Best Richmond, Indiana Medicare Companies & Plans (2024)
Richmond, Indiana Medicare plans include Advantage plans from private health insurance companies as well as standalone Part D prescription drug coverage. For those that prefer original Medicare, Richmond, IN supplemental plans are also available. Medicare plans in Richmond, Indiana are sold by both large national companies and local insurers.
Read moreUPDATED: Dec 4, 2023Fact Checked
Free Medicare Insurance Comparison
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
Diego Anderson
Licensed Real Estate Agent
Diego Anderson is a Real Estate Agent based in the Bay Area of California. Having received his Real Estate License at the age of 18, he wasted no time learning the ins and outs of the industry. With a focus on residential dual agency, he has a passion for supporting and educating families on their home buying and selling decisions. He is no stranger to new builds and new developments. He also r...
Licensed Real Estate Agent
UPDATED: Dec 4, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
UPDATED: Dec 4, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
UPDATED: Dec 4, 2023Fact Checked
The Highlights
- Richmond, IN Medicare options include Advantage, standalone Part D, and Medicare supplement
- Options for Medicare supplement in Richmond, Indiana include Medigap Plan A and Medigap Plan G
- Medicare Advantage plans are available in Richmond with both PPO and HMO networks
If you’re eligible for Medicare in Richmond, Indiana, you have a lot of choices. Major health insurance companies provide Richmond, Indiana Medicare Advantage plans with a variety of coverage options to choose from. You can choose a plan that includes Richmond, IN Part D coverage or buy prescription coverage as a standalone policy.
Read More: Best Medicare Companies
Richmond, Indiana Medicare supplement plans are available from a number of companies if you choose to stick with original Medicare. These plans can pay for the out-of-pocket costs that Richmond original Medicare plans don’t cover, like coinsurance and deductibles.
Ready to buy Richmond, Indiana Medicare coverage? Enter your ZIP code to compare Richmond, IN Medicare options available to you right now.
Medicare Advantage Companies in Richmond, Indiana
Medicare Advantage in Richmond, Indiana is offered by some of the same local health insurance companies you may have been covered by before. Take a look at which companies in Richmond, IN offer Medicare Advantage as well as which plans they offer to find the coverage and provider network that’s best for you.
Medicare Advantage Companies in Richmond, Indiana
| Plan Name | Monthly Prem. (Parts C & D) | Deductible | Additional Gap Coverage | Preferred Pharmacy Copay/ Coinsurance 30-Day Supply | MOOP for Part A & B Benefits |
|---|---|---|---|---|---|
| Aetna Medicare Eagle (PPO) – H5521-286-0 | $0.00 | No Rx Coverage | No Rx Coverage | This Plan does NOT include Prescription Drug coverage. | $5,900 |
| Aetna Medicare Premier (PPO) – H5521-302-0 | $29.00 | $0 | Yes, some additional gap coverage. | Preferred Generic: $0.00, Generic: $0.00, Preferred Brand: $47.00, Non-Preferred Drug: $100.00, Specialty Tier: 33% | $5,700 |
| Aetna Medicare Value (PPO) – H5521-231-0 | $0.00 | $0 | Yes, some additional gap coverage. | Preferred Generic: $0.00, Generic: $5.00, Preferred Brand: $47.00, Non-Preferred Drug: $100.00, Specialty Tier: 33% | $5,950 |
| Allwell Dual Medicare (HMO D-SNP) – H3499-005-0 | $0.00 for people who qualify for both Medicare and Medicaid. | $0 for people who qualify for both Medicare and Medicaid. | No additional gap coverage, only the Donut Hole Discount | Preferred Generic: $0.00, Generic: $20.00, Preferred Brand: $47.00, Non-Preferred Drug: 49%, Specialty Tier: 25% | n/a |
| Allwell Medicare Complement (HMO) – H3499-008-0 | $29.60 | $445 . Tier 1 exempt | No additional gap coverage, only the Donut Hole Discount | Preferred Generic: $2.00, Generic: $8.00, Preferred Brand: $47.00, Non-Preferred Drug: 45%, Specialty Tier: 25% | $5,500 |
| Anthem MediBlue Access Basic (Regional PPO) – R4487-001-0 | $84.00 | $100 . Tier 1 and 2 exempt | Yes, some additional gap coverage. | Preferred Generic: $6.00, Generic: $15.00, Preferred Brand: $37.00, Non-Preferred Drug: 46%, Specialty Tier: 31%, Select Care Drugs: $0.00 | $6,400 |
| Anthem MediBlue Access Plus (PPO) – H1607-012-0 | $54.00 | $60 . Tier 1 and 2 exempt | Yes, some additional gap coverage. | Preferred Generic: $4.00, Generic: $12.00, Preferred Brand: $42.00, Non-Preferred Drug: $95.00, Specialty Tier: 32%, Select Care Drugs: $0.00 | $6,400 |
| Anthem MediBlue Access Preferred (PPO) – H1607-015-0 | $16.00 | $125 . Tier 1 and 2 exempt | Yes, some additional gap coverage. | Preferred Generic: $4.00, Generic: $13.00, Preferred Brand: $42.00, Non-Preferred Drug: $95.00, Specialty Tier: 30%, Select Care Drugs: $0.00 | $4,900 |
