Best Audi S4 Car Insurance Quotes (2024)
Audi S4 auto insurance cost around $132 a month on average. You can find Audi S4 insurance rates online in our free guide. A liability-only policy costs around $636 a year or $53 each month. Good drivers can save up to $655 a year on these costs by earning discounts.
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Schimri Yoyo
Licensed Agent & Financial Advisor
Schimri Yoyo is a financial advisor with active life and health insurance licenses in seven states and over 20 years of experience. During his career, he has held roles at Foresters Financial, Strayer University, Minnesota Life, Securian Financial Services, Delaware Valley Advisors, Bridgemark Wealth Management, and Fidelity. Schimri is an educator eager to assist individuals and families in ...
Licensed Agent & Financial Advisor
UPDATED: Nov 27, 2023
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Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
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Key takeaways:
- Full coverage costs around $1,588 a year or $132 each month
- A liability-only policy costs around $636 a year or $53 each month
- Highest rates are for teenage drivers at around $5,804 a year or $484 each month
- Good drivers can save as much as $655 a year by earning policy discounts
- Audi S4 insurance costs around $69 more per year than the average vehicle
Audi S4 insurance rates are about $69 more per year than the average vehicle in the U.S., with full coverage costing about $1,588 a year or $132 a month. Liability coverage-only can save you some cash on older vehicles, as it only costs about $636 a year or $53 a month. Good drivers can save up to $655 a year with policy discounts that are made for safe and courteous drivers. Let’s look at Audi S4 insurance rates, crash test ratings, and more.
You can start comparing quotes for Audi S4 car insurance rates from some of the best car insurance companies by using our free online tool now.
Audi S4 Insurance Cost
The average Audi S4 car insurance rates are $1,588 a year or $132 a month.
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Are Audi S4s Expensive to Insure?
The chart below details how Audi S4 insurance rates compare to other sedans like the Hyundai Sonata, Ford Fusion, and Chevrolet Impala.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Audi S4 | $370 | $744 | $338 | $1,588 |
| Hyundai Sonata | $294 | $532 | $420 | $1,426 |
| Ford Fusion | $336 | $626 | $372 | $1,492 |
| Chevrolet Impala | $280 | $532 | $372 | $1,342 |
| Mazda 3 | $308 | $562 | $372 | $1,400 |
| Nissan Versa | $268 | $542 | $390 | $1,358 |
| Audi S3 | $356 | $744 | $264 | $1,474 |
However, there are a few things you can do to find the cheapest Audi insurance rates online.
What Impacts the Cost of Audi S4 Insurance?
The Audi S4 trim and model you choose will affect the total price you will pay for Audi S4 insurance coverage.
Age of the Vehicle
The average Audi S4 car insurance rates are higher for newer models. For example, car insurance rates for a 2018 Audi S4 are $1,588, while 2010 Audi S4 rates are $1,244, a difference of $344.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2018 Audi S4 | $370 | $744 | $338 | $1,588 |
| 2016 Audi S4 | $344 | $696 | $364 | $1,540 |
| 2015 Audi S4 | $326 | $672 | $376 | $1,510 |
| 2014 Audi S4 | $312 | $624 | $384 | $1,456 |
| 2013 Audi S4 | $300 | $588 | $388 | $1,412 |
| 2012 Audi S4 | $288 | $526 | $390 | $1,340 |
| 2011 Audi S4 | $270 | $484 | $390 | $1,280 |
| 2010 Audi S4 | $260 | $454 | $394 | $1,244 |
Driver Age
Driver age can have a significant impact on the cost of Audi S4 auto insurance. For example, 20-year-old drivers pay as much as $2,012 more each year for their Audi S4 auto insurance than 40-year-old drivers.
Driver Location
Where you live can have a large impact on Audi S4 insurance rates. For example, drivers in Jacksonville may pay $953 a year more than drivers in Indianapolis.
Your Driving Record
Your driving record can have an impact on your Audi S4 car insurance rates. Teens and drivers in their 20’s see the highest jump in their Audi S4 car insurance with violations on their driving record.
