Best Volkswagen Passat Car Insurance Quotes (2024)
The average Volkswagen Passat insurance rates are $125/mo for full coverage, $30.50/mo for Comprehensive, $44.58/mo for collision, and $30.50/mo for liability insurance. Shop around with our comparison tool below to find the best Volkswagen Passat insurance quotes near you.
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Daniel Walker
Licensed Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
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UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
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Key takeaways:
- Full coverage costs around $1,504 a year or $125 each month
- A liability-only policy costs around $603 a year or $50 each month
- Highest rates are for teenage drivers at around $5,497 a year or $458 each month
- Good drivers can save as much as $620 a year by earning policy discounts
- Volkswagen Passat insurance costs around $15 less per year than the average vehicle
Volkswagen Passat car insurance rates are just slightly less than the average vehicle in the country with full coverage costing around $1,504 a year or $125 a month. Owners of an older Volkswagen Passat may choose to get liability coverage only which averages $603 a year or $50 a month.
Good drivers can save up to $620 a year in policy discounts by being courteous and safe while driving. Let’s take a closer look at Volkswagen Passat insurance rates, crash test ratings, and more.
You can start comparing quotes for Volkswagen Passat car insurance rates from some of the best companies to buy car insurance from by using our free online tool now.
Volkswagen Passat Insurance Cost
The average Volkswagen Passat auto insurance rates are $1,504 a year or $125 a month.
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Are Volkswagen Passats Expensive to Insure?
The chart below details how Volkswagen Passat insurance rates compare to other sedans like the Dodge Charger, Hyundai Elantra, and Nissan Sentra.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Volkswagen Passat | $348 | $626 | $372 | $1,504 |
| Dodge Charger | $376 | $626 | $466 | $1,668 |
| Hyundai Elantra | $280 | $562 | $372 | $1,372 |
| Nissan Sentra | $254 | $570 | $390 | $1,372 |
| Toyota Camry | $294 | $570 | $390 | $1,412 |
| Cadillac ATS | $294 | $566 | $398 | $1,416 |
| Chevrolet Impala | $280 | $532 | $372 | $1,342 |
However, there are a few things you can do to find the cheapest Volkswagen insurance rates online.
What Impacts the Cost of Volkswagen Passat Insurance?
The Volkswagen Passat trim and model you choose can impact the total price you will pay for Volkswagen Passat insurance coverage.
Age of the Vehicle
Older Volkswagen Passat models generally cost less to insure. For example, car insurance rates for a 2020 Volkswagen Passat are $1,504, while 2010 Volkswagen Passat rates are $1,210, a difference of $294.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2020 Volkswagen Passat | $348 | $626 | $372 | $1,504 |
| 2019 Volkswagen Passat | $332 | $600 | $390 | $1,480 |
| 2018 Volkswagen Passat | $320 | $596 | $398 | $1,472 |
| 2017 Volkswagen Passat | $308 | $582 | $416 | $1,464 |
| 2016 Volkswagen Passat | $298 | $558 | $430 | $1,444 |
| 2015 Volkswagen Passat | $282 | $538 | $442 | $1,420 |
| 2014 Volkswagen Passat | $270 | $500 | $452 | $1,380 |
| 2013 Volkswagen Passat | $260 | $470 | $456 | $1,344 |
| 2012 Volkswagen Passat | $248 | $422 | $460 | $1,288 |
| 2010 Volkswagen Passat | $224 | $364 | $464 | $1,210 |
Driver Age
Driver age can have a significant effect on Volkswagen Passat car insurance rates. For example, 30-year-old drivers pay $66 more for Volkswagen Passat car insurance than 40-year-old drivers.
Driver Location
Where you live can have a large impact on Volkswagen Passat insurance rates. For example, drivers in New York may pay $391 a year more than drivers in Chicago.
Your Driving Record
Your driving record can have an impact on the cost of Volkswagen Passat auto insurance. Teens and drivers in their 20’s see the highest jump in their Volkswagen Passat auto insurance rates with violations on their driving record.
Volkswagen Passat Safety Ratings
Your Volkswagen Passat car insurance rates are tied to the safety ratings of the Volkswagen Passat. See the breakdown below:
| Test Type | Rating |
| Small overlap front: driver-side | Good |
|---|---|
| Small overlap front: passenger-side | Good |
| Moderate overlap front | Good |
| Side | Good |
| Roof strength | Good |
| Head restraints and seats | Good |
| Source: Insurance Institute for Highway Safety | |
Volkswagen Passat Crash Test Ratings
Volkswagen Passat crash test ratings will affect your Volkswagen Passat car insurance rates.