| Anthem MediBlue Dual Advantage (HMO D-SNP) – H3447-020-0 | $0.00 for people who qualify for both Medicare and Medicaid. | $0 for people who qualify for both Medicare and Medicaid. | Yes, some additional gap coverage. | Preferred Generic: $0.00, Generic: $0.00, Preferred Brand: $47.00, Non-Preferred Drug: $95.00, Specialty Tier: 25%, Select Care Drugs: $0.00 | n/a |
| Anthem MediBlue Extra (HMO) – H3447-024-0 | $29.60 | $445 . Tier 1 exempt | Yes, some additional gap coverage. | Preferred Generic: $0.00, Generic: $9.00, Preferred Brand: $37.00, Non-Preferred Drug: $90.00, Specialty Tier: 25%, Select Care Drugs: $0.00 | $6,700 |
| Anthem MediBlue Plus (HMO) – H3447-021-0 | $0.00 | $0 | Yes, some additional gap coverage. | Preferred Generic: $2.00, Generic: $9.00, Preferred Brand: $42.00, Non-Preferred Drug: $95.00, Specialty Tier: 33%, Select Care Drugs: $0.00 | $4,400 |
| Humana Honor (PPO) – H5216-218-0 | $0.00 | No Rx Coverage | No Rx Coverage | This Plan does NOT include Prescription Drug coverage. | $6,700 |
| Humana Value Plus H5216-193 (PPO) – H5216-193-0 | $29.60 | $260 . Tier 1 exempt | No additional gap coverage, only the Donut Hole Discount | Preferred Generic: $0.00, Generic: $15.00, Preferred Brand: $47.00, Non-Preferred Drug: $97.00, Specialty Tier: 28% | $7,550 |
| HumanaChoice H5216-053 (PPO) – H5216-053-0 | $55.00 | $0 | No additional gap coverage, only the Donut Hole Discount | Preferred Generic: $7.00, Generic: $17.00, Preferred Brand: $47.00, Non-Preferred Drug: $100.00, Specialty Tier: 33% | $6,200 |
| HumanaChoice H5216-111 (PPO) – H5216-111-0 | $15.00 | $100 . Tier 1, 2 and 3 exempt | No additional gap coverage, only the Donut Hole Discount | Preferred Generic: $2.00, Generic: $8.00, Preferred Brand: $47.00, Non-Preferred Drug: $100.00, Specialty Tier: 31% | $4,900 |
| HumanaChoice H5216-192 (PPO) – H5216-192-0 | $0.00 | $250 . Tier 1 and 2 exempt | No additional gap coverage, only the Donut Hole Discount | Preferred Generic: $7.00, Generic: $17.00, Preferred Brand: $47.00, Non-Preferred Drug: $100.00, Specialty Tier: 28% | $7,550 |
| HumanaChoice R0865-001 (Regional PPO) – R0865-001-0 | $0.00 | No Rx Coverage | No Rx Coverage | This Plan does NOT include Prescription Drug coverage. | $6,200 |
| HumanaChoice R0865-003 (Regional PPO) – R0865-003-0 | $46.00 | $195 . Tier 1, 2 and 3 exempt | No additional gap coverage, only the Donut Hole Discount | Preferred Generic: $7.00, Generic: $17.00, Preferred Brand: $47.00, Non-Preferred Drug: $100.00, Specialty Tier: 29% | $6,700 |
| HumanaChoice SNP-DE H5525-048 (PPO D-SNP) – H5525-048-0 | $0.00 for people who qualify for both Medicare and Medicaid. | $0 for people who qualify for both Medicare and Medicaid. | No additional gap coverage, only the Donut Hole Discount | Preferred Generic: $1.00, Generic: $13.00, Preferred Brand: $47.00, Non-Preferred Drug: $100.00, Specialty Tier: 25% | n/a |
| Lasso Healthcare Growth (MSA) – H1924-001-0 | $0.00 | No Rx Coverage | No Rx Coverage | This Plan does NOT include Prescription Drug coverage. | n/a |
| Lasso Healthcare Growth Plus (MSA) – H1924-004-0 | $0.00 | No Rx Coverage | No Rx Coverage | This Plan does NOT include Prescription Drug coverage. | n/a |
| Reid Health Alliance Medicare HMO (HMO) – H1463-020-0 | $0.00 | No Rx Coverage | No Rx Coverage | This Plan does NOT include Prescription Drug coverage. | $6,700 |
| Reid Health Alliance Medicare HMO Rx (HMO) – H1463-013-0 | $51.00 | $0 | No additional gap coverage, only the Donut Hole Discount | Preferred Generic: $2.00, Generic: $15.00, Preferred Brand: $47.00, Non-Preferred Drug: 50%, Specialty Tier: 33% | $6,700 |
| Reid Health Alliance Medicare HMO Rx Plus (HMO) – H1463-012-0 | $91.00 | $0 | No additional gap coverage, only the Donut Hole Discount | Preferred Generic: $2.00, Generic: $15.00, Preferred Brand: $47.00, Non-Preferred Drug: 50%, Specialty Tier: 33% | $6,000 |
| Reid Health Alliance Medicare POS Rx (HMO-POS) – H1463-022-0 | $35.00 | $0 | No additional gap coverage, only the Donut Hole Discount | Preferred Generic: $2.00, Generic: $15.00, Preferred Brand: $47.00, Non-Preferred Drug: 50%, Specialty Tier: 33% | $6,700 |
| Reid Health Alliance Medicare POS Rx Basic (HMO-POS) – H1463-040-0 | $0.00 | $100 . Tier 1 and 2 exempt | No additional gap coverage, only the Donut Hole Discount | Preferred Generic: $2.00, Generic: $15.00, Preferred Brand: $47.00, Non-Preferred Drug: 50%, Specialty Tier: 31% | $6,800 |
| UnitedHealthcare Dual Complete (PPO D-SNP) – H0271-005-0 | $0.00 for people who qualify for both Medicare and Medicaid. | $0 for people who qualify for both Medicare and Medicaid. | No additional gap coverage, only the Donut Hole Discount | Tier 1: $0.00, Tier 2: $0.00, Tier 3: $0.00, Tier 4: $0.00, Tier 5: $0.00 | n/a |
Are you looking for free insurance quotes?
