Best Montana Car Insurance (2024)

Few states are wild at heart like Montana. With its vast rolling eastern hills, and it’s mountainous West, one could get lost its beauty and elegance all day long.

Grizzlies, eagles, ranches, and agriculture are woven into the seams of this pioneering and historical state. Who can forget the Lewis and Clark expedition? Ranchers, cowboys, horses. The spirit of the Native American culture. Truly, it is deeply historic and warm

Whether you’re a Montanian or someone with great interest in traveling through the sophisticated state, we’ve compiled a guide with everything from rates and coverage to the best car insurance companies–minus the stress.

Because there are thousands of insurance companies offering various rates and packages on a daily basis. And it could be more than overwhelming.

With our guide, however, you’ll be confident when choosing the best Montana car insurance for you and your family.

Use our FREE comparison tool below to get started.

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Montana Car Insurance Coverage and Rates

So how do we even begin to get started? Knowing state-mandated laws for insurance coverage and shopping around for rates to obtain that coverage can be a bit daunting.

So first, we’ll learn about Montanan roadways and information on the types of coverage needed on those roadways.

Then, we’ll get you acquainted with some rates.

So here we go.

Let’s talk about Montana’s minimum coverage.

Minimum Auto Insurance Coverage in Montana

Every state has a minimum amount of coverage needed before one can legally get out on the road.

In Montana, that coverage is the following:

• $25,000 for bodily injury, per person per accident
• $50,000 for bodily injury, total per accident
• $20,000 for property damage per accident

Bodily injury applies to the injuries of a person or persons of the opposing party in the event that you should get into an accident, while property damage pays for any fixtures or streets one may damage in the event of an accident.

In Montana, you must carry proof of this insurance whenever you are driving. But what other forms can be accepted?

We’ll cover that next.

Forms of Financial Responsibility

What are additional forms or forms of Financial Responsibility that provide proof of insurance?

According to the Montana State Legislature, drivers can purchase SR22 insurance. This kind of insurance simply states that you’re holding up your end of the deal and meeting your state’s coverage requirements for driving over a certain amount of time.

And according to a report in accordance with the Department of Justice’s Motor Vehicle Division people can also meet proof of financial responsibility in two additional ways–by providing a bond or through self-insurance (if they have a fleet of 25 or more vehicles).

In case of an accident, self-insurance makes your responsible for your own expenses, as it is money you would’ve set aside beforehand.

A bond, on the other hand, is basically a loan that gives the borrower outside assets to back long haul ventures–usually with specific conditions. The bond demonstrates that you have the money to cover your liability in case of an impact.

So just to recap, SR22 insurance, self insurance, or a bond all count as legitimate proof of insurance coverage for the state of Montana.

While out on the road, one must have proof of insurance at all times.

Something to always keep in mind.

Premiums as a Percentage of Income

An individual’s income per capita is the amount of money one has to leftover after taxes to either spend or save.

Montanans pay roughly $868.55 on average, meaning that roughly 2.10 percent of their annual income is spent on car insurance–this is data from several years ago.

How does this fair with the rest of the nation? Montana comes in a little over the halfway mark for the average premium per income.

Its neighbor North Dakota paid the cheapest that year at 1.50 percent, with Wyoming also being in the top five at 1.69 percent. Idaho and Washington were also cheaper, coming in at 2 percent and 2.11 percent, respectively.

Montana, however, did beat the national income per capita percentage nationwide in 2012 and 2014–in 2013, it matched at 2.39 percent.

Something to keep in mind if you are living in the state.

Next, we’ll talk about the average rate for each type of coverage in the state of Montana.

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Average Monthly Car Insurance Rates in MT (Liability, Collision, Comprehensive)

Montanans paid less than the nationwide average cost for liability and collision car insurance, however, paid a tad more for full coverage auto insurance--Montana still falls beneath the total average nationwide cost, paying less than the national average overall.

Additional Liability

Med Pay and Uninsured/Underinsured Motorist insurance are additional types of liability coverages that people get to bulk up their policy.

And a loss ratio? A loss ratio shows how much a company spends on the types of claims to how much money they take in on premiums.

With a loss ratio of 60, it indicates that the company spent $60 on claims out of every $100 earned in premiums. And the closer the ratio is to 100, the more claims that are paid. So a 60 – 70 loss ratio is considered to be in the safe zone.

