What types of car insurance coverage does National General offer?

What types of car insurance coverage does National General offer? Even though many of the company’s coverage options are typical in the insurance world, they have a few extras that may make life a little easier in the wake of an accident.

In addition to opting for its more common car insurance coverages, some may be drawn to options like National General’s Emergency Expense Allowance and uninsured/underinsured motorist coverage.

Types of Auto Insurance Coverage National General Offers

National General offers all of the following coverages:

• Bodily injury liability
• Uninsured motorist
• Underinsured motorist
• Property damage liability
• Personal injury protection
• Collision
• Accidental death and dismemberment
• Comprehensive
• Roadside Assistance
• Auto protection plan
• Medical payments

With this comprehensive list, you may find that National General gives you exactly how much car insurance you need.

Two Insurance Categories National General Offers: Auto and Commercial Auto

National General’s auto policies are similar to what many drivers are already familiar with. It covers damage and injuries resulting from incidents involving a customer’s personal vehicle.

The company’s commercial car insurance coverage options are somewhat different in that they’re designed for businesses that want to insure their vehicles. For instance, if a moving company owns a fleet of vans, it could use National General to insure each one.

Also, if you’re a business owner and you have more than one vehicle you need coverage for, you may be able to take advantage of National General’s multi-policy discount. This provides savings for those who insure more than one vehicle at the same time with a company.

Unique Insurance that National General Offers: RV and Motorcycle Coverage

National General’s RV coverage may be a good fit for those who explore the countryside in their recreational vehicle. It provides coverage for personal belongings up to $3,000, as well as items permanently attached to the RV, such as an awning or refrigerator.

Since RVs endure different mechanical strains than most normal vehicles, some of National General’s RV coverage options may be especially appealing to those that regularly travel in their recreational vehicles.

For instance, if you want to improve your suspension, the insurer will cover enhancements and the additional parts they require.

For rough riders, ATV trailblazers, and other cycle enthusiasts, National General provides you with not just motorcycle insurance coverage but also coverage for your helmet. You can also get coverage for customizations, up to $20,000, and additional features, such as saddle bags and heated grips.

Distinctive Benefits Provided by National General Car Insurance

If you’ve ever been in an accident out of town, you know how jarring the experience can be, especially if you aren’t able to return home right away. With National General, you can get coverage for as much as $500 in food, travel, and lodging expenses for a covered claim.

For instance, if you get into an accident on the way back from a vacation and you can’t drive your car, you can stay in a hotel and grab dinner and breakfast, and National General will reimburse those expenses.

In addition, if you end up having to take a bus, taxi, or rideshare home, National General foots those bills as well.

Final Thoughts on the Types of Car Insurance Coverage National General Offers

National General’s insurance options both fit the needs of traditional drivers and those with unique vehicles, such as ATVs, motorcycles, RVs, and even golf carts. The company’s Emergency Expense Allowance may be especially helpful if you need help covering the cost of lodging or food after an accident. (For more information, read our “Best Car Insurance Company for a Golf Cart“).

By taking the time to discuss your coverage options with a representative, you may be able to craft a policy that meets your needs and lifestyle.