460 compared to other Lexus models?
Yes, the cost of insurance for a Lexus LS 460 is typically higher than other Lexus models due to its higher market value and more expensive parts and repairs.
Can I get discounts on insurance for my Lexus LS 460?
Yes, many insurance companies offer discounts for various reasons, such as having a good driving record, completing a defensive driving course, or having certain safety features on your vehicle.
What is the average cost of insurance for a Lexus LS 460?
The average cost of insurance for a Lexus LS 460 varies depending on several factors, such as your driving record, location, and level of coverage. It is best to get a personalized quote from your insurance provider to determine your specific cost.
How much does car insurance for a Lexus LS 460 cost?
The cost of car insurance for a Lexus LS 460 can vary depending on a number of factors, including your location, driving record, age, and the level of coverage you select. However, on average, you can expect to pay between $1,500 to $2,000 per year for insurance coverage for a Lexus LS 460.
Can I save money on car insurance for my Lexus LS 460?
Yes, there are several ways you can potentially save money on car insurance for your Lexus LS 460. Some strategies include shopping around for quotes from multiple insurance providers, raising your deductible, taking advantage of discounts such as multi-policy, safe driver, or good student discounts, and maintaining a clean driving record. You may also be able to save money by opting for a higher level of coverage or bundling your insurance with other policies, such as home or renters insurance.
Are you looking for free insurance quotes?
Your one-stop online insurance guide. Get free quotes now!
Secured with SHA-256 Encryption
Michael Vereecke
Commercial Lines Coverage Specialist
Michael Vereecke is the president of Customers First Insurance Group. He has been a licensed insurance agent for over 13 years. He also carries a Commercial Lines Coverage Specialist (CLCS) Designation, providing him the expertise to spot holes in businesses’ coverage. Since 2009, he has worked with many different insurance providers, which gives him unique insight into the insurance market...
Commercial Lines Coverage Specialist
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.