The national average for both Med Pay and Uninsured/Underinsured Motorist coverage is a tad bit out of the safe zone, however, Montana’s loss ratios for Med Pay and Uninsured/Underinsured Motorist insurance is in the safe zone–a fairly good thing.

Add-ons, Endorsements, and Riders

Since we’ve started, we’ve discussed insurance and several add-ons like MedPay and Uninsured/Underinsured motorist coverage. But there are additional options available and we want to make sure you’re informed as much as possible on some policies that might not be familiar to most.

With that in mind, here are some other types of insurance that might be helpful for you and your family. Click on the links below to see if any additional coverage appeals to you.

• Guaranteed Auto Protection (GAP)
• Personal Umbrella Policy (PUP)
• Rental Reimbursement
• Emergency Roadside Assistance
• Mechanical Breakdown Insurance
• Non-Owner Car Insurance
• Modified Car Insurance Coverage
• Classic Car Insurance
• Pay-As-You-Drive or Usage-Based Car Insurance 

Average Monthly Car Insurance Rates by Age & Gender in MT

It is known that females tend to have lower rates than males because they get into fewer accidents and have fewer DUIs. Surprisingly, however, most companies play it fair when it comes to males and female rates across the board. Geico, on the other hand, charges females a higher rate across all spectrums moving away from the standard.

Companies also charge less as one grows older–Allstate, for example, drops their rate nearly $8,000 when a younger driver turns 25.

Rates also drop when married couples get older–supporting the theory that drivers who are older are more experienced and less likely to get into incidents on the road.

Cheapest Rates by ZIP Code

Rates can also change depending on which area you’re located in. Enter your ZIP code to find your rate.

Usually, populous places rake up insurance rates, however, that is not the case with Montana, whose top ZIP codes land in Helena–the city capitol.

And is it such a surprise that land like Noxon, Fort Smith, Lodge Grass, and Saint Xavier end up with the most expensive rates? No, no surprise at all, as they are surrounded by scenic bodies of luscious water–take Fort Smith, for example, home to Big Horn Canyon National Recreation Area, whose land contains towering cliffs, roaming horses, and ranches.

Wyola, the most expensive, is also surrounded by a body of water and ten miles from thriving Wyoming–which could also be the reason rates are so high there.

Cheapest Rates by City

Your city can also have something to do with higher or lower rates. If you enter your city, you can search for rates specific to your city.

The cheapest rates in Montana by city are Glendive, Forsyth, Scobey, Moore, and Colstrip–populations ranging between 161 to 2,214 individuals.

The most expensive? Martin City, Ennis, Trout Creek, Sand Springs, and Sunburst.

These cities are also small, with populations ranging from 90-838, however, wilderness and hiking make areas like Martin City attractive (and thus higher rates) as well as Sand Springs, whose population was 90 in the 2010 census, however, contains life-giving springs that make it more appealing.

Best Car Insurance Companies in Montana

While cheap is certainly good, you also want to make sure you’re getting the best value.

Again, we come to the question–how do you know which company is offering the best policies?

That’s what we’re here for.

In this section, we will take a look at how the household names in Montana compare to one another so you can have a greater perspective.

We’ll cover ratings from the most trusted sources, customer reviews (both good and bad), and we’ll also look at rates to see which companies give you a break when it comes to everyday practical matters like credit history, driving record, and even commutes.

Let’s get started.

The Largest Companies Financial Rating

A lot of work goes into a company’s AM rating. Conducted by A.M. Best, it can display a company’s strength or unfortunately, lack thereof.

Good news! All of the largest companies in Montana have a great AM rating, something to keep in mind as you consider other factors when choosing your insurance carrier.

But what about customer satisfaction? We’ll take a look at that next.

Companies with Best Ratings

J.D. Power is one of the most trusted companies when it comes to ratings.

This chart displays input based on customer satisfaction. This is important, because the experience of your peers and fellow residents could also help you make an important decision in regards to the type of insurance settle on.

Westfield, IN Farm Bureau, and Erie insurance company had ratings that were among the best in Montana, beating out other giants that had a greater A.M. rating.

Interesting isn’t it?

We also have data for complaints as well, which can also factor into your decision-making process.

Read more: Grange Association Insurance Review & Complaints: Auto, Home & Farm Insurance

Companies with Most Complaints in Montana

For the major ten organizations in Montana, these are the number of customer complaints and ratio of complaints per 1,000 autos from 2017.

A record of 1 is normal, so the lower the number, the better the organization is contrasted with its rivals.