Your one-stop online insurance guide. Get free quotes now!
Secured with SHA-256 Encryption
Medicare Supplement Companies in Richmond, Indiana
Original Medicare leaves you with some out-of-pocket costs such as deductibles and coinsurance. With a Richmond, Indiana Medicare supplement plan, you can get coverage for some or all of those costs. Medicare supplement plans in Indiana are standardized, but companies can choose which plans they will sell. Take a look at which companies sell Medicare supplement (Medigap) insurance and which plans they offer.
Medicare Supplement Companies in Richmond, Indiana
| Company | Plans |
|---|---|
| AARP – UnitedHealthcare Insurance Company (Level 1) | Medigap Plan A, Medigap Plan B, Medigap Plan C, Medigap Plan F, Medigap Plan G, Medigap Plan K, Medigap Plan L |
| AARP – UnitedHealthcare Insurance Company (Level 1/Household) | Medigap Plan A, Medigap Plan B, Medigap Plan C, Medigap Plan F, Medigap Plan G, Medigap Plan K, Medigap Plan L |
| AARP – UnitedHealthcare Insurance Company (Level 2) | Medigap Plan A, Medigap Plan B, Medigap Plan C, Medigap Plan F, Medigap Plan G, Medigap Plan K, Medigap Plan L |
| AARP – UnitedHealthcare Insurance Company (Level 2/Household) | Medigap Plan A, Medigap Plan B, Medigap Plan C, Medigap Plan F, Medigap Plan G, Medigap Plan K, Medigap Plan L |
| AARP – UnitedHealthcare Insurance Company (Standard) | Medigap Plan A, Medigap Plan B, Medigap Plan C, Medigap Plan F, Medigap Plan G, Medigap Plan K, Medigap Plan L |
| AARP – UnitedHealthcare Insurance Company (Standard/Household) | Medigap Plan A, Medigap Plan B, Medigap Plan C, Medigap Plan F, Medigap Plan G, Medigap Plan K, Medigap Plan L |
| Accendo Insurance Company | Medigap Plan A, Medigap Plan F, Medigap Plan G |
| Aetna Health and Life Insurance Company | Medigap Plan A, Medigap Plan B, Medigap Plan F, Medigap Plan F-high deductible, Medigap Plan G |
| American Benefit Life Insurance Company | Medigap Plan A, Medigap Plan F, Medigap Plan G |
| American Financial Security Life Insurance Company | Medigap Plan A, Medigap Plan F, Medigap Plan G |
| Anthem Blue Cross and Blue Shield – Indiana | Medigap Plan A, Medigap Plan F, Medigap Plan G |
| Assured Life Association | Medigap Plan A, Medigap Plan F, Medigap Plan G |
| Bankers Fidelity Assurance Company (Preferred) | Medigap Plan A, Medigap Plan F, Medigap Plan F-high deductible, Medigap Plan G |
| Bankers Fidelity Assurance Company (Standard) | Medigap Plan A, Medigap Plan F, Medigap Plan F-high deductible, Medigap Plan G |
| Capitol Life Insurance Company | Medigap Plan A, Medigap Plan F, Medigap Plan G |
| Central States Health and Life Co. of Omaha | Medigap Plan A, Medigap Plan D, Medigap Plan F |
| Cigna National Health Insurance Company | Medigap Plan A, Medigap Plan F, Medigap Plan G |
| Cigna National Health Insurance Company (Standard II w/ 15% HHD) | Medigap Plan A, Medigap Plan F, Medigap Plan G |
| Cigna National Health Insurance Company (Standard II w/ 6% HHD) | Medigap Plan A, Medigap Plan F, Medigap Plan G |
| Cigna National Health Insurance Company (Standard II) | Medigap Plan A, Medigap Plan F, Medigap Plan G |
| Cigna National Health Insurance Company (Standard III w/ 15% HHD) | Medigap Plan A, Medigap Plan F, Medigap Plan G |
| Cigna National Health Insurance Company (Standard III w/ 6% HHD) | Medigap Plan A, Medigap Plan F, Medigap Plan G |
| Cigna National Health Insurance Company (Standard III) | Medigap Plan A, Medigap Plan F, Medigap Plan G |
| Cigna National Health Insurance Company (w/ 15% HHD) | Medigap Plan A, Medigap Plan F, Medigap Plan G |
| Cigna National Health Insurance Company (w/ 6% HHD) | Medigap Plan A, Medigap Plan F, Medigap Plan G |
| Colonial Penn Life Insurance Company | Medigap Plan A, Medigap Plan B, Medigap Plan D, Medigap Plan F, Medigap Plan F-high deductible, Medigap Plan G, Medigap Plan K, Medigap Plan L, Medigap Plan M |
| Colonial Penn Life Insurance Company (Substandard) | Medigap Plan A, Medigap Plan B, Medigap Plan D, Medigap Plan F, Medigap Plan F-high deductible, Medigap Plan G, Medigap Plan K, Medigap Plan L, Medigap Plan M |
| Combined Insurance Company of America | Medigap Plan A, Medigap Plan F, Medigap Plan G |
| Elips Life Insurance Company | Medigap Plan A, Medigap Plan F, Medigap Plan G |
| Erie Family Life Insurance Company | Medigap Plan A, Medigap Plan F, Medigap Plan G |
| Everence Association Inc. | Medigap Plan A, Medigap Plan C, Medigap Plan F, Medigap Plan G, Medigap Plan L |
| Federal Life Insurance Company | Medigap Plan A, Medigap Plan F, Medigap Plan G |
| GPM Health and Life Insurance Company | Medigap Plan A, Medigap Plan F, Medigap Plan G |
| Garden State Life Insurance Company | Medigap Plan A, Medigap Plan F, Medigap Plan G, Medigap Plan M |
| Globe Life and Accident Insurance Company | Medigap Plan A, Medigap Plan F, Medigap Plan G |
| Great Southern Life Insurance Company | Medigap Plan A, Medigap Plan F, Medigap Plan F-high deductible, Medigap Plan G |