Audi S4 Safety Ratings
Your Audi S4 auto insurance rates are influenced by the Audi S4’s safety ratings. See the breakdown below:
| Test Type | Rating |
| Small overlap front: driver-side | Not Tested |
|---|---|
| Small overlap front: passenger-side | Not Tested |
| Moderate overlap front | Not Tested |
| Side | Not Tested |
| Roof strength | Not Tested |
| Head restraints and seats | Good |
| Source: Insurance Institute for Highway Safety | |
Audi S4 Crash Test Ratings
If the Audi S4 crash test ratings are good, you could have lower Audi S4 car insurance rates. See Audi S4 crash test results below:
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2020 Audi S4 4 DR AWD | N/R | N/R | N/R | 5 stars |
| 2019 Audi S4 4 DR AWD | N/R | N/R | N/R | 5 stars |
| 2018 Audi S4 4 DR AWD | N/R | N/R | N/R | 5 stars |
| 2016 Audi S4 4 DR AWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Audi S4 Safety Features
The numerous safety features of the Audi S4 help contribute to lower insurance rates. The 2020 Audi S4 has the following safety features:
- Standard automated emergency braking with forward-collision warning
- Available blind-spot monitoring with rear cross-traffic alert
- Available adaptive cruise control with semi-autonomous driving mode
Audi S4 Insurance Loss Probability
Another contributing factor that plays a direct role in Audi S4 insurance rates is the loss probability for each type of coverage.
| Insurance Coverage Category | Loss Rate |
| Collision | 106% |
|---|---|
| Property Damage | -22% |
| Comprehensive | 82% |
| Personal Injury | -49% |
| Medical Payment | -43% |
| Bodily Injury | -25% |
| Source: Insurance Institute for Highway Safety | |
Audi S4 Finance and Insurance Cost
If you are financing a Audi S4, you will pay more if you purchase Audi S4 car insurance at the dealership, so be sure to shop around and compare Audi S4 car insurance quotes from the best companies using our FREE tool below.
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Ways to Save on Audi S4 Insurance
You have more options at your disposal to save money on your Audi S4 auto insurance costs. For example, try taking advantage of the following five strategies to reduce your Audi S4 car insurance rates
- Take Public Transit Instead of Driving Your Audi S4
- Check Reviews and State Complaints Before You Choose an Insurer
- Compare Audi S4 Quotes for Free Online
- Start Searching for New Audi S4 Car Insurance a Month Before Your Renewal
- Check Your Audi S4 Policy Carefully to Ensure All Information is Correct
Top Audi S4 Insurance Companies
Who is the top auto insurance company for Audi S4 insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Audi S4 auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Audi S4 offers.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | GEICO | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
Compare Free Audi S4 Insurance Quotes Online
You can start comparing quotes for Audi S4 auto insurance rates from some of the best auto insurance companies by using our free online tool now.
Are you looking for free insurance quotes?
Your one-stop online insurance guide. Get free quotes now!
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Frequently Asked Questions
What is Audi S4 car insurance, and why is it necessary?
Audi S4 car insurance is a type of coverage that provides financial protection against potential damages, losses, or liabilities related to the ownership or use of an Audi S4 car. It is necessary because it can help you avoid costly out-of-pocket expenses if you are involved in an accident or face legal action resulting from your car’s operation.
What factors affect Audi S4 car insurance quotes?
Several factors can influence your Audi S4 car insurance quotes, including your driving record, age, gender, location, type of coverage you need, the deductible you choose, and the make and model of your car.
What are some tips for getting the best Audi S4 car insurance quotes?
To get the best Audi S4 car insurance quotes, you can consider doing the following: compare quotes from multiple insurance providers, maintain a good driving record, increase your deductible, bundle your car insurance with other policies, and take advantage of discounts or promotions.
What type of coverage should I consider for my Audi S4 car insurance?
The type of coverage you should consider for your Audi S4 car insurance depends on your needs and budget. However, you may want to consider liability coverage, collision coverage, comprehensive coverage, personal injury protection, and uninsured/underinsured motorist coverage.
How can I find the best Audi S4 car insurance quotes?
To find the best Audi S4 car insurance quotes, you can start by researching different insurance providers and getting quotes from them. You can also consider working with an independent insurance agent who can help you compare quotes and find the best coverage options for your needs.
Are you looking for free insurance quotes?
Your one-stop online insurance guide. Get free quotes now!
Secured with SHA-256 Encryption
Schimri Yoyo
Licensed Agent & Financial Advisor
Schimri Yoyo is a financial advisor with active life and health insurance licenses in seven states and over 20 years of experience. During his career, he has held roles at Foresters Financial, Strayer University, Minnesota Life, Securian Financial Services, Delaware Valley Advisors, Bridgemark Wealth Management, and Fidelity. Schimri is an educator eager to assist individuals and families in ...
Licensed Agent & Financial Advisor
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.