Best Ford Fusion Hybrid Car Insurance Quotes (2024)
Ford Fusion Hybrid insurance costs $137 per month ($1,644 per year) on average. On average, Ford Fusion Hybrid comprehensive insurance coverage costs $400, collision coverage costs $584, and liability coverage costs $464.
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UPDATED: Nov 27, 2023
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Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
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Key takeaways:
- Is the Ford Fusion expensive to insure? Full coverage costs around $1,644 a year or $137 each month
- A liability-only policy costs around $660 a year or $55 each month
- Highest rates are for teenage drivers at around $6,009 a year or $501 each month
- Good drivers can save as much as $678 a year by earning policy discounts
- Ford Fusion Hybrid insurance costs around $125 more per year than the average vehicle
Ford Fusion Hybrid insurance rates are about $125 more per year than the average vehicle with full coverage costing around $1,644 a year or $137 a month. Drivers of an older Ford Fusion Hybrid may opt for liability coverage only which costs around $660 a year or $55 a month.
Good drivers can save up to $678 a year in policy discounts by remaining safe and courteous while driving. We’re going to take a quick look at Ford Fusion Hybrid insurance rates, crash test ratings, and more.
You can start comparing quotes for Ford Fusion Hybrid car insurance rates from some of the best car insurance companies by using our free online tool now.
Ford Fusion Hybrid Insurance Cost
How much is insurance for a Ford Fusion? The average Ford Fusion Hybrid auto insurance costs are $1,644 a year or $137 a month.
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Are Ford Fusion Hybrids Expensive to Insure?
The chart below details how Ford Fusion Hybrid insurance rates compare to other hybrid/electrics like the Chevrolet Volt, Honda Accord Hybrid, and Ford Fusion Energi.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Ford Fusion Hybrid | $322 | $656 | $466 | $1,644 |
| Chevrolet Volt | $370 | $774 | $398 | $1,700 |
| Honda Accord Hybrid | $362 | $718 | $316 | $1,532 |
| Ford Fusion Energi | $336 | $626 | $372 | $1,492 |
| Toyota Prius | $306 | $512 | $332 | $1,286 |
| Lexus GS 450h | $394 | $774 | $398 | $1,724 |
| Chrysler Pacifica Hybrid | $370 | $656 | $338 | $1,500 |
However, there are a few things you can do to find the cheapest Ford insurance rates online.
What Impacts the Cost of Ford Fusion Hybrid Insurance?
The Ford Fusion Hybrid trim and model you choose can impact the total price you will pay for Ford Fusion Hybrid insurance coverage.
Age of the Vehicle
Older Ford Fusion Hybrid models generally cost less to insure. For example, auto insurance for a 2020 Ford Fusion Hybrid costs $1,644, while 2010 Ford Fusion Hybrid insurance costs are $1,368, a difference of $276.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2020 Ford Fusion Hybrid | $322 | $656 | $466 | $1,644 |
| 2019 Ford Fusion Hybrid | $306 | $630 | $488 | $1,624 |
| 2018 Ford Fusion Hybrid | $294 | $626 | $498 | $1,618 |
| 2017 Ford Fusion Hybrid | $284 | $610 | $520 | $1,614 |
| 2016 Ford Fusion Hybrid | $274 | $586 | $536 | $1,596 |
| 2015 Ford Fusion Hybrid | $260 | $564 | $554 | $1,578 |
| 2014 Ford Fusion Hybrid | $250 | $524 | $564 | $1,538 |
| 2013 Ford Fusion Hybrid | $240 | $494 | $570 | $1,504 |
| 2011 Ford Fusion Hybrid | $214 | $408 | $574 | $1,396 |
| 2010 Ford Fusion Hybrid | $206 | $382 | $580 | $1,368 |
Driver Age
Driver age can have a significant impact on Ford Fusion Hybrid auto insurance rates. As an example, a 40-year-old driver could pay $174 less each month for their Ford Fusion Hybrid auto insurance compared to a 20-year-old driver.
Driver Location
Where you live can have a large impact on Ford Fusion Hybrid insurance rates. For example, drivers in Los Angeles may pay $904 a year more than drivers in Phoenix.
Your Driving Record
Your driving record can have an impact on the cost of Ford Fusion Hybrid auto insurance. Teens and drivers in their 20’s see the highest jump in their Ford Fusion Hybrid auto insurance rates with violations on their driving record.