| Great Southern Life Insurance Company (Class 1) | Medigap Plan A, Medigap Plan F, Medigap Plan F-high deductible, Medigap Plan G |
| Guarantee Trust Life Insurance Company | Medigap Plan A, Medigap Plan F, Medigap Plan G |
| Heartland National Life Insurance Company | Medigap Plan A, Medigap Plan D, Medigap Plan F, Medigap Plan G, Medigap Plan M |
| Humana (Humana Benefit Plan of Illinois, Inc.) | Medigap Plan A, Medigap Plan F, Medigap Plan F-high deductible, Medigap Plan G |
| Humana Achieve (CompBenefits Insurance Company) | Medigap Plan A, Medigap Plan F, Medigap Plan G |
| Humana Healthy Living (Humana Insurance Company) | Medigap Plan A, Medigap Plan F, Medigap Plan F-high deductible, Medigap Plan K |
| Humana Healthy Living (Humana Insurance Company) (Household) | Medigap Plan A, Medigap Plan F, Medigap Plan F-high deductible, Medigap Plan K |
| Humana Value (HumanaDental Insurance Company) | Medigap Plan A, Medigap Plan F, Medigap Plan F-high deductible, Medigap Plan G |
| Humana Value (HumanaDental Insurance Company) (Household) | Medigap Plan A, Medigap Plan F, Medigap Plan F-high deductible, Medigap Plan G |
| Independence American Insurance Company | Medigap Plan A, Medigap Plan F, Medigap Plan G |
| Manhattan Life Assurance Company | Medigap Plan A, Medigap Plan F, Medigap Plan G |
| Medico Corp Insurance Company | Medigap Plan A, Medigap Plan F, Medigap Plan F-high deductible, Medigap Plan G |
| Members Health Insurance Company | Medigap Plan A, Medigap Plan B, Medigap Plan C, Medigap Plan D, Medigap Plan F, Medigap Plan G, Medigap Plan M |
| Nassau Life Insurance Company | Medigap Plan A, Medigap Plan F, Medigap Plan G |
| National Guardian Life Insurance Company | Medigap Plan A, Medigap Plan F, Medigap Plan G |
| National Health Insurance Company | Medigap Plan A, Medigap Plan F, Medigap Plan F-high deductible, Medigap Plan G |
| National Health Insurance Company (Household) | Medigap Plan A, Medigap Plan F, Medigap Plan F-high deductible, Medigap Plan G |
| New Era Life Insurance Company | Medigap Plan A, Medigap Plan C, Medigap Plan F, Medigap Plan F-high deductible, Medigap Plan G, Medigap Plan M |
| Oxford Life Insurance Company | Medigap Plan A, Medigap Plan F, Medigap Plan G |
| Pan-American Life Insurance Company | Medigap Plan A, Medigap Plan F, Medigap Plan G |
| Pekin Life Insurance Company | Medigap Plan A, Medigap Plan F, Medigap Plan G |
| Physicians Life Insurance Company (Issue Age) | Medigap Plan A, Medigap Plan F, Medigap Plan F-high deductible, Medigap Plan G |
| Prosperity Life Group (Preferred) | Medigap Plan A, Medigap Plan F, Medigap Plan G |
| Prosperity Life Group (Standard) | Medigap Plan A, Medigap Plan F, Medigap Plan G |
| Puritan Life Insurance Company of America | Medigap Plan A, Medigap Plan F, Medigap Plan G |
| Resource Life Insurance Company | Medigap Plan A, Medigap Plan F, Medigap Plan G |
| Sentinel Security Life Insurance Company | Medigap Plan A, Medigap Plan F, Medigap Plan G |
| Shenandoah Life Insurance Company | Medigap Plan A, Medigap Plan F, Medigap Plan G |
| State Farm Mutual Automobile Insurance Company | Medigap Plan A, Medigap Plan C, Medigap Plan D, Medigap Plan F, Medigap Plan G |
| Transamerica Life Insurance Company (Direct) | Medigap Plan A, Medigap Plan B, Medigap Plan C, Medigap Plan D, Medigap Plan F, Medigap Plan G, Medigap Plan K, Medigap Plan L, Medigap Plan M |
| USAA Life Insurance Company | Medigap Plan A, Medigap Plan F, Medigap Plan G |
| Union Security Insurance Company | Medigap Plan A, Medigap Plan F, Medigap Plan G |
| United American Insurance Company | Medigap Plan A, Medigap Plan B, Medigap Plan C, Medigap Plan D, Medigap Plan F, Medigap Plan F-high deductible, Medigap Plan G, Medigap Plan K, Medigap Plan L |
| United Commercial Travelers of America | Medigap Plan A, Medigap Plan B, Medigap Plan C, Medigap Plan D, Medigap Plan F, Medigap Plan G |
| United Insurance Company of America | Medigap Plan A, Medigap Plan D, Medigap Plan F, Medigap Plan G |
| United States Fire Insurance Company | Medigap Plan A, Medigap Plan B, Medigap Plan F, Medigap Plan G, Medigap Plan K, Medigap Plan L |
| United World Life Insurance Company | Medigap Plan A, Medigap Plan F, Medigap Plan F-high deductible, Medigap Plan G |
| Wisconsin Physicians Service Insurance Corporation | Medigap Plan A, Medigap Plan C, Medigap Plan F, Medigap Plan G, Medigap Plan K, Medigap Plan L |
| Physicians Life Insurance Company (Attained Age) | Medigap Plan F, Medigap Plan F-high deductible, Medigap Plan G |
| Physicians Life Insurance Company (Innovative/Attained Age) | Medigap Plan F, Medigap Plan G |
| Physicians Life Insurance Company (Innovative/Issue Age) | Medigap Plan F, Medigap Plan G |
Richmond, Indiana Standard Medicare Plan Coverage
Wondering what’s covered by each of the standard Indiana Medicare supplement plans? Take a look at all of the Richmond, Indiana Medicare supplement plans with coverage details.
