Best Hyundai Santa Fe Car Insurance Quotes (2024)
You can find online Hyundai Santa Fe insurance rates at $116 per month, but searching for Hyundia Santa Fe insurance rates by age can change the price of your premiums with younger drivers paying more than experienced drivers. State Farm and GEICO are the most popular companies for Hyundia Santa Fe insurance coverage, but you should compare Hyundai Santa Fe insurance quotes online with our free tool.
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Scott W. Johnson
Licensed Insurance Agent
Scott W Johnson is an independent insurance agent in California. Principal Broker and founder of Marindependent Insurance Services, Scott brings over 25 years of experience to his clients. His Five President’s Council awards prove he uses all he learned at Avocet, Sprint Nextel, and Farmers Insurance to the benefit of his clients. Scott quickly grasped the unique insurance requirements of his...
Licensed Insurance Agent
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
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Key takeaways:
- Full coverage costs around $1,386 a year or $116 each month
- A liability-only policy costs around $555 a year or $46 each month
- Highest rates are for teenage drivers at around $5,066 a year or $422 each month
- Good drivers can save as much as $571 a year by earning policy discounts
- Hyundai Santa Fe insurance costs around $133 less per year than the average vehicle
Hyundai Santa Fe insurance rates are about $133 less per year than the average vehicle with full coverage costing around $1,386 a year or $116 a month. Drivers of an older Hyundai Santa Fe may opt for liability-only coverage which is about $555 a year or $46 a month.
Good drivers can save up to $571 a year in policy discounts by staying safe on the roads. We’re going to look at Hyundai Santa Fe insurance rates, safety ratings, and more.
You can start comparing quotes for Hyundai Santa Fe car insurance rates from some of the best car insurance companies by using our free online tool now.
Hyundai Santa Fe Insurance Cost
The average Hyundai Santa Fe auto insurance rates are $1,386 a year or $116 a month.
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Are Hyundai Santa Fes Expensive to Insure?
The chart below details how Hyundai Santa Fe insurance rates compare to other SUVs like the Nissan Pathfinder, Volkswagen Touareg, and Audi Q3.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Hyundai Santa Fe | $294 | $562 | $372 | $1,386 |
| Nissan Pathfinder | $294 | $452 | $390 | $1,294 |
| Volkswagen Touareg | $372 | $690 | $390 | $1,610 |
| Audi Q3 | $344 | $686 | $398 | $1,586 |
| Mercedes-Benz GLE 350 | $438 | $870 | $390 | $1,856 |
| Mazda CX-9 | $332 | $542 | $390 | $1,422 |
| Cadillac Escalade | $458 | $780 | $466 | $1,904 |
However, there are a few things you can do to find the cheapest Hyundai insurance rates online.
What Impacts the Cost of Hyundai Santa Fe Insurance?
The Hyundai Santa Fe trim and model you choose can impact the total price you will pay for Hyundai Santa Fe insurance coverage.
Age of the Vehicle
The average Hyundai Santa Fe car insurance rates are higher for newer models. For example, car insurance rates for a 2020 Hyundai Santa Fe are $1,386, while 2010 Hyundai Santa Fe rates are $1,140, a difference of $246.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2020 Hyundai Santa Fe | $294 | $562 | $372 | $1,386 |
| 2019 Hyundai Santa Fe | $280 | $542 | $390 | $1,370 |
| 2018 Hyundai Santa Fe | $270 | $536 | $398 | $1,362 |
| 2017 Hyundai Santa Fe | $260 | $524 | $416 | $1,358 |
| 2016 Hyundai Santa Fe | $250 | $502 | $430 | $1,340 |
| 2015 Hyundai Santa Fe | $238 | $484 | $442 | $1,322 |
| 2014 Hyundai Santa Fe | $228 | $450 | $452 | $1,288 |
| 2013 Hyundai Santa Fe | $218 | $424 | $456 | $1,256 |
| 2012 Hyundai Santa Fe | $210 | $380 | $460 | $1,208 |
| 2011 Hyundai Santa Fe | $196 | $350 | $460 | $1,164 |
| 2010 Hyundai Santa Fe | $190 | $328 | $464 | $1,140 |
Driver Age
Driver age can have a significant effect on Hyundai Santa Fe car insurance rates. For example, 20-year-old drivers pay $1,695 more for their Hyundai Santa Fe car insurance each year than 30-year-old drivers.
Driver Location
Where you live can have a large impact on Hyundai Santa Fe insurance rates. For example, drivers in New York may pay $360 a year more than drivers in Chicago.
Your Driving Record
Your driving record can have an impact on the cost of Hyundai Santa Fe car insurance. Teens and drivers in their 20’s see the highest jump in their Hyundai Santa Fe auto insurance rates with violations on their driving record.
Hyundai Santa Fe Safety Ratings
Your Hyundai Santa Fe car insurance rates are tied to the safety ratings of the Hyundai Santa Fe. See the breakdown below:
| Test Type | Rating |
| Small overlap front: driver-side | Good |
|---|---|
| Small overlap front: passenger-side | Good |
| Moderate overlap front | Good |
| Side | Good |
| Roof strength | Good |
| Head restraints and seats | Good |
| Source: Insurance Institute for Highway Safety | |
Hyundai Santa Fe Crash Test Ratings
Hyundai Santa Fe crash test ratings will affect your Hyundai Santa Fe car insurance rates.