So given this present data, companies with complaint ratios like State Farm, Travelers, and GEICO are among the best insurance companies in Montana.

Cheapest Insurance Companies in Montana

Next we’ll look at something appealing to most–the cheapest companies in the state of Montana.

From the chart, we can see that companies like SafeCo fall far below the state average, followed by USAA and StateFarm respectively.

Allstate and Progressive are among the higher rates in the state.

Commute Rates by Companies

Did you know the duration of your commute also plays a part in a company’s insurance rates?

Companies like Progressive and Farmers give their people a break, whereas companies like Allstate and GEICO bump their prices for longer commutes.

Next, we’ll look at coverage levels.

Coverage Level Rates by Companies

While everyone starts off at the basic amount of coverage, increasing can be an option. But sometimes it comes at a cost.

Let’s take a look.

Geico and USAA bump their prices up the lowest, at 8.9 percent and 9.6 percent respectively. Nationwide, on the other hand, penalizes their customers by 51.19 percent if they want to extend their coverage.

Credit History Rates by Companies

Do you have good credit? Fair? Or poor? Sometimes insurance companies alter their rates accordingly. Look at the chart below.

Companies like Liberty Mutual don’t penalize their customers at all for having poor credit. GEICO and State Farm are less forgiving, upping their rates 169.38 percent and 109.41 percent respectively.

Driving Record Rates by Companies

And what about your driving record? Companies factor that into their rates as well.

Liberty Mutual rewards its customers for starting off with a clean record, saving them thousands of dollars compared to other insurers.

However, with a bad driving record, it bumps its rates over 50 percent, along with Nationwide, USAA, and GEICO (the highest at 144.45 percent). State Farm has the lowest change over the course of one’s driving record with 7.19 percent respectively.

Largest Car Insurance Companies in Montana

A company’s market share display how much a company is invested out of the entire industry.

State Farm is the largest insurer in Montana, with 22.99 percent of the market share. Liberty Mutual and Progressive follow suit by a little over half.

Number of Insurers by Montana

How many insurers are in Montana? Currently, there are 14 domestic insurers and 822 foreign insurers, totaling 836 insurers.

This means that there’s a good amount of options to choose from.

Montana Laws

Imagine this-you’re driving along the majestic roads of Montana and suddenly, without warning, you get pulled over for breaking a law on the road.

It happens.

Being on the road in a select state requires knowledge of its particular regulations.

In this section, you’ll find just that.

First, we’ll be covering laws regarding insurance (of equal importance for getting on the road), as well as vehicle and driver licensing laws, and other rules of the road to ensure an informed–and more pleasant–journey.

Let’s take a look.

Montana Car Insurance Laws

Montana requires drivers to maintain certain types and amounts of car insurance coverage while on the road.

As a reminder they are the following:

• $25,000 for bodily injury, per person per accident
• $50,000 for bodily injury, total per accident
• $20,000 for property damage per accident

If stopped, drivers must present proof of insurance, by law.

And in the event that you can’t find your insurance card, don’t worry. The Montana Department of Justice (a Motor Vehicle Division for the state), reminds us that law enforcement may use the Montana Insurance Verification System (or MTIVS) to ensure you have the minimum liability car insurance.

Use of the web service assists troopers and motorists in situations where drivers either can’t find their proof of insurance card or have an expired card.

Remember, driving without actual insurance is against the law and the MTIVS may also be used to check if that status is up to date.

So be sure to be insured.

How Montana Laws for Insurance are Determined

How are car insurance laws formed in the state of Montana? What are the stipulations?

Currently, Montana is under a “file and use” law. This means that insurance companies may use new rates prior to state approval. The rates, however, must be filed prior to use with supporting data.

But don’t worry, there are federal and state agencies in place (financial regulators) that serve as a barrier of protection to keep erroneous rates from being instituted.

Definitely good to know.

Windshield Coverage

Did you know that there were even laws regarding windshield coverage in select states?

Interesting, right?

In Montana, however, there are currently no laws unique to windshields. The only regulation is that insurers may not require the utilization of a specific shop for windshield repairs.

So be sure to check your insurance policy and see if they offer any windshield protection when shopping around.

Continuing on…

High-Risk Insurance

Sometimes individuals have less luck on the road and get into all kinds of trouble–speeding and DUI violations, for example–deeming them to be high-risk drivers.

In many cases, shopping around for insurance with a high-risk status can be nearly impossible.

