Best Porsche Panamera Car Insurance Quotes (2024)

Key takeaways:

• Full coverage costs around $2,118 a year or $177 each month
• A liability-only policy costs around $849 a year or $71 each month
• Highest rates are for teenage drivers at around $7,741 a year or $645 each month
• Good drivers can save as much as $873 a year by earning policy discounts
• Porsche Panamera insurance costs around $599 more per year than the average vehicle

Affordable Porsche Panamera insurance rates are around $599 more a year than the average vehicle, owing partly to the high MSRP. Full coverage for your Porsche Panamera costs around $2,118 a year or $177 a month, but good drivers can save up to $873 a year in policy discounts. Let’s compare the the best insurance companies look at Porsche Panamera insurance rates, insurance loss rates, and more.

You can start comparing quotes for Porsche Panamera car insurance rates from some of the best car insurance companies by using our free online tool now.

Porsche Panamera Insurance Cost

The average Porsche Panamera auto insurance costs are $2,118 a year or $177 a month.

Are Porsche Panameras Expensive to Insure?

The chart below details how Porsche Panamera insurance rates compare to other luxury cars like the Volvo S60, Audi A8, and Audi S6.

However, there are a few things you can do to find the cheapest Porsche insurance rates online.

What Impacts the Cost of Porsche Panamera Insurance?

You might have noticed that there is a multitude of factors that impact Porsche Panamera car insurance rates. Your age, location, driving record, and model year all play a role in what you will ultimately pay to insure the Porsche Panamera.

Age of the Vehicle

The average Porsche Panamera car insurance rates are higher for newer models. For example, the 2017 Porsche Panamera car insurance costs are $2,092, while 2010 Porsche Panamera rates are $1,624, a difference of $468.

Driver Age

Driver age can have a significant effect on Porsche Panamera car insurance rates. For example, 20-year-old drivers pay $2,591 more for their Porsche Panamera car insurance each year than 30-year-old drivers.

Driver Location

Where you live can have a large impact on Porsche Panamera insurance rates. For example, drivers in Houston may pay $1,561 a year more than drivers in Columbus.

Your Driving Record

Your driving record can have an impact on your Porsche Panamera auto insurance rates. Teens and drivers in their 20’s see the highest jump in their Porsche Panamera car insurance with violations on their driving record.

Porsche Panamera Crash Test Ratings

Porsche Panamera crash test ratings can impact the cost of your Porsche Panamera car insurance. See Porsche Panamera crash test results below:

Porsche Panamera Safety Features

Having a variety of safety features on your Porsche Panamera can help lower your Porsche Panamera insurance costs. The Porsche Panamera’s safety features include:

• LED main headlights including Porsche Dynamic Light System (PDLS)
• LED main headlights with matrix beam including Porsche Dynamic Light System Plus (PDLS Plus)
• Night View
• Porsche Ceramic Composite Brake (PCCB)

Porsche Panamera Insurance Loss Probability

Review the Porsche Panamera car insurance loss probability rates for collision, property damage, comprehensive, PIP, MedPay, and bodily injury. The lower percentage means lower Porsche Panamera auto insurance costs; higher percentages mean higher Porsche Panamera auto insurance costs.

Porsche Panamera Finance and Insurance Cost

If you are financing a Porsche Panamera, most lenders will require your carry higher Porsche Panamera coverage options including comprehensive coverage, so be sure to shop around and compare Porsche Panamera auto insurance quotes from the best auto insurance companies using our FREE tool below.

Ways to Save on Porsche Panamera Insurance

You have more options at your disposal to save money on your Porsche Panamera car insurance costs. For example, try these five tips:

• Consider Renting a Car Instead of Buying a Second Porsche Panamera
• Remove Unnecessary Insurance Once Your Porsche Panamera is Paid Off
• Apply for Your Full, Unrestricted License as Soon as You’re Eligible
• Get Cheaper Porsche Panamera Car Insurance Rates as a Full-Time Parent
• Never Drink and Drive Your Porsche Panamera

Top Porsche Panamera Insurance Companies

Who is the top auto insurance company for Porsche Panamera insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Porsche Panamera auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Porsche Panamera offers.

Compare Free Porsche Panamera Insurance Quotes Online

Start comparing Porsche Panamera auto insurance quotes for free by using our FREE online comparison tool.