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2020 Hyundai Santa Fe SUV FWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2020 Hyundai Santa Fe SUV AWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2019 Hyundai Santa Fe XL SUV FWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2019 Hyundai Santa Fe XL SUV AWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2019 Hyundai Santa Fe SUV FWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2019 Hyundai Santa Fe SUV AWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2018 Hyundai Santa Fe SUV FWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2018 Hyundai Santa Fe SUV AWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2018 Hyundai Santa Fe Sport SUV FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2018 Hyundai Santa Fe Sport SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2017 Hyundai Santa Fe SUV FWD | N/R | N/R | N/R | N/R |
| 2017 Hyundai Santa Fe SUV AWD | N/R | N/R | N/R | N/R |
| 2017 Hyundai Santa Fe Sport SUV FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2017 Hyundai Santa Fe Sport SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2016 Hyundai Santa Fe SUV FWD | N/R | N/R | N/R | N/R |
| 2016 Hyundai Santa Fe SUV AWD | N/R | N/R | N/R | N/R |
| 2016 Hyundai Santa Fe Sport SUV FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2016 Hyundai Santa Fe Sport SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Hyundai Santa Fe Safety Features
Having a variety of safety features on your Hyundai Santa Fe can help lower your insurance costs. According to AutoBlog, the 2020 Hyundai Santa Fe’s safety features include:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- 4-Wheel ABS
- 4-Wheel Disc Brakes
- Brake Assist
- Electronic Stability Control
- Daytime Running Lights
- Child Safety Locks
- Traction Control
- Lane Departure Warning
- Lane Keeping Assist
Hyundai Santa Fe Insurance Loss Probability
The lower percentage means lower Hyundai Santa Fe car insurance rates; higher percentages mean higher Hyundai Santa Fe auto insurance rates. Insurance loss probability on the Hyundai Santa Fe fluctuates between each type of coverage.
| Insurance Coverage Category | Loss Rate |
| Collision | -9% |
|---|---|
| Property Damage | -6% |
| Comprehensive | -18% |
| Personal Injury | -14% |
| Medical Payment | -8% |
| Bodily Injury | -9% |
| Source: Insurance Institute for Highway Safety | |
Hyundai Santa Fe Finance and Insurance Cost
If you are financing a Hyundai Santa Fe, most lenders will require your carry higher Hyundai Santa Fe coverage options including comprehensive coverage, so be sure to shop around and compare Hyundai Santa Fe car insurance rates from the best companies using our FREE tool below.
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Ways to Save on Hyundai Santa Fe Insurance
There are many ways that you can save on Hyundai Santa Fe car insurance to get the best value possible. Below are five scenarios you can explore to help keep your Hyundai Santa Fe car insurance rates low.
- Understand that Insurance Companies Can’t Change Your Hyundai Santa Fe Auto Insurance Rate Mid-Term Based on Changes to Your Credit Score
- Start Searching for New Hyundai Santa Fe Car Insurance a Month Before Your Renewal
- Ask for a New Hyundai Santa Fe Auto Insurance Rate Based on Your Improved Credit Score
- Be Picky About Who Drives Your Hyundai Santa Fe
- Make Sure You Use an Accredited Driver Safety Program
Top Hyundai Santa Fe Insurance Companies
Several insurance companies offer competitive rates for the Hyundai Santa Fe based on factors like discounts for safety features. Take a look at these top car insurance companies that are popular with Hyundai Santa Fe drivers organized by market share.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | GEICO | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
Compare Free Hyundai Santa Fe Insurance Quotes Online
You can start comparing quotes for Hyundai Santa Fe car insurance rates from some of the best car insurance companies by using our free online tool now.
Are you looking for free insurance quotes?
Your one-stop online insurance guide. Get free quotes now!
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Frequently Asked Questions
Which are the top insurance companies for Hyundai Santa Fe insurance?
Popular insurance companies for Hyundai Santa Fe coverage include State Farm and Geico. However, it’s recommended to compare quotes from multiple companies to find the best coverage and rates for your specific needs.
How can I compare free Hyundai Santa Fe insurance quotes online?
You can compare quotes for Hyundai Santa Fe insurance from top car insurance companies by using our free online tool. Simply enter your ZIP code to get started.
What factors impact the cost of Hyundai Santa Fe insurance?
The cost of Hyundai Santa Fe insurance can be influenced by factors such as:
- the trim level and model of the vehicle
- your age
- your location
- your driving record
- the model year of your Hyundai Santa Fe
Is a Hyundai Santa Fe expensive to insure?
Compared to the average vehicle, the Hyundai Santa Fe has a slightly lower insurance rate, with full coverage costing around $1,386 per year or $116 per month. Older Hyundai Santa Fe models may have lower rates if liability-only coverage is chosen.
Are you looking for free insurance quotes?
Your one-stop online insurance guide. Get free quotes now!
Secured with SHA-256 Encryption
Scott W. Johnson
Licensed Insurance Agent
Scott W Johnson is an independent insurance agent in California. Principal Broker and founder of Marindependent Insurance Services, Scott brings over 25 years of experience to his clients. His Five President’s Council awards prove he uses all he learned at Avocet, Sprint Nextel, and Farmers Insurance to the benefit of his clients. Scott quickly grasped the unique insurance requirements of his...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.