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2020 Volkswagen Passat 4 DR FWD | N/R | N/R | N/R | 4 stars |
| 2019 Volkswagen Passat 4 DR FWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2018 Volkswagen Passat 4 DR FWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2017 Volkswagen Passat 4 DR FWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2016 Volkswagen Passat 4 DR FWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Volkswagen Passat Safety Features
Volkswagen Passat safety features can lower the cost of your insurance. The safety features for the 2020 Volkswagen Passat include:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- 4-Wheel ABS
- 4-Wheel Disc Brakes
- Brake Assist
- Electronic Stability Control
- Daytime Running Lights
- Child Safety Locks
- Integrated Turn Signal Mirrors
- Traction Control
- Blind Spot Monitor
- Cross-Traffic Alert
Volkswagen Passat Insurance Loss Probability
The lower percentage means lower Volkswagen Passat auto insurance rates; higher percentages mean higher Volkswagen Passat car insurance rates. The Volkswagen Passat’s insurance loss probability varies for each form of coverage.
| Insurance Coverage Category | Loss Rate |
| Collision | 1% |
|---|---|
| Property Damage | -1% |
| Comprehensive | -1% |
| Personal Injury | 11% |
| Medical Payment | 13% |
| Bodily Injury | 2% |
| Source: Insurance Institute for Highway Safety | |
Volkswagen Passat Finance and Insurance Cost
If you are financing a Volkswagen Passat, most lenders will require your carry higher Volkswagen Passat coverage options including comprehensive coverage, so be sure to shop around and compare Volkswagen Passat car insurance quotes from the best companies using our FREE tool below.
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Ways to Save on Volkswagen Passat Insurance
There are many ways that you can save on Volkswagen Passat car insurance. Below are five actions you can take to find cheap Volkswagen Passat auto insurance rates.
- Make Sure You’re Raising a Safe Driver
- Watch Your Insurer Closely When Your Volkswagen Passat Needs Repairs
- Never Drink and Drive Your Volkswagen Passat
- Pay Your Bills On Time — Especially Volkswagen Passat Payments and Insurance
- Ask for a Volkswagen Passat Discount If You Have College Degree or Higher
Top Volkswagen Passat Insurance Companies
Who is the top car insurance company for Volkswagen Passat insurance rates? Major companies like Progressive, Geico, and State Farm all offer plans for the Passat. While the actual rates you pay will depend on many factors, here are some of the top companies offering Volkswagen Passat auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Volkswagen Passat offers.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | GEICO | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
Compare Free Volkswagen Passat Insurance Quotes Online
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Frequently Asked Questions
What is Volkswagen Passat Car Insurance?
Volkswagen Passat Car Insurance is a type of insurance policy designed specifically for Volkswagen Passat owners. It provides coverage for damages or losses to the vehicle and may also cover liability for any accidents or injuries caused by the driver.
Can I customize my Volkswagen Passat Car Insurance policy?
Yes, you can customize your Volkswagen Passat Car Insurance policy to fit your specific needs. You can choose the coverage amounts and deductibles that work best for you.
Will Volkswagen Passat Car Insurance cover rental cars?
Some Volkswagen Passat Car Insurance policies may cover rental cars in the event that your vehicle is damaged or stolen. It is best to check with your insurance provider for details.
What is an insurance deductible?
An insurance deductible is the amount you must pay out of pocket before your insurance coverage kicks in.
What happens if I don’t have Volkswagen Passat Car Insurance?
If you don’t have Volkswagen Passat Car Insurance, you may be held financially responsible for any damages or injuries caused by you while driving your vehicle. You may also face legal penalties.
What factors affect the cost of Volkswagen Passat Car Insurance?
Factors such as your age, location, driving history, the make and model of your Volkswagen Passat, and the coverage you choose can all affect the cost of your Volkswagen Passat Car Insurance.
Can I get discounts on Volkswagen Passat Car Insurance?
Yes, you may be eligible for discounts on your Volkswagen Passat Car Insurance. Common discounts include safe driver discounts, multi-car discounts, and bundling discounts with other types of insurance.
Are you looking for free insurance quotes?
Your one-stop online insurance guide. Get free quotes now!
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Daniel Walker
Licensed Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.