Best Honda Odyssey Car Insurance Quotes (2024)
Average Honda Odyssey insurance rates are $112/mo for full coverage while Honda Odyssey insurance costs for teenagers may be as high as $408.75/mo. Use our comparison tool below to shop around for the best Honda Odyssey insurance quotes in your area.
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Schimri Yoyo
Licensed Agent & Financial Advisor
Schimri Yoyo is a financial advisor with active life and health insurance licenses in seven states and over 20 years of experience. During his career, he has held roles at Foresters Financial, Strayer University, Minnesota Life, Securian Financial Services, Delaware Valley Advisors, Bridgemark Wealth Management, and Fidelity. Schimri is an educator eager to assist individuals and families in ...
Licensed Agent & Financial Advisor
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
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Key takeaways:
- Full coverage costs around $1,342 a year or $112 each month
- A liability-only policy costs around $538 a year or $45 each month
- Highest rates are for teenage drivers at around $4,905 a year or $409 each month
- Good drivers can save as much as $553 a year by earning policy discounts
- Honda Odyssey insurance costs around $177 less per year than the average vehicle
Honda Odyssey insurance rates are actually a fair bit less than the average vehicle, with full coverage costing around $1,342 a year or $112 each month. Older Honda Odyssey drivers may want liability-only coverage which costs around $538 a year or $45 a month. Good drivers are eligible for up to $553 a year in policy discounts for being safe and courteous drivers.
Let’s look into Honda Odyssey car insurance rates, crash test ratings, and more.
You can start comparing quotes for Honda Odyssey car insurance rates from some of the best car insurance companies by using our free online tool now.
Honda Odyssey Insurance Cost
The average Honda Odyssey car insurance rates are $1,342 a year or $112 a month.
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How much is insurance on a minivan?
The chart below details how Honda Odyssey insurance rates compare to other vans like the Toyota Sienna, Kia Sedona, and Dodge Grand Caravan.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Honda Odyssey | $280 | $532 | $372 | $1,342 |
| Toyota Sienna | $294 | $532 | $372 | $1,356 |
| Kia Sedona | $282 | $448 | $338 | $1,204 |
| Dodge Grand Caravan | $308 | $438 | $372 | $1,276 |
| Chrysler Pacifica | $348 | $532 | $316 | $1,332 |
However, there are a few things you can do to find the cheapest Honda insurance rates online.
What Impacts the Cost of Honda Odyssey Insurance?
The Honda Odyssey trim and model you choose can impact the total price you will pay for Honda Odyssey insurance coverage.
Age of the Vehicle
Older Honda Odyssey models generally cost less to insure. For example, car insurance rates for a 2020 Honda Odyssey are $1,342, while 2010 Honda Odyssey rates are $1,112, a difference of $230. Even looking at more recent models, you’ll see the 2018 Honda Odyssey insurance rates are down almost two percent from the 2020 model and it depreciates more as time goes on.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2020 Honda Odyssey | $280 | $532 | $372 | $1,342 |
| 2019 Honda Odyssey | $268 | $512 | $390 | $1,328 |
| 2018 Honda Odyssey | $256 | $506 | $398 | $1,318 |
| 2017 Honda Odyssey | $248 | $494 | $416 | $1,316 |
| 2016 Honda Odyssey | $240 | $474 | $430 | $1,302 |
| 2015 Honda Odyssey | $226 | $458 | $442 | $1,284 |
| 2014 Honda Odyssey | $218 | $424 | $452 | $1,252 |
| 2013 Honda Odyssey | $208 | $400 | $456 | $1,222 |
| 2012 Honda Odyssey | $200 | $358 | $460 | $1,176 |
| 2011 Honda Odyssey | $188 | $330 | $460 | $1,136 |
| 2010 Honda Odyssey | $180 | $310 | $464 | $1,112 |
Driver Age
Driver age can have a significant effect on the cost of Honda Odyssey car insurance. For example, 30-year-old drivers pay approximately $59 more for their Honda Odyssey car insurance than 40-year-old drivers.
Driver Location
Where you live can have a large impact on Honda Odyssey insurance rates. For example, drivers in Los Angeles may pay $497 a year more than drivers in Philadelphia.
Your Driving Record
Your driving record can have an impact on your Honda Odyssey car insurance rates. Teens and drivers in their 20’s see the highest jump in their Honda Odyssey car insurance with violations on their driving record.
Honda Odyssey Safety Ratings
Your Honda Odyssey auto insurance rates are tied to the Honda Odyssey’s safety ratings. See the breakdown below:
| Test Type | Rating |
| Small overlap front: driver-side | Good |
|---|---|
| Small overlap front: passenger-side | Good |
| Moderate overlap front | Good |
| Side | Good |
| Roof strength | Good |
| Head restraints and seats | Good |
| Source: Insurance Institute for Highway Safety | |
Honda Odyssey Crash Test Ratings
Not only do good Honda Odyssey crash test ratings mean you are better protected in a crash, but good Honda Odyssey crash ratings also mean cheaper insurance rates.
