Best Toyota Venza Car Insurance Quotes (2024)
The average Toyota Venza insurance rates are $112/mo for full coverage, but comparing Toyota Venza insurance quotes online is the easiest way to find cheap car insurance. State Farm and GEICO are the most popular companies for Toyota Venza insurance coverage. Start comparing Toyota auto insurance rates now with our free tool below.
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UPDATED: Nov 27, 2023
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Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
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Key takeaways:
- Full coverage costs around $1,344 a year or $112 each month
- A liability-only policy costs around $539 a year or $45 each month
- Highest rates are for teenage drivers at around $4,912 a year or $409 each month
- Good drivers can save as much as $554 a year by earning policy discounts
- Toyota Venza insurance costs around $175 less per year than the average vehicle
Toyota Venza insurance rates are about $175 less per year than the average vehicle with full coverage averaging $1,344 a year or $112 a month. As new drivers who are considered high risk, teens will pay the most at around $4,912 a year or $409 a month.
Good drivers can save up to $554 a year in policy discounts. We’re going to go over Toyota Venza insurance rates, insurance loss rates, and more.
You can compare car insurance quotes for Toyota Venza car insurance rates from some of the best car insurance companies by using our free online tool now.
Toyota Venza Insurance Cost
The average Toyota Venza auto insurance costs are $1,344 a year or $112 a month.
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Are Toyota Venzas Expensive to Insure?
The chart below details how Toyota Venza insurance rates compare to other crossovers like the Ford Escape, Lincoln MKX, and Subaru Crosstrek.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Ford Escape | $280 | $438 | $316 | $1,170 |
| Lincoln MKX | $294 | $596 | $398 | $1,446 |
| Subaru Crosstrek | $320 | $512 | $332 | $1,300 |
| Kia Niro | $282 | $478 | $398 | $1,316 |
| Chevrolet Trax | $280 | $470 | $372 | $1,280 |
| Ford EcoSport | $280 | $500 | $372 | $1,310 |
However, there are a few things you can do to find the cheapest Toyota insurance rates online.
What Impacts the Cost of Toyota Venza Insurance?
The Toyota Venza trim and model you choose can impact the total price you will pay for Toyota Venza insurance coverage.
Age of the Vehicle
The average Toyota Venza auto insurance rates are higher for newer models. For example, auto insurance for a 2015 Toyota Venza costs $1,344, while 2010 Toyota Venza insurance costs are $1,156, a difference of $188.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2015 Toyota Venza | $260 | $484 | $442 | $1,344 |
| 2014 Toyota Venza | $250 | $450 | $452 | $1,310 |
| 2013 Toyota Venza | $240 | $424 | $456 | $1,278 |
| 2012 Toyota Venza | $230 | $380 | $460 | $1,228 |
| 2011 Toyota Venza | $214 | $350 | $460 | $1,182 |
| 2010 Toyota Venza | $206 | $328 | $464 | $1,156 |
Driver Age
Driver age can have a significant effect on the cost of Toyota Venza car insurance. For example, 30-year-old drivers pay approximately $59 more for their Toyota Venza car insurance than 40-year-old drivers.
Driver Location
Where you live can have a large impact on Toyota Venza insurance rates. For example, drivers in New York may pay $820 a year more than drivers in Seattle.
Your Driving Record
Your driving record can have an impact on your Toyota Venza car insurance rates. Teens and drivers in their 20’s see the highest jump in their Toyota Venza car insurance with violations on their driving record.
Toyota Venza Safety Ratings
Your Toyota Venza car insurance rates are influenced by the safety ratings of the Toyota Venza. See the breakdown below:
| Test Type | Rating |
| Small overlap front: driver-side | Not Tested |
|---|---|
| Small overlap front: passenger-side | Not Tested |
| Moderate overlap front | Good |
| Side | Good |
| Roof strength | Good |
| Head restraints and seats | Good |
| Source: Insurance Institute for Highway Safety | |
Toyota Venza Crash Test Ratings
Not only do good Toyota Venza crash test ratings mean you are better protected in a crash, but good crash ratings also mean cheaper Toyota Venza auto insurance rates.