Richmond, Indiana Standard Medicare Plan Coverage
| Plan Name | Monthly Cost | Copays Coinsurance | Deductibles | Plan Benefits |
|---|---|---|---|---|
| Medigap Plan A | Premiums range from $72-$1,207 depending on your age, sex, health status, and when you buy. | $0 Generally your cost for approved Part B services | $1,484 Hospital (Part A) deductible, $203 Medical (Part B) deductible |
Skilled nursing facility: No
Part A deductible: No Part B deductible: No Part B excess charges: No Foreign travel emergency: No |
| Medigap Plan B | Premiums range from $94-$716 depending on your age, sex, health status, and when you buy. | $0 Generally your cost for approved Part B services | $0 Hospital (Part A) deductible, $203 Medical (Part B) deductible |
Skilled nursing facility: No
Part A deductible: Yes Part B deductible: No Part B excess charges: No Foreign travel emergency: No |
| Medigap Plan C | Premiums range from $107-$591 depending on your age, sex, health status, and when you buy. | $0 Generally your cost for approved Part B services | $0 Hospital (Part A) deductible, $0 Medical (Part B) deductible |
Skilled nursing facility: Yes
Part A deductible: Yes Part B deductible: Yes Part B excess charges: No Foreign travel emergency: Yes |
| Medigap Plan D | Premiums range from $101-$583 depending on your age, sex, health status, and when you buy. | $0 Generally your cost for approved Part B services | $0 Hospital (Part A) deductible, $203 Medical (Part B) deductible |
Skilled nursing facility: Yes
Part A deductible: Yes Part B deductible: No Part B excess charges: No Foreign travel emergency: Yes |
| Medigap Plan F | Premiums range from $106-$1,152 depending on your age, sex, health status, and when you buy. | $0 Generally your cost for approved Part B services | $0 Hospital (Part A) deductible, $0 Medical (Part B) deductible |
Skilled nursing facility: Yes
Part A deductible: Yes Part B deductible: Yes Part B excess charges: Yes Foreign travel emergency: Yes |
| Medigap Plan F-high deductible | Premiums range from $29-$224 depending on your age, sex, health status, and when you buy. | $0 Generally your cost for approved Part B services after you pay $2,370 deductible | $2,370 total plan deductible. After, you pay: $0 Hospital (Part A) deductible, $0 Medical (Part B) deductible |
Skilled nursing facility: Yes
Part A deductible: Yes Part B deductible: Yes Part B excess charges: Yes Foreign travel emergency: Yes |
| Medigap Plan G | Premiums range from $93-$1,036 depending on your age, sex, health status, and when you buy. | $0 Generally your cost for approved Part B services | $0 Hospital (Part A) deductible, $203 Medical (Part B) deductible |
Skilled nursing facility: Yes
Part A deductible: Yes Part B deductible: No Part B excess charges: Yes Foreign travel emergency: Yes |
| Medigap Plan G-high deductible | Premiums range from $29-$213 depending on your age, sex, health status, and when you buy. | $0 Generally your cost for approved Part B services after you pay $2,370 deductible | $2,370 total plan deductible. After, you pay: $0 Hospital (Part A) deductible, $203 Medical (Part B) deductible |
Skilled nursing facility: Yes
Part A deductible: Yes Part B deductible: No Part B excess charges: Yes Foreign travel emergency: Yes |
| Medigap Plan K | Premiums range from $47-$339 depending on your age, sex, health status, and when you buy. | 10% Generally your cost for approved Part B services up to $6,220. Then, you’ll pay $0 for the rest of the year. | $742 (50% of Part A deductible) Hospital (Part A) deductible, $203 Medical (Part B) deductible |
Skilled nursing facility: Yes
Part A deductible: Yes Part B deductible: No Part B excess charges: No Foreign travel emergency: No |
| Medigap Plan L | Premiums range from $61-$696 depending on your age, sex, health status, and when you buy. | 5% Generally your cost for approved Part B services up to $3,110. Then, you’ll pay $0 for the rest of the year. | $371 (25% of Part A deductible) Hospital (Part A) deductible, $203 Medical (Part B) deductible |
Skilled nursing facility: Yes
Part A deductible: Yes Part B deductible: No Part B excess charges: No Foreign travel emergency: No |
| Medigap Plan M | Premiums range from $69-$825 depending on your age, sex, health status, and when you buy. | $0 Generally your cost for approved Part B services | $742 (50% of Part A deductible) Hospital (Part A) deductible, $203 Medical (Part B) deductible |
Skilled nursing facility: Yes
Part A deductible: Yes Part B deductible: No Part B excess charges: No Foreign travel emergency: Yes |
| Medigap Plan N | Premiums range from $71-$711 depending on your age, sex, health status, and when you buy. | $0 Generally your cost for approved Part B services with some $20 and $50 copays | $0 Hospital (Part A) deductible, $203 Medical (Part B) deductible |
Skilled nursing facility: Yes
Part A deductible: Yes Part B deductible: No Part B excess charges: No Foreign travel emergency: Yes |
Standalone Medicare Part D Plans in Richmond, Indiana
Prescription drug coverage for Medicare in Richmond, Indiana is covered by a Part D plan. You can purchase Part D coverage in Richmond, Indiana as a standalone plan if it’s not included in your Medicare Advantage coverage. Take a look at the options for standalone Part D plans here.