Ford Fusion Hybrid Crash Test Ratings
If the Ford Fusion Hybrid crash test ratings are good, you could have lower Ford Fusion Hybrid car insurance rates. See Ford Fusion Hybrid crash test results below:
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2019 Ford Fusion Hybrid 4 DR FWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2018 Ford Fusion Hybrid 4 DR FWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2017 Ford Fusion Hybrid 4 DR FWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2016 Ford Fusion Hybrid 4 DR FWD | 5 stars | 5 stars | 4 stars | 4 stars |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Ford Fusion Hybrid Safety Features
Having a variety of safety features on your Ford Fusion Hybrid can help lower your Ford Fusion Hybrid insurance costs. The Ford Fusion Hybrid’s safety features include:
- Forward collision warning
- Forward automatic emergency braking
- Lane keep assist, blind-spot monitoring
- Rear cross-traffic alert
- Rearview camera
- Automatic high-beam headlights
- Rain-sensing windshield wipers
- Adaptive cruise control with stop-and-go capability
- Rear parking sensors
Ford Fusion Hybrid Insurance Loss Probability
The Ford Fusion Hybrid’s insurance loss probability varies for each form of coverage. The lower percentage means lower Ford Fusion Hybrid auto insurance rates; higher percentages mean higher Ford Fusion Hybrid car insurance rates.
| Insurance Coverage Category | Loss Rate |
| Collision | 25% |
|---|---|
| Property Damage | -3% |
| Comprehensive | -2% |
| Personal Injury | -8% |
| Medical Payment | -7% |
| Bodily Injury | -5% |
| Source: Insurance Institute for Highway Safety | |
Ford Fusion Hybrid Finance and Insurance Cost
If you are financing a Ford Fusion Hybrid, you will pay more if you purchase Ford Fusion Hybrid car insurance at the dealership, so be sure to shop around and compare Ford Fusion Hybrid car insurance quotes from the best companies using our FREE tool below.
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Ways to Save on Ford Fusion Hybrid Insurance
There are several ways you can save even more on your Ford Fusion Hybrid car insurance rates. Take a look at the following five tips:
- Move to the Countryside
- Remove Unnecessary Insurance Once Your Ford Fusion Hybrid is Paid Off
- Get Married and Ask for a Discount
- Consider Ride Sharing Services to Lower Your Ford Fusion Hybrid Mileage
- Buy a Dashcam for Your Ford Fusion Hybrid
Top Ford Fusion Hybrid Insurance Companies
Who is the best company for Ford Fusion Hybrid insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Ford Fusion Hybrid insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Ford Fusion Hybrid offers.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | GEICO | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
Compare Free Ford Fusion Hybrid Insurance Quotes Online
You can start comparing quotes for Ford Fusion Hybrid auto insurance rates from some of the best auto insurance companies by using our free online tool now.
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Frequently Asked Questions
What should I do if I need to file a claim for my Ford Fusion Hybrid car insurance?
If you need to file a claim for your Ford Fusion Hybrid car insurance, you should contact your insurance provider as soon as possible. They will guide you through the claims process and help you get the necessary repairs or compensation for damages or losses. Be sure to provide all necessary information about your vehicle and any damage or losses incurred.
Can I get discounts on Ford Fusion Hybrid car insurance?
Yes, many insurance providers offer discounts for Ford Fusion Hybrid car insurance. Some common discounts include safe driver discounts, multiple car discounts, and bundling discounts for combining auto and home insurance policies. You may also be eligible for discounts based on your occupation or membership in certain organizations.
How much Ford Fusion Hybrid car insurance coverage do I need?
The amount of Ford Fusion Hybrid car insurance coverage you need depends on a variety of factors, including your personal assets, your driving habits, and your budget. It is recommended that you have at least enough coverage to cover the value of your vehicle and any potential liabilities that may arise from accidents or other incidents.
What type of coverage should I consider for my Ford Fusion Hybrid car insurance?
The type of coverage you should consider for your Ford Fusion Hybrid car insurance depends on your individual needs and preferences. Some common coverage options include liability insurance, collision insurance, comprehensive insurance, and uninsured/underinsured motorist coverage. You may also want to consider additional coverage options such as roadside assistance or rental car reimbursement.
What factors affect the cost of Ford Fusion Hybrid car insurance?
Several factors can affect the cost of Ford Fusion Hybrid car insurance, including the age and driving history of the driver, the location where the car is parked, the coverage and deductible amounts, and the overall value of the vehicle. Other factors such as the safety rating of the vehicle and the frequency of theft may also affect insurance rates.
How can I find the best Ford Fusion Hybrid car insurance quotes?
To find the best Ford Fusion Hybrid car insurance quotes, you can start by shopping around and comparing quotes from different insurance providers. You can use online comparison tools or reach out to insurance agents or brokers who specialize in hybrid vehicle insurance.
Are you looking for free insurance quotes?
Your one-stop online insurance guide. Get free quotes now!
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Jeffrey Manola
Licensed Insurance Agent
Jeffrey Manola is an experienced life insurance agent who founded TopQuoteLifeInsurance.com and NoMedicalExamQuotes.com. His mission when creating these sites was to provide online consumers searching for life insurance with the most affordable term life insurance, permanent life insurance, no medical exam life insurance, and burial insurance. Not only does he strive to provide consumers with t...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.