Within the state of Montana, however, one can apply to the Montana Automobile Insurance Plan or MTAIP. This is a part of the Western Association of Automobile Insurance Plans.

Who is eligible?

Individuals who have been turned down for auto insurance coverage within the last 60 days, in which you’d need a registered vehicle in Montana and a valid driver’s license.

MTAIP covers the basic minimum eligibility requirements for the state. They also offer the maximum amount of coverage with the following levels:

• Bodily injury: $100,000 per person
• Bodily injury: $300,000 per accident
• Property damage: $50,000 per accident

A second chance for those with a no-so-perfect resume on the road.

Low-Cost Insurance

Currently, Montana does not have a program, like California, for instance, to help families pay for car insurance. Sadly, only additional states like New Jersey and Hawaii have a government-assisted program.

There’s good news, still.

You can still save on your insurance policy by asking if there are any discounts you are eligible for, like for those who have a good driving record or those who are students, for instance.

Automobile Insurance Fraud in Montana

In Montana, insurance fraud is considered a crime, as stated in code 33-1-1202.

Soft fraud occurs when you exaggerate an existing claim and is considered a misdemeanor. The consequences are fines, jail time of up to one year, community service, and/or probation.

Hard fraud occurs when one deliberately falsifies a loss for payment. This is a felony and is punishable with incarceration in state prison for a number of years.

Again, insurance fraud is considered a crime in the state of Montana and violators are subject to prosecution.

If you prefer to report suspected fraud over the phone, or if you have questions about our online forms, call the Commissioner’s office at 800-332-6148.

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Statute of Limitations

The statute of limitations is the amount of time one has to bring a lawsuit before the court.

This is extremely important, as it is your legal right to bring your appeals before a judge in the event of wrongdoing.

For Montana, in relation to automobile accidents, one has three years to file a claim for bodily injury and two years for property damage. There are exceptions to these restraints which are good to know when proceeding with a legal m

Montana Specific Laws

Each state has its own specific laws and Montana isn’t any different.

Chapter four of the Montana Driver Handbook outlines some of these including passing, right-a-way, and parking.

Feel free to take a look.

Vehicle Licensing Laws

A current license is required to allow a vehicle legal permission to be utilized or to be kept on a public road within those state lines.

Let’s take a look at these vehicle licensing laws regarding individuals of diverse populations including teens, older drivers, and new residents.

But first, we’ll look at the REAL ID, relevant to all drivers on the road in Montana.

REAL ID

According to Homeland Security, the REAL ID was established so that the government could set higher standards for the issuance of sources of identification, including driving licenses.

Montana, like many other states, is officially REAL ID compliant. Here’s what that means:

So while this mainly applies to domestic air travel, one could still choose to get a REAL ID Driver’s license.

Penalties for Driving Without Insurance

Driving without the necessary insurance requirements comes with serious consequences.

1. Driving without insurance in Montana is considered a misdemeanor. A first-time offender could be punished with a fine between $250 and $500, or up to 10 days in jail.
2. A second-time offender faces a minimum fine of $350 or 10 days in jail, will have their driver’s license revoked for 90 days, and will receive 5 points on their driving record (a total of 30 points will result in revocation of a driver’s license).
3. A third or subsequent conviction is punishable by a fine of $500 or imprisonment for up to six months or both.

So be sure to always carry your insurance proof whenever you are on the road.

Teen Driver Laws

Each state recognizes young drivers and Montana follows suit.

The Insurance Information Institute outlines the process of teens obtaining their license. The chart can be viewed here.

At the age of 14 –

• Mandatory holding period: Six months
• Minimum amount of supervised driving: 50 hours (10 must be at night)

At the age of 15 –

• Unsupervised driving prohibited: 11 pm-5 am
• Restrictions on passengers (family members okay): first six months—no more than one passenger younger than 18; second six months—no more than three passengers younger than 18
• Nightime restrictions & passenger restrictions: 12 months or at age 18, whichever occurs first (min. age: 16)
• Passenger restrictions: 12 months or at age 18, whichever occurs first (min. age: 16)

It is interesting to note that Montana teens can start the process of obtaining their license as early as age fourteen–earlier than most US states.

Keep in mind that the minimum liability requirements apply to teens as well–failure to comply could result in suspension of one’s license.

Older Driver License Renewal Procedures

Older Montanans have to oblige by license renewal procedures as well.

Here’s what the process looks like:

1. 75 and older: renew every four years
2. 21-75: renew every eight years

Senior drivers may are also subject to a vision, road, and written test (a road test may be required if the state feels there may be driver impairment as well).