Standalone Medicare Part D Plans in Richmond, Indiana
| Plan | Details | Tiers |
|---|---|---|
| SilverScript SmartRx (PDP) S5601 – 190 – 0 by Aetna Medicare |
Monthly Premium: $7.30 Annual Deductable: $445 Zero Premium If Full LIS Benefits: No ICL: $4,130 Additional Gap Coverage: No |
Tier 1: $0.00 Tier 2: $19.00 Tier 3: $46.00 Tier 4: 45% Tier 5: 25% |
| Elixir RxPlus (PDP) S7694 – 133 – 0 by Elixir Insurance |
Monthly Premium: $14.30 Annual Deductable: $445 Zero Premium If Full LIS Benefits: No ICL: $4,130 Additional Gap Coverage: No |
Tier 1: $1.00 Tier 2: $6.00 Tier 3: $43.00 Tier 4: 45% Tier 5: 25% |
| Clear Spring Health Premier Rx (PDP) S6946 – 041 – 0 by Clear Spring Health |
Monthly Premium: $15.40 Annual Deductable: $445 Zero Premium If Full LIS Benefits: No ICL: $4,130 Additional Gap Coverage: No |
Tier 1: $1.00 Tier 2: $3.00 Tier 3: $40.00 Tier 4: 41% Tier 5: 25% |
| WellCare Wellness Rx (PDP) S4802 – 184 – 0 by WellCare |
Monthly Premium: $15.80 Annual Deductable: $445 Zero Premium If Full LIS Benefits: No ICL: $4,130 Additional Gap Coverage: No |
Tier 1: $0.00 Tier 2: $5.00 Tier 3: $40.00 Tier 4: 46% Tier 5: 25% |
| Humana Walmart Value Rx Plan (PDP) S5884 – 194 – 0 by Humana |
Monthly Premium: $17.20 Annual Deductable: $445 Zero Premium If Full LIS Benefits: No ICL: $4,130 Additional Gap Coverage: No |
Tier 1: $1.00 Tier 2: $4.00 Tier 3: 19% Tier 4: 35% Tier 5: 25% |
| WellCare Value Script (PDP) S4802 – 150 – 0 by WellCare |
Monthly Premium: $17.70 Annual Deductable: $445 Zero Premium If Full LIS Benefits: No ICL: $4,130 Additional Gap Coverage: No |
Tier 1: $0.00 Tier 2: $6.00 Tier 3: $43.00 Tier 4: 47% Tier 5: 25% |
| Express Scripts Medicare – Saver (PDP) S5660 – 231 – 0 by Express Scripts Medicare |
Monthly Premium: $22.60 Annual Deductable: $285 Zero Premium If Full LIS Benefits: No ICL: $4,130 Additional Gap Coverage: No |
Tier 1: $2.00 Tier 2: $7.00 Tier 3: $35.00 Tier 4: 50% Tier 5: 28% |
| WellCare Medicare Rx Select (PDP) S5810 – 289 – 0 by WellCare |
Monthly Premium: $23.20 Annual Deductable: $415 Zero Premium If Full LIS Benefits: No ICL: $4,130 Additional Gap Coverage: No |
Tier 1: $0.00 Tier 2: $3.00 Tier 3: $47.00 Tier 4: 42% Tier 5: 25% |
| Mutual of Omaha Rx Premier (PDP) S7126 – 084 – 0 by Mutual of Omaha Rx |
Monthly Premium: $23.60 Annual Deductable: $445 Zero Premium If Full LIS Benefits: No ICL: $4,130 Additional Gap Coverage: No |
Tier 1: $0.00 Tier 2: $2.00 Tier 3: 23% Tier 4: 46% Tier 5: 25% |
| Cigna Secure-Essential Rx (PDP) S5617 – 294 – 0 by Cigna |
Monthly Premium: $23.70 Annual Deductable: $445 Zero Premium If Full LIS Benefits: No ICL: $4,130 Additional Gap Coverage: No |
Tier 1: $0.00 Tier 2: $2.00 Tier 3: 18% Tier 4: 45% Tier 5: 25% |
| Anthem MediBlue Rx Enhanced (PDP) S5596 – 074 – 0 by Anthem MediBlue Rx (PDP) |
Monthly Premium: $25.30 Annual Deductable: $300 Zero Premium If Full LIS Benefits: No ICL: $4,130 Additional Gap Coverage: Yes |
Tier 1: $0.00 Tier 2: $2.00 Tier 3: 20% Tier 4: 38% Tier 5: 26% |
| SilverScript Choice (PDP) S5601 – 030 – 0 by Aetna Medicare |
Monthly Premium: $26.20 Annual Deductable: $325 Zero Premium If Full LIS Benefits: Yes ICL: $4,130 Additional Gap Coverage: No |
Tier 1: $0.00 Tier 2: $5.00 Tier 3: $35.00 Tier 4: 40% Tier 5: 27% |
| Express Scripts Medicare – Value (PDP) S5660 – 117 – 0 by Express Scripts Medicare |
Monthly Premium: $26.40 Annual Deductable: $445 Zero Premium If Full LIS Benefits: Yes ICL: $4,130 Additional Gap Coverage: No |
Tier 1: $1.00 Tier 2: $3.00 Tier 3: $31.00 Tier 4: 50% Tier 5: 25% |
| WellCare Classic (PDP) S4802 – 086 – 0 by WellCare |
Monthly Premium: $26.50 Annual Deductable: $445 Zero Premium If Full LIS Benefits: Yes ICL: $4,130 Additional Gap Coverage: No |
Tier 1: $0.00 Tier 2: $2.00 Tier 3: $30.00 Tier 4: 34% Tier 5: 25% |
| Clear Spring Health Value Rx (PDP) S6946 – 012 – 0 by Clear Spring Health |
Monthly Premium: $27.00 Annual Deductable: $445 Zero Premium If Full LIS Benefits: Yes ICL: $4,130 Additional Gap Coverage: No |
Tier 1: $1.00 Tier 2: $3.00 Tier 3: $42.00 Tier 4: 33% Tier 5: 25% |