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| Toyota Venza | 5 | 4 | 5 | 4 |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Toyota Venza Safety Features
Most drivers don’t realize that not only do Toyota Venza safety features play a vital role in keeping passengers safe in crashes, but they can also help lower Toyota Venza auto insurance rates. The Toyota Venza’s safety features include:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- 4-Wheel ABS
- 4-Wheel Disc Brakes
- Brake Assist
- Electronic Stability Control
- Daytime Running Lights
- Child Safety Locks
- Integrated Turn Signal Mirrors
- Traction Control
Toyota Venza Insurance Loss Probability
The lower percentage means lower Toyota Venza auto insurance rates; higher percentages mean higher Toyota Venza car insurance rates. The Toyota Venza’s insurance loss probability varies for each form of coverage.
| Insurance Coverage Category | Loss Rate |
| Collision | -7% |
|---|---|
| Property Damage | 2% |
| Comprehensive | -14% |
| Personal Injury | 15% |
| Medical Payment | 10% |
| Bodily Injury | -7% |
| Source: Insurance Institute for Highway Safety | |
Toyota Venza Finance and Insurance Cost
If you are financing a Toyota Venza, most lenders will require your carry higher Toyota Venza coverage options including comprehensive coverage, so be sure to shop around and compare Toyota Venza auto insurance rates from the best companies using our FREE tool below.
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Ways to Save on Toyota Venza Insurance
There are several ways you can save even more on your Toyota Venza car insurance rates. Take a look at the following five tips:
- Be Picky About Who Drives Your Toyota Venza
- Provide Your Toyota Venza VIN When Requesting Toyota Venza Auto Insurance Quotes
- Take a Refresher Course as an Older Driver
- Ask About Discounts for People with Disabilities
- Never Drink and Drive Your Toyota Venza
Top Toyota Venza Insurance Companies
Who is the top car insurance company for Toyota Venza insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Toyota Venza auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Toyota Venza offers.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | GEICO | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
Compare Free Toyota Venza Insurance Quotes Online
Start comparing Toyota Venza car insurance quotes for free by using our convenient online comparison tool.
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Frequently Asked Questions
How much does Toyota Venza insurance cost?
The average Toyota Venza auto insurance costs are $1,344 per year or $112 per month.
Are Toyota Venzas expensive to insure?
Compared to other crossovers like the Ford Escape, Lincoln MKX, and Subaru Crosstrek, Toyota Venza insurance rates are relatively affordable.
What factors impact the cost of Toyota Venza insurance?
Several factors can influence the cost of Toyota Venza insurance, including the age of the vehicle, driver age, driver location, and driving record.
How does the age of the vehicle affect Toyota Venza insurance rates?
Newer Toyota Venza models tend to have higher insurance rates compared to older models. For example, insurance for a 2015 Toyota Venza costs $1,344 per year, while insurance for a 2010 Toyota Venza costs $1,156 per year.
Does driver age affect Toyota Venza insurance rates?
Yes, driver age can have a significant effect on the cost of Toyota Venza car insurance. For instance, 30-year-old drivers pay around $59 more for their insurance compared to 40-year-old drivers.
How does a driving record affect Toyota Venza insurance rates?
Your driving record plays a role in determining your Toyota Venza insurance rates. Teen drivers and those in their 20s with violations on their record may experience higher insurance costs.
Are you looking for free insurance quotes?
Your one-stop online insurance guide. Get free quotes now!
Secured with SHA-256 Encryption
Angie Watts
Licensed Real Estate Agent
Angie Watts is a licensed real estate agent with Florida Executive Realty. Specializing in residential properties since 2015, Angie is a real estate writer who published a book educating homeowners on how to make the most money when they sell their homes. Her goal is to educate and empower both home buyers and sellers so they can have a stress-free shopping and/or selling process. She has studi...
Licensed Real Estate Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.