It’s important to make sure all drivers on the road are safe so some restrictions may be put on senior drivers like driving at night or no freeway driving, for example.

To renew, visit your local MVD office or apply online (online renewal eligbility is for ages of 21-67 only–older drivers must present themselves at the MVD office).

New Residents

If you are a new Montanan, congratulations.

Be sure to visit the MVD (Motor Vehicle Division) within 60 days of moving to apply for your new license.

Be sure to bring the necessary documents for proof identity, residency, and legal U.S. presence. Here’s the list.

You may be asked to complete a series of tests if not waived from your previous performance. But standard operations still applying like passing a vision test, having your photo taken, and paying the fee (dependent on your age).

You’ll want to hit the ground running on this so you can explore some of the beautiful Montana plains and begin your many outdoor adventures.

License Renewal Procedures

In Montana, you are required to renew your license every eight years or on your 75th birthday, whichever is first.

Again, you can do this at the Montana MVD.

Negligent Operator Treatment System (NOTS)

Montana isn’t like California where it has a system for negligent drivers.

Repeat offenders, however, may be subject to Montana’s Driver Rehabilitation Program, according to the Montana Secretary of State website.

It outlines their point system here under Rule 23.3.202.

Be sure to be safe at all times while driving.

Rules of the Road

Now, that we’ve explored the stipulations of the road, it’s time to get this show on the road–literally.

In this section, we will cover the rules of the road in Montana.

Let’s get started.

Fault vs. No-Fault

Montana is a fault-based state, meaning that the person responsible for the accident is also responsible for carrying the losses of the victim’s damages, up to the policy limit.

This gives the claimant the power to file a claim with their insurer, the party’s carrier, or filing a lawsuit in a civil court.

This differs from a no-fault state, wherein the claimant must turn to their own insurance policy for damages and medical expenses.

Seat belt and car seat laws

Safety is extremely important and seat belt and car seat laws are recognized nationwide.

Montana is no different.

In regards to seat belts, all individuals six years and older are covered in all seats. Failure to oblige by this law will result in a $20 fee–additional fees may apply.

And what about children? What are their seat belt requirements?

• Must be in child safety seat: five years and younger and less than 60 pounds
• Adult belt permissible: not permissible

The maximum penalty for driving without a seat belt in regards to children is $100, with subsequent fines applicable.

Currently, there are no preferences for rear seats.

There are are no also restrictions on individuals riding in cargo areas.

Now that we’re buckled up, what are some rules to follow while you’re actually driving?

Keep Right and Move Over Laws

In the state of Montana, the law requires that drivers approaching a stationary vehicle displaying hazardous lights (when traveling in the same direction) to vacant the closest lane to the scene. This should be done in a safe or slow manner, if possible.

If on a highway with a speed limit 50mph or greater, the driver must slow by at least 20mph below the posted speed limit when passing the vehicle in distress.

But what about speed limits?

We’ll get into that next.

Speed Limits

Here are the laws when it comes to speed limits in Montana:

• Rural interstates (mph)–80; trucks: 70
• Urban interstates (mph)–65
• Other limited-access roads (mph)–day: 70; night: 65
• Other roads (mph)–day: 70; night: 65

Be sure to note these as you wouldn’t want a speeding ticket and unnecessary fines for something that couldn’ve been avoided.

Ridesharing

Rideshare services like Uber and Lyft required that each one of their drivers uphold insurance minimums that maintain or exceed the base coverage levels for that given state. (read our “Uber Eats Car Insurance: What to Know & How to Save“, for more information).

Drivers infrequently convey their own business protection but there’s some good news–in Montana, Farmers does provide rideshare protection.

With their policy addition, you get coverage during period 1 (app on, but no passenger) and you won’t be dropped for telling them you’re a rideshare driver.

Next, we’ll be discussing automation on the road.

Automation on the Road

Automation is the use of a machine or technology utilized to administer tasks previously that were previously carried out by humans. This comes down to aspects such as cameras and sensors as it relates to driving.

Right now, Montana has no confinements on autonomous vehicles.

Safety Laws

So far we’ve discussed some standard laws of the past as well as some stirring in the new future with automation and ridesharing.

Still, there are thousands of individuals every year who get penalized for laws that affect our safety–DUI laws, marijuana-impaired driving laws, and distracted driving laws, for example.

DUI Laws are very important–we’ll discuss that next.