| AARP MedicareRx Saver Plus (PDP) S5921 – 360 – 0 by UnitedHealthcare |
Monthly Premium: $27.70 Annual Deductable: $445 Zero Premium If Full LIS Benefits: Yes ICL: $4,130 Additional Gap Coverage: No |
Tier 1: $1.00 Tier 2: $5.00 Tier 3: $35.00 Tier 4: 40% Tier 5: 25% |
| Elixir RxSecure (PDP) S7694 – 015 – 0 by Elixir Insurance |
Monthly Premium: $27.80 Annual Deductable: $445 Zero Premium If Full LIS Benefits: Yes ICL: $4,130 Additional Gap Coverage: No |
Tier 1: $1.00 Tier 2: $7.00 Tier 3: 15% Tier 4: 33% Tier 5: 25% |
| Humana Basic Rx Plan (PDP) S5884 – 138 – 0 by Humana |
Monthly Premium: $28.50 Annual Deductable: $445 Zero Premium If Full LIS Benefits: Yes ICL: $4,130 Additional Gap Coverage: No |
Tier 1: $0.00 Tier 2: $1.00 Tier 3: 20% Tier 4: 35% Tier 5: 25% |
| Cigna Secure Rx (PDP) S5617 – 222 – 0 by Cigna |
Monthly Premium: $29.40 Annual Deductable: $445 Zero Premium If Full LIS Benefits: Yes ICL: $4,130 Additional Gap Coverage: No |
Tier 1: $1.00 Tier 2: $2.00 Tier 3: $32.00 Tier 4: 50% Tier 5: 25% |
| AARP MedicareRx Walgreens (PDP) S5921 – 396 – 0 by UnitedHealthcare |
Monthly Premium: $33.10 Annual Deductable: $445 Zero Premium If Full LIS Benefits: No ICL: $4,130 Additional Gap Coverage: No |
Tier 1: $0.00 Tier 2: $6.00 Tier 3: $40.00 Tier 4: 40% Tier 5: 25% |
| WellCare Medicare Rx Saver (PDP) S5810 – 049 – 0 by WellCare |
Monthly Premium: $36.00 Annual Deductable: $445 Zero Premium If Full LIS Benefits: No ICL: $4,130 Additional Gap Coverage: No |
Tier 1: $0.00 Tier 2: $6.00 Tier 3: $40.00 Tier 4: 40% Tier 5: 25% |
| Cigna Secure-Extra Rx (PDP) S5617 – 260 – 0 by Cigna |
Monthly Premium: $48.50 Annual Deductable: $100 Zero Premium If Full LIS Benefits: No ICL: $4,130 Additional Gap Coverage: Yes |
Tier 1: $4.00 Tier 2: $10.00 Tier 3: $42.00 Tier 4: 50% Tier 5: 31% |
| Anthem MediBlue Rx Standard (PDP) S5596 – 017 – 0 by Anthem MediBlue Rx (PDP) |
Monthly Premium: $57.50 Annual Deductable: $330 Zero Premium If Full LIS Benefits: No ICL: $4,130 Additional Gap Coverage: No |
Tier 1: $1.00 Tier 2: $2.00 Tier 3: $34.00 Tier 4: 33% Tier 5: 25% |
| Anthem MediBlue Rx Plus (PDP) S5596 – 018 – 0 by Anthem MediBlue Rx (PDP) |
Monthly Premium: $58.70 Annual Deductable: $0 Zero Premium If Full LIS Benefits: No ICL: $4,130 Additional Gap Coverage: No |
Tier 1: $1.00 Tier 2: $3.00 Tier 3: $43.00 Tier 4: 45% Tier 5: 33% |
| SilverScript Plus (PDP) S5601 – 031 – 0 by Aetna Medicare |
Monthly Premium: $58.70 Annual Deductable: $0 Zero Premium If Full LIS Benefits: No ICL: $4,130 Additional Gap Coverage: Yes |
Tier 1: $0.00 Tier 2: $2.00 Tier 3: $47.00 Tier 4: 50% Tier 5: 33% |
| Humana Premier Rx Plan (PDP) S5884 – 161 – 0 by Humana |
Monthly Premium: $61.70 Annual Deductable: $445 Zero Premium If Full LIS Benefits: No ICL: $4,130 Additional Gap Coverage: No |
Tier 1: $1.00 Tier 2: $4.00 Tier 3: $45.00 Tier 4: 49% Tier 5: 25% |
| Mutual of Omaha Rx Plus (PDP) S7126 – 014 – 0 by Mutual of Omaha Rx |
Monthly Premium: $68.00 Annual Deductable: $445 Zero Premium If Full LIS Benefits: No ICL: $4,130 Additional Gap Coverage: No |
Tier 1: $0.00 Tier 2: $3.00 Tier 3: 20% Tier 4: 37% Tier 5: 25% |
| WellCare Medicare Rx Value Plus (PDP) S5768 – 138 – 0 by WellCare |
Monthly Premium: $73.20 Annual Deductable: $0 Zero Premium If Full LIS Benefits: No ICL: $4,130 Additional Gap Coverage: No |
Tier 1: $1.00 Tier 2: $4.00 Tier 3: $47.00 Tier 4: 46% Tier 5: 33% |
| Express Scripts Medicare – Choice (PDP) S5660 – 185 – 0 by Express Scripts Medicare |
Monthly Premium: $78.90 Annual Deductable: $100 Zero Premium If Full LIS Benefits: No ICL: $4,130 Additional Gap Coverage: Yes |
Tier 1: $2.00 Tier 2: $7.00 Tier 3: $42.00 Tier 4: 50% Tier 5: 31% |
| AARP MedicareRx Preferred (PDP) S5820 – 014 – 0 by UnitedHealthcare |
Monthly Premium: $81.60 Annual Deductable: $0 Zero Premium If Full LIS Benefits: No ICL: $4,130 Additional Gap Coverage: No |
Tier 1: $5.00 Tier 2: $10.00 Tier 3: $45.00 Tier 4: 40% Tier 5: 33% |
Compare Medicare Rates in Richmond, Indiana