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2019 Honda Odyssey VAN FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2018 Honda Odyssey VAN FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2017 Honda Odyssey VAN FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2016 Honda Odyssey VAN FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Honda Odyssey Safety Features
The more safety features you have on your Honda Odyssey, the more likely it is that you can earn a discount. The Honda Odyssey’s safety features include:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- 4-Wheel ABS
- 4-Wheel Disc Brakes
- Brake Assist
- Electronic Stability Control
- Daytime Running Lights
- Child Safety Locks
- Integrated Turn Signal Mirrors
- Traction Control
Honda Odyssey Insurance Loss Probability
The Honda Odyssey’s insurance loss probability varies for each form of coverage. The lower percentage means lower Honda Odyssey auto insurance rates; higher percentages mean higher Honda Odyssey car insurance rates.
| Insurance Coverage Category | Loss Rate |
| Collision | -22% |
|---|---|
| Property Damage | -17% |
| Comprehensive | -25% |
| Personal Injury | -18% |
| Medical Payment | -22% |
| Bodily Injury | -29% |
| Source: Insurance Institute for Highway Safety | |
Honda Odyssey Finance and Insurance Cost
If you are financing a Honda Odyssey, most lenders will require your carry higher Honda Odyssey coverage options including comprehensive coverage, so be sure to shop around and compare Honda Odyssey auto insurance quotes from the best auto insurance companies using our FREE tool below.
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Ways to Save on Honda Odyssey Insurance
There are many ways that you can save on Honda Odyssey car insurance to get the best value possible. Below are five scenarios you can explore to help keep your Honda Odyssey car insurance rates low.
- Ask About Mature Driver Discounts for Drivers Over 50
- If You’re a Young Driver Living at Home, Add Yourself to Your Parents’ Plan
- Consider Renting a Car Instead of Buying a Second Honda Odyssey
- Choose Automatic Payments or EFT for Your Honda Odyssey Insurance Policy
- Consider Honda Odyssey Insurance Costs Before Buying a Honda Odyssey
Top Honda Odyssey Insurance Companies
Several insurance companies offer competitive rates for the Honda Odyssey based on factors like discounts for safety features. Take a look at these top car insurance companies that are popular with Honda Odyssey drivers organized by market share. You’ll notice that most of these companies are big national brands like Geico, Progressive, and Allstate.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | GEICO | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
Compare Free Honda Odyssey Insurance Quotes Online
You can start comparing quotes for Honda Odyssey auto insurance rates from some of the best auto insurance companies by using our free online tool now.
Are you looking for free insurance quotes?
Your one-stop online insurance guide. Get free quotes now!
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Frequently Asked Questions
How much is insurance on a minivan?
Insurance rates for the Honda Odyssey and other minivans can vary. Here’s a comparison of average insurance costs for different minivan models:
- Honda Odyssey: Comprehensive ($280), Collision ($532), Liability ($372), Total ($1,342)
- Toyota Sienna: Comprehensive ($294), Collision ($532), Liability ($372), Total ($1,356)
- Kia Sedona: Comprehensive ($282), Collision ($448), Liability ($338), Total ($1,204)
- Dodge Grand Caravan: Comprehensive ($308), Collision ($438), Liability ($372), Total ($1,276)
- Chrysler Pacifica: Comprehensive ($348), Collision ($532), Liability ($316), Total ($1,332)
What impacts the cost of Honda Odyssey insurance?
Several factors can influence the cost of Honda Odyssey insurance:
- Age of the Vehicle: Older Honda Odyssey models generally have lower insurance rates compared to newer models.
- Driver Age: Younger drivers typically pay more for insurance than older, more experienced drivers.
- Driver Location: Where you live can affect your insurance rates due to regional factors such as traffic density and accident rates.
- Your Driving Record: A clean driving record usually leads to lower insurance premiums.
- Honda Odyssey Safety Ratings: The safety ratings of the Honda Odyssey can impact insurance costs.
- Insurance Loss Probability: The Honda Odyssey’s insurance loss probability for different coverage categories can affect rates.
How much does Honda Odyssey insurance cost?
On average, Honda Odyssey car insurance rates are around $1,342 per year or $112 per month. However, insurance costs can vary based on individual factors such as age, driving record, and location.
Are there ways to save on Honda Odyssey insurance?
Yes, here are some ways to potentially lower your Honda Odyssey insurance costs:
- Ask About Mature Driver Discounts for Drivers Over 50.
- If You’re a Young Driver Living at Home, Add Yourself to Your Parents’ Plan.
- Consider Renting a Car Instead of Buying a Second Honda Odyssey.
- Choose Automatic Payments or EFT for Your Honda Odyssey Insurance Policy.
- Consider Honda Odyssey Insurance Costs Before Buying a Honda Odyssey.
Which insurance companies offer the best rates for Honda Odyssey?
Some top insurance companies that offer competitive rates for Honda Odyssey drivers include:
- State Farm
- GEICO
- Progressive
- Liberty Mutual
- Allstate
- Travelers
- USAA
- Chubb
- Farmers
- Nationwide
How can I compare Honda Odyssey insurance quotes online?
You can use our free online tool to compare Honda Odyssey insurance quotes from top auto insurance companies. Simply enter your ZIP code to get started.
Are you looking for free insurance quotes?
Your one-stop online insurance guide. Get free quotes now!
Secured with SHA-256 Encryption
Schimri Yoyo
Licensed Agent & Financial Advisor
Schimri Yoyo is a financial advisor with active life and health insurance licenses in seven states and over 20 years of experience. During his career, he has held roles at Foresters Financial, Strayer University, Minnesota Life, Securian Financial Services, Delaware Valley Advisors, Bridgemark Wealth Management, and Fidelity. Schimri is an educator eager to assist individuals and families in ...
Licensed Agent & Financial Advisor
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.