DUI Laws

Driving under the influence is a serious crime that every state recognizes to keep harmful drivers off the roads.

Here are a few DUI facts regarding Montana.

And what if those laws are broken? Below is a list of the consequences of driving while impaired by alcohol.

Marijuana-Impaired Driving Laws

In Montana, it is also illegal to operate a vehicle while using marijuana. If 5ng/ml or more of THC is found in your system, you will be facing some consequences.

Distracted Driving Laws

Distracted driving is any non-driving action an individual takes part in that can possibly occupy them from the essential attention needed on the road.

This is not limited to texting and driving, but also could apply to eating and smoking while operating a vehicle.

Shockingly Montana is the only state in the US that has no bans for mobile phone use while driving.

Although there are no statewide bans, select cities and counties have taken steps to address the matter, covering upwards a third of the population.

Driving Safely in Montana

Driving in Montana is safe, right?

Next we’ll be covering vehicle theft, road fatalities, commute time, and more.

If you’re driving in Montana on a daily basis, this information is extremely useful to you.

We promise.

Let’s consider vehicle theft first.

Vehicle Theft in Montana

Here are the most commonly stolen vehicles in Montana. Check out the chart below.

Both the Chevrolet and Ford pickup were the most commonly stolen vehicles in Montana.

Interesting to know.

How does your city rank for stolen vehicles? Search by your city name below to find the FBI‘s 2017 vehicle theft statistics.

Historic Billings, Montana by far led the pack with a total of 842 thefts. Following was Great Falls and Missoula, with 200 and 174 respectively.

Road Fatalities in Montana

Unfortunately, we live in a world where accidents happen on a daily basis.

In this upcoming section, we’ll discuss the factors that cause them, as well as the places they occur and to whom they occur the most.

Imagine knowing these things while on the road–super insightful.

Let’s get started.

Most fatal highway in Montana

The most dangerous road in Montana according to Geotab is US highway Highway 2.

While these roads are extremely scenic and photo-ready, keep this in the forefront of your mind, as it could heighten your senses while on the road and hopefully space an incident.

Fatal Crashes by Weather Condition and Light Condition

Did you know that the type of weather condition could also cause danger on the road?

In the case of Montana, most accidents happened in the day and night; weather rarely had any effect.

Fatalities (All Crashes) by County

Did you know that where one lives can also have an effect on fatalities while driving? Let’s take a look.

Traffic Fatalities

What type of area you live can also affect your safety.

In this case, living in rural areas was by far more dangerous than living in urban settings.

Fatalities by Person Type

Wouldn’t it be good to know which persons tend to have more accidents to keep a lookout on the road? We have the data for you below.

While accidents have been on the decline, in Montana, individuals in pick-up trucks, utility trucks, and passenger cars are the most dangerous individuals on the road, followed by motorcyclists.

Fatalities by Crash Type

Luckily, there’s even data involving crash type, which again, is beneficial to know when your driving on the road.

The majority of fatal crashes were situations involving a roadway departure. Single vehicles and accidents involving a rollover followed respectively.

Five-Year Trend For The Top 10 Counties

Here is the five-year trend for the top 10 counties. Let’s take a look below.

Yellowstone County had the most fatalities, followed by Missoula, which saw a drop in 2018.

Fatalities Involving Speeding by County

Next, we have fatalities involving speeding, by county. Enter your zip code and see your county’s trend.

Fatalities in Crashes Involving an Alcohol-Impaired Driver by County

Search by county below to see the number of alcohol-related fatalities in 2017.

Teen Drinking and Driving

Driving while under the influence is against the law; this applies to teens as well. Here’s a look at how Montana fairs compared to the rest of the nation.

EMS Response Time

Below you’ll find the average response time for EMS services in Montana, for rural and urban locations.

Transportation in Montana

Lastly, we’ll take a look at transportation in Montana. We’ll learn about car ownership, commute time, and more.

Car Ownership

According to DataUSA, chances are if you live in Montana, you have two cars per household, followed by three.

Commute Time

How does Montana’s commute time fair with the rest of the world? Well, Montana has a shorter commute of 16.9 minutes, while the normal US worker has a commute of 25.5 minutes.

Commuter Transportation

In 2017, most Montanans drove alone, followed by those who carpooled and worked from home.

Traffic Congestion

Good news! Montana isn’t like most states that have cities with high congestion times.

Something certainly to be grateful for.

This concludes our guide. We hope it was most helpful.

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