Best Wisconsin Medicare Supplement Companies & Plans (2024)

Yes, Medicare Advantage plans, also known as Medicare Part C, are available in Wisconsin. These plans are an alternative to Original Medicare and are offered by private insurance companies approved by Medicare. Medicare Advantage plans often include prescription drug coverage and may offer additional benefits like dental, vision, and hearing coverage. It’s important to compare the benefits, costs, and network options of Medicare Advantage plans against Medicare Supplement plans to determine the best fit for your needs.

Yes, you can change your Medicare Supplement plan in Wisconsin. However, there are certain factors to consider, such as open enrollment periods and underwriting requirements. During the open enrollment period, which is typically a six-month period starting when you first enroll in Medicare Part B, you have guaranteed issue rights, meaning insurance companies cannot deny you coverage or charge higher premiums based on pre-existing conditions. Outside of the open enrollment period, you may be subject to medical underwriting, which could affect your ability to switch plans.

Yes, Medicare Supplement plans in Wisconsin are standardized. The state follows the federal guidelines for standardization, which means that all insurance companies must offer the same standardized plans. The coverage and benefits provided by each plan, such as Plan A, Plan B, etc., are consistent across different insurance companies. However, the pricing and premium rates may vary.

To compare Medicare Supplement plans in Wisconsin, you can:

• Research and gather information about different plans offered by various insurance companies.
• Compare the coverage and benefits provided by each plan, including deductibles, coinsurance, copayments, and additional perks.
• Consider the premium rates and how they fit into your budget.
• Review the reputation and customer satisfaction ratings of the insurance companies offering the plans.
• Seek guidance from a licensed insurance agent or broker who specializes in Medicare plans.

When evaluating Medicare Supplement companies, consider the following factors:

• Financial stability and reputation of the company.
• Customer service and accessibility.
• Range of available plans and coverage options.
• Pricing and premium rates.
• Provider network and flexibility to choose healthcare providers.
• Additional benefits or discounts offered.
• Any specific needs or preferences you have regarding coverage.