If you’re ready to buy Richmond, Indiana Medicare coverage, we’re here to help. Enter your ZIP code to see Medicare rates in Richmond, IN and find the coverage that’s right for you.
Frequently Asked Questions
What are Medicare companies and plans?
Medicare companies and plans are private insurance companies that offer Medicare Advantage (Part C) and Medicare prescription drug (Part D) plans. These plans are designed to provide additional coverage and benefits beyond Original Medicare (Part A and Part B).
How can I find the best Medicare companies and plans in Richmond, Indiana?
To find the best Medicare companies and plans in Richmond, Indiana, you can consider the following steps:
- Research: Gather information about different companies and plans available in your area.
- Compare Coverage: Evaluate the coverage and benefits offered by each plan, considering your specific healthcare needs.
- Check Ratings: Look for ratings and reviews of the companies and plans from trusted sources like the Centers for Medicare & Medicaid Services (CMS) and independent rating agencies.
- Network Accessibility: Ensure that the plans you are considering have a network of healthcare providers in Richmond, Indiana.
- Cost Analysis: Compare the costs associated with each plan, including premiums, deductibles, copayments, and coinsurance.
Which are some of the top Medicare companies in Richmond, Indiana?
While the availability and rankings of Medicare companies may vary over time, here are a few well-known Medicare companies that have operated in Richmond, Indiana:
- UnitedHealthcare
- Humana
- Aetna
- Cigna
- Anthem Blue Cross and Blue Shield
What are the different types of Medicare plans available?
There are several types of Medicare plans available:
- Original Medicare (Part A and Part B): Provided by the federal government, it covers hospital stays (Part A) and medical services (Part B).
- Medicare Advantage (Part C): Offered by private insurance companies, it provides an alternative to Original Medicare and often includes additional benefits like prescription drug coverage and dental or vision services.
- Medicare Prescription Drug Plans (Part D): Stand-alone plans that provide coverage for prescription medications.
- Medicare Supplement Insurance (Medigap): Sold by private insurance companies, it helps cover the out-of-pocket costs of Original Medicare, such as deductibles, copayments, and coinsurance.
How do I choose the right Medicare plan in Richmond, Indiana?
Choosing the right Medicare plan depends on your individual needs and preferences. Consider the following factors:
- Health Needs: Evaluate your current health condition and anticipate future healthcare needs.
- Coverage: Assess the coverage provided by each plan, including prescription drugs, doctor visits, hospital stays, and additional benefits like vision or dental care.
- Cost: Compare the premiums, deductibles, copayments, and coinsurance associated with each plan.
- Provider Networks: Ensure that the plan has a network of doctors, hospitals, and specialists in Richmond, Indiana that you prefer or need.
- Prescription Medications: If you take regular medications, check if your drugs are covered and review the plan’s formulary to ensure they are affordable.
- Overall Value: Consider the combination of coverage, cost, and provider network to determine the plan that offers the best overall value for your specific needs.
Are you looking for free insurance quotes?
Your one-stop online insurance guide. Get free quotes now!
Secured with SHA-256 Encryption
Diego Anderson
Licensed Real Estate Agent
Diego Anderson is a Real Estate Agent based in the Bay Area of California. Having received his Real Estate License at the age of 18, he wasted no time learning the ins and outs of the industry. With a focus on residential dual agency, he has a passion for supporting and educating families on their home buying and selling decisions. He is no stranger to new builds and new developments. He also r...
Licensed Real Estate Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.